National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) OCF Margin %: 8.40% (As of Mar. 2026) — 86% Below Median


ADX:RAKBANK National Bank of Ras Al-Khaimah PSC ADX:RAKBANK
58 GF Score
Price د.إ9.11
GF Value د.إ7.50
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is National Bank of Ras Al-Khaimah PSC OCF Margin %?

National Bank of Ras Al-Khaimah PSC ADX:RAKBANK +0.55% 58 OCF Margin % is 8.40% as of Mar. 2026, which is 86% below its 10-year median of 61.86. GuruFocus rates ADX:RAKBANK with a GF Score™ of 58/100 and a GF Value™ of د.إ7.50 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,504 Banks companies, National Bank of Ras Al-Khaimah PSC ranks better than 84.64% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. National Bank of Ras Al-Khaimah PSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ111 Mil. National Bank of Ras Al-Khaimah PSC's Revenue for the three months ended in Mar. 2026 was د.إ1,316 Mil. Therefore, National Bank of Ras Al-Khaimah PSC's OCF Margin % for the quarter that ended in Mar. 2026 was 8.40%.

As of today, National Bank of Ras Al-Khaimah PSC's current OCF Yield % is 28.81%.

The historical rank and industry rank for National Bank of Ras Al-Khaimah PSC's OCF Margin % or its related term are showing as below:

ADX:RAKBANK' s OCF Margin % Range Over the Past 10 Years
Min: -7.43   Med: 61.86   Max: 178.81
Current: 101.78


During the past 13 years, the highest OCF Margin % of National Bank of Ras Al-Khaimah PSC was 178.81%. The lowest was -7.43%. And the median was 61.86%.

ADX:RAKBANK's OCF Margin % is ranked better than
84.64% of 1504 companies
in the Banks industry
Industry Median: 29.405 vs ADX:RAKBANK: 101.78


National Bank of Ras Al-Khaimah PSC OCF Margin % Related Terms


National Bank of Ras Al-Khaimah PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for National Bank of Ras Al-Khaimah PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Ras Al-Khaimah PSC OCF Margin % Chart

National Bank of Ras Al-Khaimah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -7.43 178.81 98.46 77.82 114.84

National Bank of Ras Al-Khaimah PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.05 64.30 -1.91 344.79 8.40

National Bank of Ras Al-Khaimah PSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, National Bank of Ras Al-Khaimah PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Ras Al-Khaimah PSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Ras Al-Khaimah PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where National Bank of Ras Al-Khaimah PSC's OCF Margin % falls into.


ADX:RAKBANK
58GF Score
National Bank of Ras Al-Khaimah PSC ADX:RAKBANK
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of Ras Al-Khaimah PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

National Bank of Ras Al-Khaimah PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=5896.615/5134.53
=114.84 %

National Bank of Ras Al-Khaimah PSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=110.564/1316.147
=8.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 8.40% mean?
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) has a OCF Margin % of 8.40% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. This is 86% below median its historical median of 61.86. According to the industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #231 out of 1504 companies in the Banks industry, placing it in the top 15.4%.
Is National Bank of Ras Al-Khaimah PSC's OCF Margin % too high?
National Bank of Ras Al-Khaimah PSC's current OCF Margin % of 8.40% is 86% below median its 10-year median of 61.86. The Banks industry median OCF Margin % is 29.41. National Bank of Ras Al-Khaimah PSC's value of 8.40% is 71.4% below this industry median. Based on the distribution chart, National Bank of Ras Al-Khaimah PSC ranks #231 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Ras Al-Khaimah PSC has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Ras Al-Khaimah PSC's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #231 out of 1504 companies for OCF Margin %. This places National Bank of Ras Al-Khaimah PSC in the top 15% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.41. National Bank of Ras Al-Khaimah PSC's value of 8.40% is 71.4% below this benchmark. While the company's 10-year median is 61.86 vs. the industry median of 29.41, National Bank of Ras Al-Khaimah PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Ras Al-Khaimah PSC's current OCF Margin % of 8.40% is 71.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Ras Al-Khaimah PSC's current OCF Margin % is 8.40%, which is 86% below median its own 10-year median of 61.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Ras Al-Khaimah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ7.50, compared to a current price of د.إ9.11 — trading 21.5% above its estimated fair value. The current OCF Margin % is 8.40%, which is 86% below median its 10-year median of 61.86 and 71.4% below the Banks industry median of 29.41. National Bank of Ras Al-Khaimah PSC's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK), the current OCF Margin % is 8.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC stock appears to be overvalued. The current stock price of د.إ9.11 is trading 21.5% above its estimated GF Value™ of د.إ7.50. GuruFocus considers National Bank of Ras Al-Khaimah PSC to be Modestly Overvalued.

Key valuation signals for ADX:RAKBANK:

  • OCF Margin %: 8.40% (86% below median its 10-year median of 61.86)
  • GF Value™: د.إ7.50 vs. price of د.إ9.11 (21.5% above fair value)
  • GF Score™: 58/100 with 4 warning signs
  • Industry Position: 71.4% below the Banks median (#231 of 1504)

No single metric tells the full story. See the ADX:RAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Ras Al-Khaimah PSC Business Description

Address Exit No. 129, Sheikh Mohammed Bin Zayed Road, P.O. Box 5300, Ras Al-Khaimah, ARE
National Bank of Ras Al-Khaimah PSC is engaged in providing retail and commercial banking services in the UAE. The bank has operating segments, namely Retail Banking, Wholesale Banking, Business Banking, Head office & Others. It generates maximum revenue from the Wholesale banking segment, which represents transactions with corporate bodies, including government and public bodies, and comprises loans, advances, deposits, and trade finance transactions of corporate customers and financial institutions.
58GF Score

Get the complete analysis for ADX:RAKBANK

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.11
Price
د.إ7.50
GF Value