Dave (DAVE) Receivables Turnover: 0.55 (As of Mar. 2026)

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DAVE Dave Inc DAVE
75 GF Score
Price $438.19
GF Value $126.35
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Dave Receivables Turnover?

Dave DAVE +5.08% 75 Receivables Turnover is 0.55 as of Mar. 2026. GuruFocus rates DAVE with a GF Score™ of 75/100 and a GF Value™ of $126.35 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,775 Software companies, Dave ranks worse than 84.86% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Dave's Revenue for the three months ended in Mar. 2026 was $158.4 Mil. Dave's average Accounts Receivable for the three months ended in Mar. 2026 was $288.2 Mil. Hence, Dave's Receivables Turnover for the three months ended in Mar. 2026 was 0.55.


Dave  (NAS:DAVE) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Dave Receivables Turnover Related Terms


Dave Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Dave's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dave Receivables Turnover Chart

Dave Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial 3.49 2.67 2.39 2.40 2.34

Dave Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 0.63 0.61 0.58 0.55

DAVE vs KVYO, SRAD, OCTV: Receivables Turnover Comparison

For the Software - Application subindustry, Dave's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dave Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Dave's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Dave's Receivables Turnover falls into.


DAVE
75GF Score
Dave Inc DAVE
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Dave Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Dave's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=554.182 / ((175.857 + 297.307) / 2 )
=554.182 / 236.582
=2.34

Dave's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=158.414 / ((297.307 + 279.144) / 2 )
=158.414 / 288.2255
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 0.55 mean?
Dave (DAVE) has a Receivables Turnover of 0.55 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Dave and its competitors. According to the industry distribution chart, Dave ranks #2355 out of 2775 companies in the Software industry, placing it in the top 84.9%.
Is Dave's Receivables Turnover too high?
Dave's current Receivables Turnover is 0.55. The Software industry median Receivables Turnover is 5.72. Dave's value of 0.55 is 90.4% below this industry median. Based on the distribution chart, Dave ranks #2355 out of 2775 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Dave has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dave's Receivables Turnover compare to KVYO and SRAD?
According to the Software industry distribution chart, Dave ranks #2355 out of 2775 companies for Receivables Turnover. This places Dave in the lower half of its industry. The industry median Receivables Turnover is 5.72. Dave's value of 0.55 is 90.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.72, based on 2,775 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dave's current Receivables Turnover of 0.55 is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Dave and its competitors. For the Software industry, the median Receivables Turnover is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dave's current Receivables Turnover is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dave stock overvalued right now?
Based on GuruFocus' analysis, Dave (DAVE) is currently considered Significantly Overvalued. The stock's GF Value™ is $126.35, compared to a current price of $438.19 — trading 246.8% above its estimated fair value. The current Receivables Turnover is 0.55 and 90.4% below the Software industry median of 5.72. Dave's overall GF Score™ is 75/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Dave (DAVE), the current Receivables Turnover is 0.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dave (DAVE) Overvalued in 2026?

Based on GuruFocus' analysis, Dave stock appears to be overvalued. The current stock price of $438.19 is trading 246.8% above its estimated GF Value™ of $126.35. GuruFocus considers Dave to be Significantly Overvalued.

Key valuation signals for DAVE:

  • Receivables Turnover: 0.55
  • GF Value™: $126.35 vs. price of $438.19 (246.8% above fair value)
  • GF Score™: 75/100 with 6 warning signs
  • Industry Position: 90.4% below the Software median (#2355 of 2775)

No single metric tells the full story. See the DAVE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dave Business Description

Other Exchanges 9U8:Germany
Address 1265 South Cochran Avenue, Los Angeles, CA, USA, 90019
Dave Inc is a financial services company. It is engaged in offering banking app that offers its customers banking, financial insights, overdraft protection, building credit, short-term liquidity, fee-free banking, and financial management tools, and finding side gigs.
75GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$438.19
Price
$126.35
GF Value