Weihai Bank CoFRA:8K0 -4.90%45 Net Margin % is 25.57% as of Dec. 2025, which is 1% above its 10-year median of 25.22. GuruFocus rates FRA:8K0 with a GF Score™ of 45/100 and a GF Value™ of €0.31 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,530 Banks companies, Weihai Bank Co ranks worse than 55.75% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Weihai Bank Co's Net Income for the
six
months ended in Dec. 2025 was €136 Mil. Weihai Bank Co's Revenue for the
six
months ended in Dec. 2025 was €533 Mil. Therefore, Weihai Bank Co's net margin for the quarter that ended in Dec. 2025 was 25.57%.
The historical rank and industry rank for Weihai Bank Co's Net Margin % or its related term are showing as below:
FRA:8K0'
s Net Margin % Range Over the Past 10 Years
Min: 23.53 Med: 25.22 Max: 41.01
Current: 25.08
FRA:8K0's Net Margin % is ranked worse than 55.75% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs FRA:8K0: 25.08
Weihai Bank Co (FRA:8K0) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Weihai Bank Co Net Margin % Related Terms
Weihai Bank Co Net Margin % Historical Data
* Premium members only.
The historical data trend for Weihai Bank Co's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Weihai Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weihai Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Weihai Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Weihai Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Weihai Bank Co (FRA:8K0) has a Net Margin % of 25.57% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Weihai Bank Co and its competitors. This is near median its historical median of 25.22. Over the past decade, Weihai Bank Co's Net Margin % has ranged from 23.53 to 41.01. According to the industry distribution chart, Weihai Bank Co ranks #853 out of 1530 companies in the Banks industry, placing it in the top 55.8%.
Is Weihai Bank Co's Net Margin % too high?
Weihai Bank Co's current Net Margin % of 25.57% is near median its 10-year median of 25.22. Over the past 10 years, this metric has ranged from a low of 23.53 to a high of 41.01. The Banks industry median Net Margin % is 26.85. Weihai Bank Co's value of 25.57% is 4.7% below this industry median. Based on the distribution chart, Weihai Bank Co ranks #853 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Weihai Bank Co has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Weihai Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Weihai Bank Co ranks #853 out of 1530 companies for Net Margin %. This places Weihai Bank Co in the lower half of its industry. The industry median Net Margin % is 26.85. Weihai Bank Co's value of 25.57% is 4.7% below this benchmark. Historically, Weihai Bank Co's own Net Margin % has ranged from 23.53 to 41.01 over the past decade. While the company's 10-year median is 25.22 vs. the industry median of 26.85, Weihai Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weihai Bank Co's current Net Margin % of 25.57% is 4.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Weihai Bank Co and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weihai Bank Co's current Net Margin % is 25.57%, which is near median its own 10-year median of 25.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weihai Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Weihai Bank Co (FRA:8K0) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.31, compared to a current price of €0.27 — trading 12.3% below its estimated fair value. The current Net Margin % is 25.57%, which is near median its 10-year median of 25.22 and 4.7% below the Banks industry median of 26.85. Weihai Bank Co's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Weihai Bank Co (FRA:8K0), the current Net Margin % is 25.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weihai Bank Co (FRA:8K0) Overvalued in 2026?
Based on GuruFocus' analysis, Weihai Bank Co stock appears to be undervalued.
The current stock price of €0.27 is trading 12.3% below its estimated GF Value™ of €0.31.
GuruFocus considers Weihai Bank Co to be Modestly Undervalued.
Key valuation signals for FRA:8K0:
Net Margin %: 25.57% (near median its 10-year median of 25.22)
GF Value™: €0.31 vs. price of €0.27 (12.3% below fair value)
Industry Position: 4.7% below the Banks median (#853 of 1530)
No single metric tells the full story. See the FRA:8K0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weihai Bank Co Ltd is engaged in banking and related financial services through its operating segments. The corporate banking segment, which generates maximum revenue, provides services such as corporate loans and advances, trade financing, deposit-taking, agency, wealth management, advisory, remittance, settlement, guarantee, and finance leasing services to corporations, government agencies, and financial institutions. The retail banking segment offers personal loans, deposit-taking, wealth management, and remittance services to individual customers. The financial market business segment includes inter-bank money market and repurchase transactions, investments, trading in debt securities, wealth management, and liquidity management, including debt issuance. and others.
45GF Score
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