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Global International Credit GroupHKSE:01669 43 Dividend Yield % is 3.42% as of Aug. 14, 2026, which is 55% below its 10-year median of 7.63. GuruFocus rates HKSE:01669 with a GF Score™ of 43/100 and a GF Value™ of HK$0.50 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 212 Credit Services companies, Global International Credit Group ranks worse than 51.89% on this metric.
During the past 13 years, the highest Dividend Payout Ratio of Global International Credit Group was 0.60. The lowest was 0.14. And the median was 0.37.
During the past 12 months, Global International Credit Group's average Dividends Per Share Growth Rate was 56.00% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 13.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 16.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 4.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Global International Credit Group was 30.40% per year. The lowest was -22.30% per year. And the median was 3.65% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Global International Credit Group (HKSE:01669) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Global International Credit Group Dividend Yield % Chart
HKSE:01669 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Global International Credit Group's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Global International Credit Group Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Global International Credit Group's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Global International Credit Group's Dividend Yield % falls into.
Global International Credit Group Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Global International Credit Group Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
HKD 0.024000
2026-06-08
2026-06-10
2026-06-26
Cash Dividend
semi-annually
HKD:HKD 1.000000
HKD 0.028000
2025-09-15
2025-09-17
2025-10-10
Cash Dividend
semi-annually
HKD:HKD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Global International Credit Group (HKSE:01669) has a Dividend Yield % of 3.42% as of Aug. 14, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Global International Credit Group and its competitors. This is 55% below median its historical median of 7.63. Over the past decade, Global International Credit Group's Dividend Yield % has ranged from 1.90 to 14.07. According to the industry distribution chart, Global International Credit Group ranks #110 out of 212 companies in the Credit Services industry, placing it in the top 51.9%.
Is Global International Credit Group's Dividend Yield % too high?
Global International Credit Group's current Dividend Yield % of 3.42% is 55% below median its 10-year median of 7.63. Over the past 10 years, this metric has ranged from a low of 1.90 to a high of 14.07. The Credit Services industry median Dividend Yield % is 3.75. Global International Credit Group's value of 3.42% is 8.7% below this industry median. Based on the distribution chart, Global International Credit Group ranks #110 out of 212 companies in the Credit Services industry, which is below the industry midpoint. Overall, Global International Credit Group has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Global International Credit Group's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Global International Credit Group ranks #110 out of 212 companies for Dividend Yield %. This places Global International Credit Group in the lower half of its industry. The industry median Dividend Yield % is 3.75. Global International Credit Group's value of 3.42% is 8.7% below this benchmark. Historically, Global International Credit Group's own Dividend Yield % has ranged from 1.90 to 14.07 over the past decade. While the company's 10-year median is 7.63 vs. the industry median of 3.75, Global International Credit Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.75, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Global International Credit Group's current Dividend Yield % of 3.42% is 8.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Global International Credit Group and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global International Credit Group's current Dividend Yield % is 3.42%, which is 55% below median its own 10-year median of 7.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global International Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Global International Credit Group (HKSE:01669) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.50, compared to a current price of HK$1.51 — trading 201% above its estimated fair value. The current Dividend Yield % is 3.42%, which is 55% below median its 10-year median of 7.63 and 8.7% below the Credit Services industry median of 3.75. Global International Credit Group's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Global International Credit Group (HKSE:01669), the current Dividend Yield % is 3.42% as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Global International Credit Group (HKSE:01669) Overvalued in 2026?
Based on GuruFocus' analysis, Global International Credit Group stock appears to be overvalued.
The current stock price of HK$1.51 is trading 201% above its estimated GF Value™ of HK$0.50.
GuruFocus considers Global International Credit Group to be Significantly Overvalued.
Key valuation signals for HKSE:01669:
Dividend Yield %: 3.42% (55% below median its 10-year median of 7.63)
GF Value™: HK$0.50 vs. price of HK$1.51 (201% above fair value)
Industry Position: 8.7% below the Credit Services median (#110 of 212)
No single metric tells the full story. See the HKSE:01669 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Global International Credit Group Ltd is engaged in the money lending business. The company provides short-term and long-term property mortgage loans to customers in Hong Kong. It provides flexible loan solutions, property mortgage loans, and personal loans. The company's revenue is generated from the money lending business of providing property mortgage loans and personal loans in Hong Kong.
43GF Score
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