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Bac Holding InternationalBOG:BHI -0.53%46 5-Year Yield-on-Cost % is 7.60 as of Aug. 12, 2026, which is 5% below its 10-year median of 8.03. GuruFocus rates BOG:BHI with a GF Score™ of 46/100 and a GF Value™ of COP323.04 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,247 Banks companies, Bac Holding International ranks worse than 80192.38% on this metric.
Bac Holding International (BOG:BHI) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bac Holding International 5-Year Yield-on-Cost % Related Terms
BOG:BHI vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bac Holding International's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bac Holding International 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bac Holding International's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bac Holding International's 5-Year Yield-on-Cost % falls into.
Bac Holding International 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bac Holding International (BOG:BHI) has a 5-Year Yield-on-Cost % of 7.60 as of Aug. 12, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bac Holding International and its competitors. This is near median its historical median of 8.03. Over the past decade, Bac Holding International's 5-Year Yield-on-Cost % has ranged from 4.23 to 17.58. According to the industry distribution chart, Bac Holding International ranks #999999 out of 1247 companies in the Banks industry.
Is Bac Holding International's 5-Year Yield-on-Cost % too high?
Bac Holding International's current 5-Year Yield-on-Cost % of 7.60 is near median its 10-year median of 8.03. Over the past 10 years, this metric has ranged from a low of 4.23 to a high of 17.58. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Bac Holding International's value of 7.60 is 99.5% above this industry median. Based on the distribution chart, Bac Holding International ranks #999999 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bac Holding International has a GF Score™ of 46/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bac Holding International's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Bac Holding International ranks #999999 out of 1247 companies for 5-Year Yield-on-Cost %. This places Bac Holding International in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Bac Holding International's value of 7.60 is 99.5% above this benchmark. Historically, Bac Holding International's own 5-Year Yield-on-Cost % has ranged from 4.23 to 17.58 over the past decade. While the company's 10-year median is 8.03 vs. the industry median of 3.81, Bac Holding International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac Holding International's current 5-Year Yield-on-Cost % of 7.60 is 99.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bac Holding International and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac Holding International's current 5-Year Yield-on-Cost % is 7.60, which is near median its own 10-year median of 8.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac Holding International stock overvalued right now?
Based on GuruFocus' analysis, Bac Holding International (BOG:BHI) is currently considered Modestly Overvalued. The stock's GF Value™ is COP323.04, compared to a current price of COP372.00 — trading 15.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.60, which is near median its 10-year median of 8.03 and 99.5% above the Banks industry median of 3.81. Bac Holding International's overall GF Score™ is 46/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bac Holding International (BOG:BHI), the current 5-Year Yield-on-Cost % is 7.60 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bac Holding International (BOG:BHI) Overvalued in 2026?
Based on GuruFocus' analysis, Bac Holding International stock appears to be overvalued.
The current stock price of COP372.00 is trading 15.2% above its estimated GF Value™ of COP323.04.
GuruFocus considers Bac Holding International to be Modestly Overvalued.
Key valuation signals for BOG:BHI:
5-Year Yield-on-Cost %: 7.60 (near median its 10-year median of 8.03)
GF Value™: COP323.04 vs. price of COP372.00 (15.2% above fair value)
Industry Position: 99.5% above the Banks median (#999999 of 1247)
No single metric tells the full story. See the BOG:BHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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