Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Bac Holding InternationalBOG:BHI 29 OCF Margin % is 12.04% as of Jun. 2026, which is 11% below its 10-year median of 13.51. GuruFocus rates BOG:BHI with a GF Score™ of 29/100 and a GF Value™ of COP324.02 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,484 Banks companies, Bac Holding International ranks better than 76.89% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bac Holding International's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bac Holding International OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bac Holding International's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Bac Holding International's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bac Holding International (BOG:BHI) has a OCF Margin % of 12.04% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bac Holding International and its competitors. This is 11% below median its historical median of 13.51. Over the past decade, Bac Holding International's OCF Margin % has ranged from 2.43 to 166.54. According to the industry distribution chart, Bac Holding International ranks #343 out of 1484 companies in the Banks industry, placing it in the top 23.1%.
Is Bac Holding International's OCF Margin % too high?
Bac Holding International's current OCF Margin % of 12.04% is 11% below median its 10-year median of 13.51. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 166.54. The Banks industry median OCF Margin % is 30.83. Bac Holding International's value of 12.04% is 60.9% below this industry median. Based on the distribution chart, Bac Holding International ranks #343 out of 1484 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bac Holding International has a GF Score™ of 29/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bac Holding International's OCF Margin % compare to USB?
According to the Banks industry distribution chart, Bac Holding International ranks #343 out of 1484 companies for OCF Margin %. This places Bac Holding International in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 30.83. Bac Holding International's value of 12.04% is 60.9% below this benchmark. Historically, Bac Holding International's own OCF Margin % has ranged from 2.43 to 166.54 over the past decade. While the company's 10-year median is 13.51 vs. the industry median of 30.83, Bac Holding International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.83, based on 1,484 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac Holding International's current OCF Margin % of 12.04% is 60.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bac Holding International and its competitors. For the Banks industry, the median OCF Margin % is 30.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac Holding International's current OCF Margin % is 12.04%, which is 11% below median its own 10-year median of 13.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac Holding International stock overvalued right now?
Based on GuruFocus' analysis, Bac Holding International (BOG:BHI) is currently considered Modestly Overvalued. The stock's GF Value™ is COP324.02, compared to a current price of COP368.00 — trading 13.6% above its estimated fair value. The current OCF Margin % is 12.04%, which is 11% below median its 10-year median of 13.51 and 60.9% below the Banks industry median of 30.83. Bac Holding International's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bac Holding International (BOG:BHI), the current OCF Margin % is 12.04% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bac Holding International (BOG:BHI) Overvalued in 2026?
Based on GuruFocus' analysis, Bac Holding International stock appears to be overvalued.
The current stock price of COP368.00 is trading 13.6% above its estimated GF Value™ of COP324.02.
GuruFocus considers Bac Holding International to be Modestly Overvalued.
Key valuation signals for BOG:BHI:
OCF Margin %: 12.04% (11% below median its 10-year median of 13.51)
GF Value™: COP324.02 vs. price of COP368.00 (13.6% above fair value)
Industry Position: 60.9% below the Banks median (#343 of 1484)
No single metric tells the full story. See the BOG:BHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOG:BHI has been successfully added to your 
