AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) Selling, General, & Admin. Expense: ع.د9,738 Mil (TTM As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is AlJanoob Islamic Bank Investment and Fin Selling, General, & Admin. Expense?

AlJanoob Islamic Bank Investment and Fin IQS:BJAB Selling, General, & Admin. Expense is ع.د9,738 Mil as of Dec. 2024. The stock has 4 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. AlJanoob Islamic Bank Investment and Fin's selling, general, & admin. expense for the six months ended in Dec. 2024 was ع.د9,738 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2024 was ع.د9,738 Mil.


AlJanoob Islamic Bank Investment and Fin  (IQS:BJAB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


AlJanoob Islamic Bank Investment and Fin Selling, General, & Admin. Expense Related Terms


AlJanoob Islamic Bank Investment and Fin Selling, General, & Admin. Expense Historical Data

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The historical data trend for AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlJanoob Islamic Bank Investment and Fin Selling, General, & Admin. Expense Chart

AlJanoob Islamic Bank Investment and Fin Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 1,040.15 1,328.88 3,457.85 7,798.29 9,737.73

AlJanoob Islamic Bank Investment and Fin Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Selling, General, & Admin. Expense Get a 7-Day Free Trial 1,040.15 1,328.88 3,457.85 7,798.29 9,737.73

IQS:BJAB vs : Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlJanoob Islamic Bank Investment and Fin Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense falls into.



AlJanoob Islamic Bank Investment and Fin Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2024 was ع.د9,738 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of ع.د9,738 Mil mean?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a Selling, General, & Admin. Expense of ع.د9,738 Mil as of Dec. 2024. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors.
Is AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense too high?
AlJanoob Islamic Bank Investment and Fin's current Selling, General, & Admin. Expense is ع.د9,738 Mil.
How does AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense compare to ?
AlJanoob Islamic Bank Investment and Fin's Selling, General, & Admin. Expense of ع.د9,738 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. AlJanoob Islamic Bank Investment and Fin's current Selling, General, & Admin. Expense is ع.د9,738 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlJanoob Islamic Bank Investment and Fin stock overvalued right now?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a current Selling, General, & Admin. Expense of ع.د9,738 Mil. The current Selling, General, & Admin. Expense is ع.د9,738 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For AlJanoob Islamic Bank Investment and Fin (IQS:BJAB), the current Selling, General, & Admin. Expense is ع.د9,738 Mil as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AlJanoob Islamic Bank Investment and Fin Business Description

Comparable Companies
Address Building 73, Street 14, Dist 609, Al Watheq Square, Karrada, Baghdad, IRQ
AlJanoob Islamic Bank Investment and Fin offers a varieties of products and services that meet the market requirements of both corporate and individual sectors. The bank plays a role by introducing Islamic Sharia-compliant products that support its position in entrepreneurship. Additionally, the bank has launched a package of electronic services and new channels to enhance electronic payment systems and drive digital transformation.