Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-17), Aozora Bank's 3-1 Month Momentum % is N/A%.
The industry rank for Aozora Bank's 3-1 Month Momentum % or its related term are showing as below:
AOZOF's 3-1 Month Momentum % is not ranked *
in the Banks industry.
Industry Median: 4.395 * Ranked among companies with meaningful 3-1 Month Momentum % only.
Aozora Bank (OTCPK:AOZOF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Aozora Bank 3-1 Month Momentum % Related Terms
Aozora Bank 3-1 Month Momentum % Competitor Comparison
For the Banks - Regional subindustry, Aozora Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aozora Bank 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Aozora Bank's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Aozora Bank's 3-1 Month Momentum % falls into.
Aozora Bank (OTCPK:AOZOF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aozora Bank (AOZOF) has a 3-1 Month Momentum % of N/A% as of Aug. 17, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Aozora Bank and its competitors. According to the industry distribution chart, Aozora Bank ranks #392 out of 1576 companies in the Banks industry, placing it in the top 24.9%.
Is Aozora Bank's 3-1 Month Momentum % too high?
Aozora Bank's current 3-1 Month Momentum % is N/A%. Based on the distribution chart, Aozora Bank ranks #392 out of 1576 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Aozora Bank has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Aozora Bank ranks #392 out of 1576 companies for 3-1 Month Momentum %. This places Aozora Bank in the top 25% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 4.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.40, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Aozora Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aozora Bank's current 3-1 Month Momentum % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Aozora Bank (AOZOF) has a current 3-1 Month Momentum % of N/A%. The stock's GF Value™ is $10.18, compared to a current price of $14.02 — trading 37.7% above its estimated fair value. The current 3-1 Month Momentum % is N/A%. Aozora Bank's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Aozora Bank (AOZOF), the current 3-1 Month Momentum % is N/A% as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aozora Bank (AOZOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued.
The current stock price of $14.02 is trading 37.7% above its estimated GF Value™ of $10.18.
Key valuation signals for AOZOF:
3-1 Month Momentum %: N/A%
GF Value™: $10.18 vs. price of $14.02 (37.7% above fair value)
No single metric tells the full story. See the AOZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
57GF Score
Get the complete analysis for AOZOF
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AOZOF has been successfully added to your 
