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Weihai Bank CoFRA:8K0 -4.73%44 Return-on-Tangible-Equity is 7.10% as of Dec. 2025, which is 10% below its 10-year median of 7.90. GuruFocus rates FRA:8K0 with a GF Score™ of 44/100 and a GF Value™ of €0.34 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,523 Banks companies, Weihai Bank Co ranks worse than 72.03% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Weihai Bank Co's annualized net income for the quarter that ended in Dec. 2025 was €273 Mil. Weihai Bank Co's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €3,841 Mil. Therefore, Weihai Bank Co's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 7.10%.
The historical rank and industry rank for Weihai Bank Co's Return-on-Tangible-Equity or its related term are showing as below:
FRA:8K0'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 7.18 Med: 7.9 Max: 14.74
Current: 7.39
During the past 9 years, Weihai Bank Co's highest Return-on-Tangible-Equity was 14.74%. The lowest was 7.18%. And the median was 7.90%.
FRA:8K0's Return-on-Tangible-Equity is ranked worse than 72.03% of 1523
companies
in the Banks industry
Industry Median: 11.23
vs FRA:8K0: 7.39
Weihai Bank Co (FRA:8K0) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Weihai Bank Co Return-on-Tangible-Equity Related Terms
Weihai Bank Co Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Weihai Bank Co's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Weihai Bank Co Return-on-Tangible-Equity Competitor Comparison
For the Banks - Regional subindustry, Weihai Bank Co's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weihai Bank Co Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Weihai Bank Co's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Weihai Bank Co's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.10% mean?
Weihai Bank Co (FRA:8K0) has a Return-on-Tangible-Equity of 7.10% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Weihai Bank Co and its competitors. This is 10% below median its historical median of 7.90. Over the past decade, Weihai Bank Co's Return-on-Tangible-Equity has ranged from 7.18 to 14.74. According to the industry distribution chart, Weihai Bank Co ranks #1097 out of 1523 companies in the Banks industry, placing it in the top 72%.
Is Weihai Bank Co's Return-on-Tangible-Equity too high?
Weihai Bank Co's current Return-on-Tangible-Equity of 7.10% is 10% below median its 10-year median of 7.90. Over the past 10 years, this metric has ranged from a low of 7.18 to a high of 14.74. The Banks industry median Return-on-Tangible-Equity is 11.23. Weihai Bank Co's value of 7.10% is 36.8% below this industry median. Based on the distribution chart, Weihai Bank Co ranks #1097 out of 1523 companies in the Banks industry, which is below the industry midpoint. Overall, Weihai Bank Co has a GF Score™ of 44/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Weihai Bank Co's Return-on-Tangible-Equity compare to competitors?
According to the Banks industry distribution chart, Weihai Bank Co ranks #1097 out of 1523 companies for Return-on-Tangible-Equity. This places Weihai Bank Co in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.23. Weihai Bank Co's value of 7.10% is 36.8% below this benchmark. Historically, Weihai Bank Co's own Return-on-Tangible-Equity has ranged from 7.18 to 14.74 over the past decade. While the company's 10-year median is 7.90 vs. the industry median of 11.23, Weihai Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.23, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weihai Bank Co's current Return-on-Tangible-Equity of 7.10% is 36.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Weihai Bank Co and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weihai Bank Co's current Return-on-Tangible-Equity is 7.10%, which is 10% below median its own 10-year median of 7.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weihai Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Weihai Bank Co (FRA:8K0) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.34, compared to a current price of €0.28 — trading 17.1% below its estimated fair value. The current Return-on-Tangible-Equity is 7.10%, which is 10% below median its 10-year median of 7.90 and 36.8% below the Banks industry median of 11.23. Weihai Bank Co's overall GF Score™ is 44/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Weihai Bank Co (FRA:8K0), the current Return-on-Tangible-Equity is 7.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weihai Bank Co (FRA:8K0) Overvalued in 2026?
Based on GuruFocus' analysis, Weihai Bank Co stock appears to be undervalued.
The current stock price of €0.28 is trading 17.1% below its estimated GF Value™ of €0.34.
GuruFocus considers Weihai Bank Co to be Modestly Undervalued.
Key valuation signals for FRA:8K0:
Return-on-Tangible-Equity: 7.10% (10% below median its 10-year median of 7.90)
GF Value™: €0.34 vs. price of €0.28 (17.1% below fair value)
Industry Position: 36.8% below the Banks median (#1097 of 1523)
No single metric tells the full story. See the FRA:8K0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weihai Bank Co Ltd is engaged in banking and related financial services through its operating segments. The corporate banking segment, which generates maximum revenue, provides services such as corporate loans and advances, trade financing, deposit-taking, agency, wealth management, advisory, remittance, settlement, guarantee, and finance leasing services to corporations, government agencies, and financial institutions. The retail banking segment offers personal loans, deposit-taking, wealth management, and remittance services to individual customers. The financial market business segment includes inter-bank money market and repurchase transactions, investments, trading in debt securities, wealth management, and liquidity management, including debt issuance. and others.
44GF Score
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