National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Scaled Net Operating Assets: 0.12 (As of Jun. 2026)

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ADX:RAKBANK National Bank of Ras Al-Khaimah PSC ADX:RAKBANK
55 GF Score
Price د.إ9.16
GF Value د.إ7.64
Valuation Modestly Overvalued
! 4 Warning Signs
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What is National Bank of Ras Al-Khaimah PSC Scaled Net Operating Assets?

National Bank of Ras Al-Khaimah PSC ADX:RAKBANK +0.11% 55 Scaled Net Operating Assets is 0.12 as of Jun. 2026. GuruFocus rates ADX:RAKBANK with a GF Score™ of 55/100 and a GF Value™ of د.إ7.64 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank of Ras Al-Khaimah PSC's operating assets for the quarter that ended in Jun. 2026 was د.إ96,480 Mil. National Bank of Ras Al-Khaimah PSC's operating liabilities for the quarter that ended in Jun. 2026 was د.إ83,671 Mil. National Bank of Ras Al-Khaimah PSC's Total Assets for the quarter that ended in Mar. 2026 was د.إ107,323 Mil. Therefore, National Bank of Ras Al-Khaimah PSC's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.12.

ADX:RAKBANK
55GF Score
National Bank of Ras Al-Khaimah PSC ADX:RAKBANK
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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National Bank of Ras Al-Khaimah PSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

National Bank of Ras Al-Khaimah PSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(89187.817-77422.822)/88325.407
=0.13

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=105018.338 - 15830.521
=89187.817

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=90262.823 - 12840.001 - 0
=77422.822

National Bank of Ras Al-Khaimah PSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(96480.238-83671.209)/107322.535
=0.12

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=108611.423 - 12131.185
=96480.238

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=93592.725 - 9921.516 - 0
=83671.209

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.12 mean?
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) has a Scaled Net Operating Assets of 0.12 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors.
Is National Bank of Ras Al-Khaimah PSC's Scaled Net Operating Assets too high?
National Bank of Ras Al-Khaimah PSC's current Scaled Net Operating Assets is 0.12. Overall, National Bank of Ras Al-Khaimah PSC has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Ras Al-Khaimah PSC's Scaled Net Operating Assets compare to competitors?
National Bank of Ras Al-Khaimah PSC's Scaled Net Operating Assets of 0.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. National Bank of Ras Al-Khaimah PSC's current Scaled Net Operating Assets is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Ras Al-Khaimah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ7.64, compared to a current price of د.إ9.16 — trading 19.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.12. National Bank of Ras Al-Khaimah PSC's overall GF Score™ is 55/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK), the current Scaled Net Operating Assets is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC stock appears to be overvalued. The current stock price of د.إ9.16 is trading 19.9% above its estimated GF Value™ of د.إ7.64. GuruFocus considers National Bank of Ras Al-Khaimah PSC to be Modestly Overvalued.

Key valuation signals for ADX:RAKBANK:

  • Scaled Net Operating Assets: 0.12
  • GF Value™: د.إ7.64 vs. price of د.إ9.16 (19.9% above fair value)
  • GF Score™: 55/100 with 4 warning signs

No single metric tells the full story. See the ADX:RAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Bank of Ras Al-Khaimah PSC Business Description

Address Exit No. 129, Sheikh Mohammed Bin Zayed Road, P.O. Box 5300, Ras Al-Khaimah, ARE
National Bank of Ras Al-Khaimah PSC is engaged in providing retail and commercial banking services in the UAE. The bank has operating segments, namely Retail Banking, Wholesale Banking, Business Banking, Head office & Others. It generates maximum revenue from the Wholesale banking segment, which represents transactions with corporate bodies, including government and public bodies, and comprises loans, advances, deposits, and trade finance transactions of corporate customers and financial institutions.
55GF Score

Get the complete analysis for ADX:RAKBANK

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.16
Price
د.إ7.64
GF Value