AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) PEG Ratio: 13.06 (As of Jul. 31, 2026) — Near Median

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What is AlJanoob Islamic Bank Investment and Fin PEG Ratio?

AlJanoob Islamic Bank Investment and Fin IQS:BJAB PEG Ratio is 13.06 as of Jul. 31, 2026, which is 0% below its 10-year median of 13.11. The stock has 4 warning signs investors should review.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, AlJanoob Islamic Bank Investment and Fin's PE Ratio without NRI is 31.33. AlJanoob Islamic Bank Investment and Fin's 5-Year Book Value growth rate is 2.40%. Therefore, AlJanoob Islamic Bank Investment and Fin's PEG Ratio for today is 13.06.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for AlJanoob Islamic Bank Investment and Fin's PEG Ratio or its related term are showing as below:

IQS:BJAB' s PEG Ratio Range Over the Past 10 Years
Min: 4.64   Med: 13.11   Max: 13.11
Current: 13.05


During the past 8 years, AlJanoob Islamic Bank Investment and Fin's highest PEG Ratio was 13.11. The lowest was 4.64. And the median was 13.11.


IQS:BJAB's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.56 vs IQS:BJAB: 13.05

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


AlJanoob Islamic Bank Investment and Fin  (IQS:BJAB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


AlJanoob Islamic Bank Investment and Fin PEG Ratio Related Terms


AlJanoob Islamic Bank Investment and Fin PEG Ratio Historical Data

* Premium members only.

The historical data trend for AlJanoob Islamic Bank Investment and Fin's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlJanoob Islamic Bank Investment and Fin PEG Ratio Chart

AlJanoob Islamic Bank Investment and Fin Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 4.94 13.11

AlJanoob Islamic Bank Investment and Fin Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 4.94 13.11

IQS:BJAB vs : PEG Ratio Comparison

For the Banks - Regional subindustry, AlJanoob Islamic Bank Investment and Fin's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlJanoob Islamic Bank Investment and Fin PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AlJanoob Islamic Bank Investment and Fin's PEG Ratio distribution charts can be found below:

* The bar in red indicates where AlJanoob Islamic Bank Investment and Fin's PEG Ratio falls into.



AlJanoob Islamic Bank Investment and Fin PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

AlJanoob Islamic Bank Investment and Fin's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=31.333333333333/2.40
=13.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 13.06 mean?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a PEG Ratio of 13.06 as of Jul. 31, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. This is near median its historical median of 13.11. Over the past decade, AlJanoob Islamic Bank Investment and Fin's PEG Ratio has ranged from 4.64 to 13.11.
Is AlJanoob Islamic Bank Investment and Fin's PEG Ratio too high?
AlJanoob Islamic Bank Investment and Fin's current PEG Ratio of 13.06 is near median its 10-year median of 13.11. Over the past 10 years, this metric has ranged from a low of 4.64 to a high of 13.11. The Banks industry median PEG Ratio is 1.56. AlJanoob Islamic Bank Investment and Fin's value of 13.06 is 737.2% above this industry median.
How does AlJanoob Islamic Bank Investment and Fin's PEG Ratio compare to ?
AlJanoob Islamic Bank Investment and Fin's PEG Ratio of 13.06 can be compared against companies in the Banks industry. The industry median PEG Ratio is 1.56. AlJanoob Islamic Bank Investment and Fin's value of 13.06 is 737.2% above this benchmark. Historically, AlJanoob Islamic Bank Investment and Fin's own PEG Ratio has ranged from 4.64 to 13.11 over the past decade. While the company's 10-year median is 13.11 vs. the industry median of 1.56, AlJanoob Islamic Bank Investment and Fin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlJanoob Islamic Bank Investment and Fin's current PEG Ratio of 13.06 is 737.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlJanoob Islamic Bank Investment and Fin's current PEG Ratio is 13.06, which is near median its own 10-year median of 13.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlJanoob Islamic Bank Investment and Fin stock overvalued right now?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a current PEG Ratio of 13.06. The current PEG Ratio is 13.06, which is near median its 10-year median of 13.11 and 737.2% above the Banks industry median of 1.56. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For AlJanoob Islamic Bank Investment and Fin (IQS:BJAB), the current PEG Ratio is 13.06 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AlJanoob Islamic Bank Investment and Fin Business Description

Comparable Companies
Address Building 73, Street 14, Dist 609, Al Watheq Square, Karrada, Baghdad, IRQ
AlJanoob Islamic Bank Investment and Fin offers a varieties of products and services that meet the market requirements of both corporate and individual sectors. The bank plays a role by introducing Islamic Sharia-compliant products that support its position in entrepreneurship. Additionally, the bank has launched a package of electronic services and new channels to enhance electronic payment systems and drive digital transformation.