AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) Net Margin %: 30.73% (As of Dec. 2024) — 43% Above Median

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What is AlJanoob Islamic Bank Investment and Fin Net Margin %?

AlJanoob Islamic Bank Investment and Fin IQS:BJAB Net Margin % is 30.73% as of Dec. 2024, which is 43% above its 10-year median of 21.51. The stock has 4 warning signs investors should review.

Net margin is calculated as Net Income divided by its Revenue. AlJanoob Islamic Bank Investment and Fin's Net Income for the six months ended in Dec. 2024 was ع.د15,464 Mil. AlJanoob Islamic Bank Investment and Fin's Revenue for the six months ended in Dec. 2024 was ع.د50,329 Mil. Therefore, AlJanoob Islamic Bank Investment and Fin's net margin for the quarter that ended in Dec. 2024 was 30.73%.

The historical rank and industry rank for AlJanoob Islamic Bank Investment and Fin's Net Margin % or its related term are showing as below:

IQS:BJAB' s Net Margin % Range Over the Past 10 Years
Min: 1.99   Med: 21.51   Max: 44.37
Current: 30.73


IQS:BJAB's Net Margin % is not ranked
in the Banks industry.
Industry Median: 27.06 vs IQS:BJAB: 30.73

AlJanoob Islamic Bank Investment and Fin  (IQS:BJAB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


AlJanoob Islamic Bank Investment and Fin Net Margin % Related Terms


AlJanoob Islamic Bank Investment and Fin Net Margin % Historical Data

* Premium members only.

The historical data trend for AlJanoob Islamic Bank Investment and Fin's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlJanoob Islamic Bank Investment and Fin Net Margin % Chart

AlJanoob Islamic Bank Investment and Fin Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial 5.14 24.37 35.09 44.37 30.73

AlJanoob Islamic Bank Investment and Fin Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin % Get a 7-Day Free Trial 5.14 24.37 35.09 44.37 30.73

IQS:BJAB vs : Net Margin % Comparison

For the Banks - Regional subindustry, AlJanoob Islamic Bank Investment and Fin's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlJanoob Islamic Bank Investment and Fin Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, AlJanoob Islamic Bank Investment and Fin's Net Margin % distribution charts can be found below:

* The bar in red indicates where AlJanoob Islamic Bank Investment and Fin's Net Margin % falls into.



AlJanoob Islamic Bank Investment and Fin Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

AlJanoob Islamic Bank Investment and Fin's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=15463.513/50328.761
=30.73 %

AlJanoob Islamic Bank Investment and Fin's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=15463.513/50328.761
=30.73 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 30.73% mean?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a Net Margin % of 30.73% as of Dec. 2024. Net margin is the ratio of total net income to net sales. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. This is 43% above median its historical median of 21.51. Over the past decade, AlJanoob Islamic Bank Investment and Fin's Net Margin % has ranged from 1.99 to 44.37.
Is AlJanoob Islamic Bank Investment and Fin's Net Margin % too high?
AlJanoob Islamic Bank Investment and Fin's current Net Margin % of 30.73% is 43% above median its 10-year median of 21.51. Over the past 10 years, this metric has ranged from a low of 1.99 to a high of 44.37. The Banks industry median Net Margin % is 27.06. AlJanoob Islamic Bank Investment and Fin's value of 30.73% is 13.6% above this industry median.
How does AlJanoob Islamic Bank Investment and Fin's Net Margin % compare to ?
AlJanoob Islamic Bank Investment and Fin's Net Margin % of 30.73% can be compared against companies in the Banks industry. The industry median Net Margin % is 27.06. AlJanoob Islamic Bank Investment and Fin's value of 30.73% is 13.6% above this benchmark. Historically, AlJanoob Islamic Bank Investment and Fin's own Net Margin % has ranged from 1.99 to 44.37 over the past decade. While the company's 10-year median is 21.51 vs. the industry median of 27.06, AlJanoob Islamic Bank Investment and Fin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.06, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlJanoob Islamic Bank Investment and Fin's current Net Margin % of 30.73% is 13.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. For the Banks industry, the median Net Margin % is 27.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlJanoob Islamic Bank Investment and Fin's current Net Margin % is 30.73%, which is 43% above median its own 10-year median of 21.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlJanoob Islamic Bank Investment and Fin stock overvalued right now?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a current Net Margin % of 30.73%. The current Net Margin % is 30.73%, which is 43% above median its 10-year median of 21.51 and 13.6% above the Banks industry median of 27.06. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For AlJanoob Islamic Bank Investment and Fin (IQS:BJAB), the current Net Margin % is 30.73% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AlJanoob Islamic Bank Investment and Fin Business Description

Comparable Companies
Address Building 73, Street 14, Dist 609, Al Watheq Square, Karrada, Baghdad, IRQ
AlJanoob Islamic Bank Investment and Fin offers a varieties of products and services that meet the market requirements of both corporate and individual sectors. The bank plays a role by introducing Islamic Sharia-compliant products that support its position in entrepreneurship. Additionally, the bank has launched a package of electronic services and new channels to enhance electronic payment systems and drive digital transformation.