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Aozora Bank's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for Aozora Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, Aozora Bank's highest Yield on Cost was 4.84. The lowest was 0.77. And the median was 2.73.
AOZOF's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.86 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Aozora Bank (OTCPK:AOZOF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Aozora Bank 5-Year Yield-on-Cost % Related Terms
Aozora Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Aozora Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aozora Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Aozora Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Aozora Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Aozora Bank is calculated as
Aozora Bank (AOZOF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Aozora Bank and its competitors. Over the past decade, Aozora Bank's 5-Year Yield-on-Cost % has ranged from 0.77 to 4.84. According to the industry distribution chart, Aozora Bank ranks #1065 out of 1255 companies in the Banks industry, placing it in the top 84.9%.
Is Aozora Bank's 5-Year Yield-on-Cost % too high?
Aozora Bank's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 4.84. Based on the distribution chart, Aozora Bank ranks #1065 out of 1255 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Aozora Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Aozora Bank ranks #1065 out of 1255 companies for 5-Year Yield-on-Cost %. This places Aozora Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. Historically, Aozora Bank's own 5-Year Yield-on-Cost % has ranged from 0.77 to 4.84 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Aozora Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aozora Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Aozora Bank (AOZOF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $12.19, compared to a current price of $14.02 — trading 15% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Aozora Bank's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Aozora Bank (AOZOF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aozora Bank (AOZOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued.
The current stock price of $14.02 is trading 15% above its estimated GF Value™ of $12.19.
Key valuation signals for AOZOF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $12.19 vs. price of $14.02 (15% above fair value)
No single metric tells the full story. See the AOZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
60GF Score
Get the complete analysis for AOZOF
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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