AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) Dividend Payout Ratio: 2.03 (As of Dec. 2024) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is AlJanoob Islamic Bank Investment and Fin Dividend Payout Ratio?

AlJanoob Islamic Bank Investment and Fin IQS:BJAB Dividend Payout Ratio is 2.03 as of Dec. 2024, which is at its 10-year median of 2.03. The stock has 4 warning signs investors should review.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio for the months ended in Dec. 2024 was 2.03.

The historical rank and industry rank for AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio or its related term are showing as below:

IQS:BJAB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 2.03   Med: 2.03   Max: 2.03
Current: 2.03


During the past 8 years, the highest Dividend Payout Ratio of AlJanoob Islamic Bank Investment and Fin was 2.03. The lowest was 2.03. And the median was 2.03.

IQS:BJAB's Dividend Payout Ratio is not ranked
in the Banks industry.
Industry Median: 0.32 vs IQS:BJAB: 2.03

As of today (2026-07-31), the Dividend Yield % of AlJanoob Islamic Bank Investment and Fin is 0.00%.

During the past 8 years, the highest Trailing Annual Dividend Yield of AlJanoob Islamic Bank Investment and Fin was 6.49%. The lowest was 0.00%. And the median was 6.49%.

AlJanoob Islamic Bank Investment and Fin's Dividends per Share for the months ended in Dec. 2024 was ع.د0.06.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


AlJanoob Islamic Bank Investment and Fin Dividend Payout Ratio Related Terms


AlJanoob Islamic Bank Investment and Fin Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlJanoob Islamic Bank Investment and Fin Dividend Payout Ratio Chart

AlJanoob Islamic Bank Investment and Fin Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 2.03

AlJanoob Islamic Bank Investment and Fin Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Dividend Payout Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 2.03

IQS:BJAB vs : Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlJanoob Islamic Bank Investment and Fin Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio falls into.



AlJanoob Islamic Bank Investment and Fin Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2024 )/ EPS without NRI (A: Dec. 2024 )
=0.061/ 0.03
=2.03

AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio for the quarter that ended in Dec. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2024 )/ EPS without NRI (Q: Dec. 2024 )
=0.061/ 0.03
=2.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.03 mean?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a Dividend Payout Ratio of 2.03 as of Dec. 2024. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. This is near median its historical median of 2.03. Over the past decade, AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio has ranged from 2.03 to 2.03.
Is AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio too high?
AlJanoob Islamic Bank Investment and Fin's current Dividend Payout Ratio of 2.03 is near median its 10-year median of 2.03. Over the past 10 years, this metric has ranged from a low of 2.03 to a high of 2.03. The Banks industry median Dividend Payout Ratio is 0.32. AlJanoob Islamic Bank Investment and Fin's value of 2.03 is 534.4% above this industry median.
How does AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio compare to ?
AlJanoob Islamic Bank Investment and Fin's Dividend Payout Ratio of 2.03 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. AlJanoob Islamic Bank Investment and Fin's value of 2.03 is 534.4% above this benchmark. Historically, AlJanoob Islamic Bank Investment and Fin's own Dividend Payout Ratio has ranged from 2.03 to 2.03 over the past decade. While the company's 10-year median is 2.03 vs. the industry median of 0.32, AlJanoob Islamic Bank Investment and Fin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlJanoob Islamic Bank Investment and Fin's current Dividend Payout Ratio of 2.03 is 534.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlJanoob Islamic Bank Investment and Fin's current Dividend Payout Ratio is 2.03, which is near median its own 10-year median of 2.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlJanoob Islamic Bank Investment and Fin stock overvalued right now?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a current Dividend Payout Ratio of 2.03. The current Dividend Payout Ratio is 2.03, which is near median its 10-year median of 2.03 and 534.4% above the Banks industry median of 0.32. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For AlJanoob Islamic Bank Investment and Fin (IQS:BJAB), the current Dividend Payout Ratio is 2.03 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AlJanoob Islamic Bank Investment and Fin Business Description

Comparable Companies
Address Building 73, Street 14, Dist 609, Al Watheq Square, Karrada, Baghdad, IRQ
AlJanoob Islamic Bank Investment and Fin offers a varieties of products and services that meet the market requirements of both corporate and individual sectors. The bank plays a role by introducing Islamic Sharia-compliant products that support its position in entrepreneurship. Additionally, the bank has launched a package of electronic services and new channels to enhance electronic payment systems and drive digital transformation.