Global International Credit Group (HKSE:01669) OCF Margin %: 404.05% (As of Dec. 2025) — 238% Above Median


HKSE:01669 Global International Credit Group Ltd HKSE:01669
48 GF Score
Price HK$1.26
GF Value HK$0.51
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Global International Credit Group OCF Margin %?

Global International Credit Group HKSE:01669 48 OCF Margin % is 404.05% as of Dec. 2025, which is 238% above its 10-year median of 119.41. GuruFocus rates HKSE:01669 with a GF Score™ of 48/100 and a GF Value™ of HK$0.51 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 531 Credit Services companies, Global International Credit Group ranks better than 96.61% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Global International Credit Group's Cash Flow from Operations for the six months ended in Dec. 2025 was HK$157.03 Mil. Global International Credit Group's Revenue for the six months ended in Dec. 2025 was HK$38.87 Mil. Therefore, Global International Credit Group's OCF Margin % for the quarter that ended in Dec. 2025 was 404.05%.

As of today, Global International Credit Group's current OCF Yield % is 55.24%.

The historical rank and industry rank for Global International Credit Group's OCF Margin % or its related term are showing as below:

HKSE:01669' s OCF Margin % Range Over the Past 10 Years
Min: -159.81   Med: 119.41   Max: 329.96
Current: 329.96


During the past 13 years, the highest OCF Margin % of Global International Credit Group was 329.96%. The lowest was -159.81%. And the median was 119.41%.

HKSE:01669's OCF Margin % is ranked better than
96.61% of 531 companies
in the Credit Services industry
Industry Median: 2.55 vs HKSE:01669: 329.96


Global International Credit Group OCF Margin % Related Terms


Global International Credit Group OCF Margin % Historical Data

* Premium members only.

The historical data trend for Global International Credit Group's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Global International Credit Group OCF Margin % Chart

Global International Credit Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.22 -35.90 91.98 165.72 329.96

Global International Credit Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -89.46 206.54 123.26 266.70 404.05

HKSE:01669 vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Global International Credit Group's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Global International Credit Group OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Global International Credit Group's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Global International Credit Group's OCF Margin % falls into.


HKSE:01669
48GF Score
Global International Credit Group Ltd HKSE:01669
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Global International Credit Group OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Global International Credit Group's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=278.421/84.379
=329.96 %

Global International Credit Group's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=157.033/38.865
=404.05 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 404.05% mean?
Global International Credit Group (HKSE:01669) has a OCF Margin % of 404.05% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Global International Credit Group and its competitors. This is 238% above median its historical median of 119.41. According to the industry distribution chart, Global International Credit Group ranks #18 out of 531 companies in the Credit Services industry, placing it in the top 3.4%.
Is Global International Credit Group's OCF Margin % too high?
Global International Credit Group's current OCF Margin % of 404.05% is 238% above median its 10-year median of 119.41. The Credit Services industry median OCF Margin % is 2.55. Global International Credit Group's value of 404.05% is 15745.1% above this industry median. Based on the distribution chart, Global International Credit Group ranks #18 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Global International Credit Group has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Global International Credit Group's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Global International Credit Group ranks #18 out of 531 companies for OCF Margin %. This places Global International Credit Group in the top 3% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. Global International Credit Group's value of 404.05% is 15745.1% above this benchmark. While the company's 10-year median is 119.41 vs. the industry median of 2.55, Global International Credit Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Global International Credit Group's current OCF Margin % of 404.05% is 15745.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Global International Credit Group and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global International Credit Group's current OCF Margin % is 404.05%, which is 238% above median its own 10-year median of 119.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global International Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Global International Credit Group (HKSE:01669) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.51, compared to a current price of HK$1.26 — trading 147.1% above its estimated fair value. The current OCF Margin % is 404.05%, which is 238% above median its 10-year median of 119.41 and 15745.1% above the Credit Services industry median of 2.55. Global International Credit Group's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Global International Credit Group (HKSE:01669), the current OCF Margin % is 404.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global International Credit Group (HKSE:01669) Overvalued in 2026?

Based on GuruFocus' analysis, Global International Credit Group stock appears to be overvalued. The current stock price of HK$1.26 is trading 147.1% above its estimated GF Value™ of HK$0.51. GuruFocus considers Global International Credit Group to be Significantly Overvalued.

Key valuation signals for HKSE:01669:

  • OCF Margin %: 404.05% (238% above median its 10-year median of 119.41)
  • GF Value™: HK$0.51 vs. price of HK$1.26 (147.1% above fair value)
  • GF Score™: 48/100 with 2 warning signs
  • Industry Position: 15745.1% above the Credit Services median (#18 of 531)

No single metric tells the full story. See the HKSE:01669 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Global International Credit Group Business Description

Address 19 Des Voeux Road Central, Unit 01, 12th Floor, World-Wide House, Hong Kong, HKG
Global International Credit Group Ltd is engaged in the money lending business. The company provides short-term and long-term property mortgage loans to customers in Hong Kong. It provides flexible loan solutions, property mortgage loans, and personal loans. The company's revenue is generated from the money lending business of providing property mortgage loans and personal loans in Hong Kong.
48GF Score

Get the complete analysis for HKSE:01669

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.26
Price
HK$0.51
GF Value