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National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Bank of Ras Al-Khaimah PSC 5-Year Yield-on-Cost % Related Terms
National Bank of Ras Al-Khaimah PSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, National Bank of Ras Al-Khaimah PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Ras Al-Khaimah PSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Ras Al-Khaimah PSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Bank of Ras Al-Khaimah PSC's 5-Year Yield-on-Cost % falls into.
National Bank of Ras Al-Khaimah PSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) has a 5-Year Yield-on-Cost % of 17.47 as of Aug. 16, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. This is near median its historical median of 16.46. Over the past decade, National Bank of Ras Al-Khaimah PSC's 5-Year Yield-on-Cost % has ranged from 7.15 to 78.95. According to the industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #75 out of 1256 companies in the Banks industry, placing it in the top 6%.
Is National Bank of Ras Al-Khaimah PSC's 5-Year Yield-on-Cost % too high?
National Bank of Ras Al-Khaimah PSC's current 5-Year Yield-on-Cost % of 17.47 is near median its 10-year median of 16.46. Over the past 10 years, this metric has ranged from a low of 7.15 to a high of 78.95. The Banks industry median 5-Year Yield-on-Cost % is 3.81. National Bank of Ras Al-Khaimah PSC's value of 17.47 is 358.5% above this industry median. Based on the distribution chart, National Bank of Ras Al-Khaimah PSC ranks #75 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank of Ras Al-Khaimah PSC has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Ras Al-Khaimah PSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, National Bank of Ras Al-Khaimah PSC ranks #75 out of 1256 companies for 5-Year Yield-on-Cost %. This places National Bank of Ras Al-Khaimah PSC in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.81. National Bank of Ras Al-Khaimah PSC's value of 17.47 is 358.5% above this benchmark. Historically, National Bank of Ras Al-Khaimah PSC's own 5-Year Yield-on-Cost % has ranged from 7.15 to 78.95 over the past decade. While the company's 10-year median is 16.46 vs. the industry median of 3.81, National Bank of Ras Al-Khaimah PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Ras Al-Khaimah PSC's current 5-Year Yield-on-Cost % of 17.47 is 358.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Ras Al-Khaimah PSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Ras Al-Khaimah PSC's current 5-Year Yield-on-Cost % is 17.47, which is near median its own 10-year median of 16.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Ras Al-Khaimah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ7.71, compared to a current price of د.إ9.28 — trading 20.4% above its estimated fair value. The current 5-Year Yield-on-Cost % is 17.47, which is near median its 10-year median of 16.46 and 358.5% above the Banks industry median of 3.81. National Bank of Ras Al-Khaimah PSC's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK), the current 5-Year Yield-on-Cost % is 17.47 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Ras Al-Khaimah PSC (ADX:RAKBANK) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Ras Al-Khaimah PSC stock appears to be overvalued.
The current stock price of د.إ9.28 is trading 20.4% above its estimated GF Value™ of د.إ7.71.
GuruFocus considers National Bank of Ras Al-Khaimah PSC to be Modestly Overvalued.
Key valuation signals for ADX:RAKBANK:
5-Year Yield-on-Cost %: 17.47 (near median its 10-year median of 16.46)
GF Value™: د.إ7.71 vs. price of د.إ9.28 (20.4% above fair value)
Industry Position: 358.5% above the Banks median (#75 of 1256)
No single metric tells the full story. See the ADX:RAKBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Ras Al-Khaimah PSC is engaged in providing retail and commercial banking services in the UAE. The bank has operating segments, namely Retail Banking, Wholesale Banking, Business Banking, Head office & Others. It generates maximum revenue from the Wholesale banking segment, which represents transactions with corporate bodies, including government and public bodies, and comprises loans, advances, deposits, and trade finance transactions of corporate customers and financial institutions.
63GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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