National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Dividend Payout Ratio: 2.20 (As of Mar. 2026) — 424% Above Median


ADX:RAKBANK National Bank of Ras Al-Khaimah PSC ADX:RAKBANK
55 GF Score
Price د.إ9.18
GF Value د.إ7.55
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio?

National Bank of Ras Al-Khaimah PSC ADX:RAKBANK -0.11% 55 Dividend Payout Ratio is 2.20 as of Mar. 2026, which is 424% above its 10-year median of 0.42. GuruFocus rates ADX:RAKBANK with a GF Score™ of 55/100 and a GF Value™ of د.إ7.55 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,171 Banks companies, National Bank of Ras Al-Khaimah PSC ranks worse than 78.14% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio for the months ended in Mar. 2026 was 2.20.

The historical rank and industry rank for National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio or its related term are showing as below:

ADX:RAKBANK' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.3   Med: 0.42   Max: 1.35
Current: 0.51


During the past 13 years, the highest Dividend Payout Ratio of National Bank of Ras Al-Khaimah PSC was 1.35. The lowest was 0.30. And the median was 0.42.

ADX:RAKBANK's Dividend Payout Ratio is ranked worse than
78.14% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs ADX:RAKBANK: 0.51

As of today (2026-07-11), the Dividend Yield % of National Bank of Ras Al-Khaimah PSC is 6.86%.

During the past 13 years, the highest Trailing Annual Dividend Yield of National Bank of Ras Al-Khaimah PSC was 30.69%. The lowest was 2.78%. And the median was 6.40%.

National Bank of Ras Al-Khaimah PSC's Dividends per Share for the months ended in Mar. 2026 was د.إ0.63.

During the past 12 months, National Bank of Ras Al-Khaimah PSC's average Dividends Per Share Growth Rate was 26.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 38.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 20.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -4.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of National Bank of Ras Al-Khaimah PSC was 88.30% per year. The lowest was -33.00% per year. And the median was 7.80% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio Related Terms


National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio Chart

National Bank of Ras Al-Khaimah PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.32 0.32 0.30 0.39

National Bank of Ras Al-Khaimah PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.43 0.00 0.00 0.00 2.20

National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio falls into.


ADX:RAKBANK
55GF Score
National Bank of Ras Al-Khaimah PSC ADX:RAKBANK
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank of Ras Al-Khaimah PSC Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.5/ 1.29
=0.39

National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.63/ 0.286
=2.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 2.20 mean?
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) has a Dividend Payout Ratio of 2.20 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. This is 424% above median its historical median of 0.42. Over the past decade, National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio has ranged from 0.30 to 1.35. According to the industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #915 out of 1171 companies in the Banks industry, placing it in the top 78.1%.
Is National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio too high?
National Bank of Ras Al-Khaimah PSC's current Dividend Payout Ratio of 2.20 is 424% above median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 1.35. The Banks industry median Dividend Payout Ratio is 0.32. National Bank of Ras Al-Khaimah PSC's value of 2.20 is 587.5% above this industry median. Based on the distribution chart, National Bank of Ras Al-Khaimah PSC ranks #915 out of 1171 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank of Ras Al-Khaimah PSC has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Ras Al-Khaimah PSC's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #915 out of 1171 companies for Dividend Payout Ratio. This places National Bank of Ras Al-Khaimah PSC in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. National Bank of Ras Al-Khaimah PSC's value of 2.20 is 587.5% above this benchmark. Historically, National Bank of Ras Al-Khaimah PSC's own Dividend Payout Ratio has ranged from 0.30 to 1.35 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 0.32, National Bank of Ras Al-Khaimah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Ras Al-Khaimah PSC's current Dividend Payout Ratio of 2.20 is 587.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Ras Al-Khaimah PSC's current Dividend Payout Ratio is 2.20, which is 424% above median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Ras Al-Khaimah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ7.55, compared to a current price of د.إ9.18 — trading 21.6% above its estimated fair value. The current Dividend Payout Ratio is 2.20, which is 424% above median its 10-year median of 0.42 and 587.5% above the Banks industry median of 0.32. National Bank of Ras Al-Khaimah PSC's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK), the current Dividend Payout Ratio is 2.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC stock appears to be overvalued. The current stock price of د.إ9.18 is trading 21.6% above its estimated GF Value™ of د.إ7.55. GuruFocus considers National Bank of Ras Al-Khaimah PSC to be Modestly Overvalued.

Key valuation signals for ADX:RAKBANK:

  • Dividend Payout Ratio: 2.20 (424% above median its 10-year median of 0.42)
  • GF Value™: د.إ7.55 vs. price of د.إ9.18 (21.6% above fair value)
  • GF Score™: 55/100 with 4 warning signs
  • Industry Position: 587.5% above the Banks median (#915 of 1171)

No single metric tells the full story. See the ADX:RAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank of Ras Al-Khaimah PSC Business Description

Address Exit No. 129, Sheikh Mohammed Bin Zayed Road, P.O. Box 5300, Ras Al-Khaimah, ARE
National Bank of Ras Al-Khaimah PSC is engaged in providing retail and commercial banking services in the UAE. The bank has operating segments, namely Retail Banking, Wholesale Banking, Business Banking, Head office & Others. It generates maximum revenue from the Wholesale banking segment, which represents transactions with corporate bodies, including government and public bodies, and comprises loans, advances, deposits, and trade finance transactions of corporate customers and financial institutions.
55GF Score

Get the complete analysis for ADX:RAKBANK

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.18
Price
د.إ7.55
GF Value