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Weihai Bank CoFRA:8K0 -0.74%41 Return-on-Tangible-Asset is 0.46% as of Dec. 2025, which is 18% below its 10-year median of 0.56. GuruFocus rates FRA:8K0 with a GF Score™ of 41/100 and a GF Value™ of €0.32 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Weihai Bank Co ranks worse than 79.44% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Weihai Bank Co's annualizedNet Income for the quarter that ended in Dec. 2025 was €273 Mil. Weihai Bank Co's average total tangible assets for the quarter that ended in Dec. 2025 was €59,776 Mil. Therefore, Weihai Bank Co's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.46%.
The historical rank and industry rank for Weihai Bank Co's Return-on-Tangible-Asset or its related term are showing as below:
FRA:8K0'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.46 Med: 0.56 Max: 0.77
Current: 0.48
During the past 9 years, Weihai Bank Co's highest Return-on-Tangible-Asset was 0.77%. The lowest was 0.46%. And the median was 0.56%.
FRA:8K0's Return-on-Tangible-Asset is ranked worse than 79.44% of 1527
companies
in the Banks industry
Industry Median: 1.01
vs FRA:8K0: 0.48
Weihai Bank Co (FRA:8K0) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Weihai Bank Co Return-on-Tangible-Asset Related Terms
Weihai Bank Co Return-on-Tangible-Asset Historical Data
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The historical data trend for Weihai Bank Co's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Weihai Bank Co Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Weihai Bank Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Weihai Bank Co Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Weihai Bank Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Weihai Bank Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.46% mean?
Weihai Bank Co (FRA:8K0) has a Return-on-Tangible-Asset of 0.46% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Weihai Bank Co and its competitors. This is 18% below median its historical median of 0.56. Over the past decade, Weihai Bank Co's Return-on-Tangible-Asset has ranged from 0.46 to 0.77. According to the industry distribution chart, Weihai Bank Co ranks #1213 out of 1527 companies in the Banks industry, placing it in the top 79.4%.
Is Weihai Bank Co's Return-on-Tangible-Asset too high?
Weihai Bank Co's current Return-on-Tangible-Asset of 0.46% is 18% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 0.77. The Banks industry median Return-on-Tangible-Asset is 1.01. Weihai Bank Co's value of 0.46% is 54.5% below this industry median. Based on the distribution chart, Weihai Bank Co ranks #1213 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Weihai Bank Co has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Weihai Bank Co's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Weihai Bank Co ranks #1213 out of 1527 companies for Return-on-Tangible-Asset. This places Weihai Bank Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Weihai Bank Co's value of 0.46% is 54.5% below this benchmark. Historically, Weihai Bank Co's own Return-on-Tangible-Asset has ranged from 0.46 to 0.77 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.01, Weihai Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Weihai Bank Co's current Return-on-Tangible-Asset of 0.46% is 54.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Weihai Bank Co and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Weihai Bank Co's current Return-on-Tangible-Asset is 0.46%, which is 18% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Weihai Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Weihai Bank Co (FRA:8K0) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.32, compared to a current price of €0.27 — trading 15.6% below its estimated fair value. The current Return-on-Tangible-Asset is 0.46%, which is 18% below median its 10-year median of 0.56 and 54.5% below the Banks industry median of 1.01. Weihai Bank Co's overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Weihai Bank Co (FRA:8K0), the current Return-on-Tangible-Asset is 0.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Weihai Bank Co (FRA:8K0) Overvalued in 2026?
Based on GuruFocus' analysis, Weihai Bank Co stock appears to be undervalued.
The current stock price of €0.27 is trading 15.6% below its estimated GF Value™ of €0.32.
GuruFocus considers Weihai Bank Co to be Modestly Undervalued.
Key valuation signals for FRA:8K0:
Return-on-Tangible-Asset: 0.46% (18% below median its 10-year median of 0.56)
GF Value™: €0.32 vs. price of €0.27 (15.6% below fair value)
Industry Position: 54.5% below the Banks median (#1213 of 1527)
No single metric tells the full story. See the FRA:8K0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Weihai Bank Co Ltd is engaged in banking and related financial services through its operating segments. The corporate banking segment, which generates maximum revenue, provides services such as corporate loans and advances, trade financing, deposit-taking, agency, wealth management, advisory, remittance, settlement, guarantee, and finance leasing services to corporations, government agencies, and financial institutions. The retail banking segment offers personal loans, deposit-taking, wealth management, and remittance services to individual customers. The financial market business segment includes inter-bank money market and repurchase transactions, investments, trading in debt securities, wealth management, and liquidity management, including debt issuance. and others.
41GF Score
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