Weihai Bank CoFRA:8K0 -4.90%45 ROE % is 7.06% as of Dec. 2025, which is 10% below its 10-year median of 7.87. GuruFocus rates FRA:8K0 with a GF Score™ of 45/100 and a GF Value™ of €0.31 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Weihai Bank Co ranks worse than 69.88% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Weihai Bank Co's annualized net income for the quarter that ended in Dec. 2025 was €273 Mil. Weihai Bank Co's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was €3,863 Mil. Therefore, Weihai Bank Co's annualized ROE % for the quarter that ended in Dec. 2025 was 7.06%.
The historical rank and industry rank for Weihai Bank Co's ROE % or its related term are showing as below:
FRA:8K0'
s ROE % Range Over the Past 10 Years
Min: 7.14 Med: 7.87 Max: 14.67
Current: 7.35
During the past 9 years, Weihai Bank Co's highest ROE % was 14.67%. The lowest was 7.14%. And the median was 7.87%.
FRA:8K0's ROE % is ranked worse than 69.88% of 1527
companies
in the Banks industry
Industry Median: 10.23
vs FRA:8K0: 7.35
Weihai Bank Co (FRA:8K0) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Weihai Bank Co ROE % Related Terms
Weihai Bank Co ROE % Historical Data
* Premium members only.
The historical data trend for Weihai Bank Co's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Weihai Bank Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weihai Bank Co ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Weihai Bank Co's ROE % distribution charts can be found below:
* The bar in red indicates where Weihai Bank Co's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Weihai Bank Co (FRA:8K0) has a ROE % of 7.06% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Weihai Bank Co and its competitors. This is 10% below median its historical median of 7.87. Over the past decade, Weihai Bank Co's ROE % has ranged from 7.14 to 14.67. According to the industry distribution chart, Weihai Bank Co ranks #1067 out of 1527 companies in the Banks industry, placing it in the top 69.9%.
Is Weihai Bank Co's ROE % too high?
Weihai Bank Co's current ROE % of 7.06% is 10% below median its 10-year median of 7.87. Over the past 10 years, this metric has ranged from a low of 7.14 to a high of 14.67. The Banks industry median ROE % is 10.23. Weihai Bank Co's value of 7.06% is 31% below this industry median. Based on the distribution chart, Weihai Bank Co ranks #1067 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, Weihai Bank Co has a GF Score™ of 45/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Weihai Bank Co's ROE % compare to competitors?
According to the Banks industry distribution chart, Weihai Bank Co ranks #1067 out of 1527 companies for ROE %. This places Weihai Bank Co in the lower half of its industry. The industry median ROE % is 10.23. Weihai Bank Co's value of 7.06% is 31% below this benchmark. Historically, Weihai Bank Co's own ROE % has ranged from 7.14 to 14.67 over the past decade. While the company's 10-year median is 7.87 vs. the industry median of 10.23, Weihai Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.23, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weihai Bank Co's current ROE % of 7.06% is 31% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Weihai Bank Co and its competitors. For the Banks industry, the median ROE % is 10.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weihai Bank Co's current ROE % is 7.06%, which is 10% below median its own 10-year median of 7.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weihai Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Weihai Bank Co (FRA:8K0) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.31, compared to a current price of €0.27 — trading 12.3% below its estimated fair value. The current ROE % is 7.06%, which is 10% below median its 10-year median of 7.87 and 31% below the Banks industry median of 10.23. Weihai Bank Co's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Weihai Bank Co (FRA:8K0), the current ROE % is 7.06% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weihai Bank Co (FRA:8K0) Overvalued in 2026?
Based on GuruFocus' analysis, Weihai Bank Co stock appears to be undervalued.
The current stock price of €0.27 is trading 12.3% below its estimated GF Value™ of €0.31.
GuruFocus considers Weihai Bank Co to be Modestly Undervalued.
Key valuation signals for FRA:8K0:
ROE %: 7.06% (10% below median its 10-year median of 7.87)
GF Value™: €0.31 vs. price of €0.27 (12.3% below fair value)
Industry Position: 31% below the Banks median (#1067 of 1527)
No single metric tells the full story. See the FRA:8K0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weihai Bank Co Ltd is engaged in banking and related financial services through its operating segments. The corporate banking segment, which generates maximum revenue, provides services such as corporate loans and advances, trade financing, deposit-taking, agency, wealth management, advisory, remittance, settlement, guarantee, and finance leasing services to corporations, government agencies, and financial institutions. The retail banking segment offers personal loans, deposit-taking, wealth management, and remittance services to individual customers. The financial market business segment includes inter-bank money market and repurchase transactions, investments, trading in debt securities, wealth management, and liquidity management, including debt issuance. and others.
45GF Score
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