AOZOF (Aozora Bank) Tax Rate %: -23.41% (As of Mar. 2026)

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AOZOF Aozora Bank Ltd AOZOF
60 GF Score
Price $14.02
GF Value $12.19
! 6 Warning Signs
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What is Aozora Bank Tax Rate %?

Aozora Bank AOZOF 60 Tax Rate % is -23.41% as of Mar. 2026. GuruFocus rates AOZOF with a GF Score™ of 60/100 and a GF Value™ of $12.19. The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Aozora Bank's Tax Expense for the three months ended in Mar. 2026 was $-5.2 Mil. Aozora Bank's Pre-Tax Income for the three months ended in Mar. 2026 was $22.2 Mil. Therefore, Aozora Bank's Tax Rate % for the quarter that ended in Mar. 2026 was -23.41%.

Aozora Bank Tax Rate % Related Terms

Aozora Bank Tax Rate % Historical Data

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The historical data trend for Aozora Bank's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aozora Bank Tax Rate % Chart

Aozora Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.14 9.49 2.70 -1.28 2.11

Aozora Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -31.83 19.99 0.39 -2.80 -23.41
AOZOF
60GF Score
Aozora Bank Ltd AOZOF
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Aozora Bank Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Aozora Bank's Tax Rate % for the fiscal year that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (A: Mar. 2026 )/Pre-Tax Income (A: Mar. 2026 )
=3.617/171.228
=2.11 %

Aozora Bank's Tax Rate % for the quarter that ended in Mar. 2026 is calculated as

Tax Rate %=Tax Expense (Q: Mar. 2026 )/Pre-Tax Income (Q: Mar. 2026 )
=-5.186/22.157
=-23.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of -23.41% mean?
Aozora Bank (AOZOF) has a Tax Rate % of -23.41% as of Mar. 2026.
Is Aozora Bank's Tax Rate % too high?
Aozora Bank's current Tax Rate % is -23.41%. Overall, Aozora Bank has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's Tax Rate % compare to competitors?
Aozora Bank's Tax Rate % of -23.41% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Aozora Bank's current Tax Rate % is -23.41%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Aozora Bank (AOZOF) has a current Tax Rate % of -23.41%. The stock's GF Value™ is $12.19, compared to a current price of $14.02 — trading 15% above its estimated fair value. The current Tax Rate % is -23.41%. Aozora Bank's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Aozora Bank (AOZOF), the current Tax Rate % is -23.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aozora Bank (AOZOF) Overvalued in 2026?

Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued. The current stock price of $14.02 is trading 15% above its estimated GF Value™ of $12.19.

Key valuation signals for AOZOF:

  • Tax Rate %: -23.41%
  • GF Value™: $12.19 vs. price of $14.02 (15% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the AOZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aozora Bank Business Description

Address 6-1-1 Kojimachi, Chiyoda-ku, Tokyo, JPN, 102-8660
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
60GF Score

Get the complete analysis for AOZOF

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.02
Price
$12.19
GF Value