AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) PS Ratio: 9.49 (As of Jul. 31, 2026) — Near Median

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What is AlJanoob Islamic Bank Investment and Fin PS Ratio?

AlJanoob Islamic Bank Investment and Fin IQS:BJAB PS Ratio is 9.49 as of Jul. 31, 2026, which is at its 10-year median of 9.49. The stock has 4 warning signs investors should review.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, AlJanoob Islamic Bank Investment and Fin's share price is ع.د0.94. AlJanoob Islamic Bank Investment and Fin's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was ع.د0.10. Hence, AlJanoob Islamic Bank Investment and Fin's PS Ratio for today is 9.49.

Warning Sign:

AlJanoob Islamic Bank Investment and Fin stock PS Ratio (=9.49) is close to 3-year high of 9.49.

The historical rank and industry rank for AlJanoob Islamic Bank Investment and Fin's PS Ratio or its related term are showing as below:

IQS:BJAB' s PS Ratio Range Over the Past 10 Years
Min: 3.88   Med: 9.49   Max: 9.49
Current: 9.49

During the past 8 years, AlJanoob Islamic Bank Investment and Fin's highest PS Ratio was 9.49. The lowest was 3.88. And the median was 9.49.

IQS:BJAB's PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.06 vs IQS:BJAB: 9.49

AlJanoob Islamic Bank Investment and Fin's Revenue per Sharefor the six months ended in Dec. 2024 was ع.د0.10. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was ع.د0.10.

Warning Sign:

AlJanoob Islamic Bank Investment and Fin revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of AlJanoob Islamic Bank Investment and Fin was -44.40% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 40.50% per year.

During the past 8 years, AlJanoob Islamic Bank Investment and Fin's highest 3-Year average Revenue per Share Growth Rate was 112.20% per year. The lowest was -13.70% per year. And the median was 34.10% per year.

Back to Basics: PS Ratio


AlJanoob Islamic Bank Investment and Fin  (IQS:BJAB) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


AlJanoob Islamic Bank Investment and Fin PS Ratio Related Terms


AlJanoob Islamic Bank Investment and Fin PS Ratio Historical Data

* Premium members only.

The historical data trend for AlJanoob Islamic Bank Investment and Fin's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AlJanoob Islamic Bank Investment and Fin PS Ratio Chart

AlJanoob Islamic Bank Investment and Fin Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio
Get a 7-Day Free Trial 0.00 0.00 0.00 5.62 9.49

AlJanoob Islamic Bank Investment and Fin Semi-Annual Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PS Ratio Get a 7-Day Free Trial 0.00 0.00 0.00 5.62 9.49

IQS:BJAB vs : PS Ratio Comparison

For the Banks - Regional subindustry, AlJanoob Islamic Bank Investment and Fin's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AlJanoob Islamic Bank Investment and Fin PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AlJanoob Islamic Bank Investment and Fin's PS Ratio distribution charts can be found below:

* The bar in red indicates where AlJanoob Islamic Bank Investment and Fin's PS Ratio falls into.



AlJanoob Islamic Bank Investment and Fin PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

AlJanoob Islamic Bank Investment and Fin's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=0.94/0.099
=9.49

AlJanoob Islamic Bank Investment and Fin's Share Price of today is ع.د0.94.
For company reported annually, GuruFocus uses latest annual data as the TTM data. AlJanoob Islamic Bank Investment and Fin's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2024 was ع.د0.10.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 9.49 mean?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a PS Ratio of 9.49 as of Jul. 31, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. This is near median its historical median of 9.49. Over the past decade, AlJanoob Islamic Bank Investment and Fin's PS Ratio has ranged from 3.88 to 9.49.
Is AlJanoob Islamic Bank Investment and Fin's PS Ratio too high?
AlJanoob Islamic Bank Investment and Fin's current PS Ratio of 9.49 is near median its 10-year median of 9.49. Over the past 10 years, this metric has ranged from a low of 3.88 to a high of 9.49. The Banks industry median PS Ratio is 3.06. AlJanoob Islamic Bank Investment and Fin's value of 9.49 is 210.1% above this industry median.
How does AlJanoob Islamic Bank Investment and Fin's PS Ratio compare to ?
AlJanoob Islamic Bank Investment and Fin's PS Ratio of 9.49 can be compared against companies in the Banks industry. The industry median PS Ratio is 3.06. AlJanoob Islamic Bank Investment and Fin's value of 9.49 is 210.1% above this benchmark. Historically, AlJanoob Islamic Bank Investment and Fin's own PS Ratio has ranged from 3.88 to 9.49 over the past decade. While the company's 10-year median is 9.49 vs. the industry median of 3.06, AlJanoob Islamic Bank Investment and Fin has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AlJanoob Islamic Bank Investment and Fin's current PS Ratio of 9.49 is 210.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on AlJanoob Islamic Bank Investment and Fin and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AlJanoob Islamic Bank Investment and Fin's current PS Ratio is 9.49, which is near median its own 10-year median of 9.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AlJanoob Islamic Bank Investment and Fin stock overvalued right now?
AlJanoob Islamic Bank Investment and Fin (IQS:BJAB) has a current PS Ratio of 9.49. The current PS Ratio is 9.49, which is near median its 10-year median of 9.49 and 210.1% above the Banks industry median of 3.06. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For AlJanoob Islamic Bank Investment and Fin (IQS:BJAB), the current PS Ratio is 9.49 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AlJanoob Islamic Bank Investment and Fin Business Description

Comparable Companies
Address Building 73, Street 14, Dist 609, Al Watheq Square, Karrada, Baghdad, IRQ
AlJanoob Islamic Bank Investment and Fin offers a varieties of products and services that meet the market requirements of both corporate and individual sectors. The bank plays a role by introducing Islamic Sharia-compliant products that support its position in entrepreneurship. Additionally, the bank has launched a package of electronic services and new channels to enhance electronic payment systems and drive digital transformation.