Global International Credit Group (HKSE:01669) ROC %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01669 Global International Credit Group Ltd HKSE:01669
43 GF Score
Price HK$1.51
GF Value HK$0.50
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Global International Credit Group ROC %?

Global International Credit Group HKSE:01669 43 ROC % is % as of Dec. 2025. GuruFocus rates HKSE:01669 with a GF Score™ of 43/100 and a GF Value™ of HK$0.50 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

HKSE:01669
43GF Score
Global International Credit Group Ltd HKSE:01669
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Global International Credit Group (HKSE:01669) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Global International Credit Group and its competitors.
Is Global International Credit Group's ROC % too high?
Global International Credit Group's current ROC % is %. Overall, Global International Credit Group has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Global International Credit Group's ROC % compare to V and MA?
Global International Credit Group's ROC % of % can be compared against companies in the Credit Services industry. The industry median ROC % is 2.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Credit Services company?
The median ROC % among Credit Services companies is 2.20, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Global International Credit Group and its competitors. For the Credit Services industry, the median ROC % is 2.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Global International Credit Group's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Global International Credit Group stock overvalued right now?
Based on GuruFocus' analysis, Global International Credit Group (HKSE:01669) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.50, compared to a current price of HK$1.51 — trading 201% above its estimated fair value. The current ROC % is %. Global International Credit Group's overall GF Score™ is 43/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Global International Credit Group (HKSE:01669), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Global International Credit Group (HKSE:01669) Overvalued in 2026?

Based on GuruFocus' analysis, Global International Credit Group stock appears to be overvalued. The current stock price of HK$1.51 is trading 201% above its estimated GF Value™ of HK$0.50. GuruFocus considers Global International Credit Group to be Significantly Overvalued.

Key valuation signals for HKSE:01669:

  • ROC %: %
  • GF Value™: HK$0.50 vs. price of HK$1.51 (201% above fair value)
  • GF Score™: 43/100 with 6 warning signs

No single metric tells the full story. See the HKSE:01669 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Global International Credit Group Business Description

Address 19 Des Voeux Road Central, Unit 01, 12th Floor, World-Wide House, Hong Kong, HKG
Global International Credit Group Ltd is engaged in the money lending business. The company provides short-term and long-term property mortgage loans to customers in Hong Kong. It provides flexible loan solutions, property mortgage loans, and personal loans. The company's revenue is generated from the money lending business of providing property mortgage loans and personal loans in Hong Kong.
43GF Score

Get the complete analysis for HKSE:01669

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$1.51
Price
HK$0.50
GF Value