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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. National Bank of Ras Al-Khaimah PSC's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was د.إ94 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ439 Mil.
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
National Bank of Ras Al-Khaimah PSC Selling, General, & Admin. Expense Related Terms
National Bank of Ras Al-Khaimah PSC Selling, General, & Admin. Expense Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Ras Al-Khaimah PSC Selling, General, & Admin. Expense Chart
National Bank of Ras Al-Khaimah PSC Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, National Bank of Ras Al-Khaimah PSC's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Ras Al-Khaimah PSC Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Ras Al-Khaimah PSC's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where National Bank of Ras Al-Khaimah PSC's Selling, General, & Admin. Expense falls into.
National Bank of Ras Al-Khaimah PSC Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ439 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of د.إ439 Mil mean?
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) has a Selling, General, & Admin. Expense of د.إ439 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors.
Is National Bank of Ras Al-Khaimah PSC's Selling, General, & Admin. Expense too high?
National Bank of Ras Al-Khaimah PSC's current Selling, General, & Admin. Expense is د.إ439 Mil. Overall, National Bank of Ras Al-Khaimah PSC has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Ras Al-Khaimah PSC's Selling, General, & Admin. Expense compare to competitors?
National Bank of Ras Al-Khaimah PSC's Selling, General, & Admin. Expense of د.إ439 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. National Bank of Ras Al-Khaimah PSC's current Selling, General, & Admin. Expense is د.إ439 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Ras Al-Khaimah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ7.75, compared to a current price of د.إ9.44 — trading 21.8% above its estimated fair value. The current Selling, General, & Admin. Expense is د.إ439 Mil. National Bank of Ras Al-Khaimah PSC's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK), the current Selling, General, & Admin. Expense is د.إ439 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC stock appears to be overvalued.
The current stock price of د.إ9.44 is trading 21.8% above its estimated GF Value™ of د.إ7.75.
GuruFocus considers National Bank of Ras Al-Khaimah PSC to be Modestly Overvalued.
Key valuation signals for ADX:RAKBANK:
Selling, General, & Admin. Expense: د.إ439 Mil
GF Value™: د.إ7.75 vs. price of د.إ9.44 (21.8% above fair value)
No single metric tells the full story. See the ADX:RAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Ras Al-Khaimah PSC is engaged in providing retail and commercial banking services in the UAE. The bank has operating segments, namely Retail Banking, Wholesale Banking, Business Banking, Head office & Others. It generates maximum revenue from the Wholesale banking segment, which represents transactions with corporate bodies, including government and public bodies, and comprises loans, advances, deposits, and trade finance transactions of corporate customers and financial institutions.
51GF Score
Get the complete analysis for ADX:RAKBANK
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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