OCFCP.PFD (OceanFirst Financial) OCF Margin %: 24.69% (As of Mar. 2026) — 28% Below Median


OCFCP.PFD OceanFirst Financial Corp OCFCP.PFD
74 GF Score
Price $25.00
! 6 Warning Signs
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What is OceanFirst Financial OCF Margin %?

OceanFirst Financial OCFCP.PFD 74 OCF Margin % is 24.69% as of Mar. 2026, which is 28% below its 10-year median of 34.23. GuruFocus rates OCFCP.PFD with a GF Score™ of 74/100. The stock has 6 warning signs investors should review. Among 1,502 Banks companies, OceanFirst Financial ranks worse than 52.4% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. OceanFirst Financial's Cash Flow from Operations for the three months ended in Mar. 2026 was $25.21 Mil. OceanFirst Financial's Revenue for the three months ended in Mar. 2026 was $102.10 Mil. Therefore, OceanFirst Financial's OCF Margin % for the quarter that ended in Mar. 2026 was 24.69%.

As of today, OceanFirst Financial's current OCF Yield % is 10.15%.

The historical rank and industry rank for OceanFirst Financial's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of OceanFirst Financial was 58.03%. The lowest was 21.78%. And the median was 34.23%.

OCFCP.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.405
* Ranked among companies with meaningful OCF Margin % only.

OceanFirst Financial OCF Margin % Related Terms

OceanFirst Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for OceanFirst Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OceanFirst Financial OCF Margin % Chart

OceanFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.44 58.03 31.17 24.29 21.78

OceanFirst Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.85 29.10 23.98 34.75 24.69
OCFCP.PFD
74GF Score
OceanFirst Financial Corp OCFCP.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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OceanFirst Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

OceanFirst Financial's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=87.211/400.342
=21.78 %

OceanFirst Financial's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=25.21/102.097
=24.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 24.69% mean?
OceanFirst Financial (OCFCP.PFD) has a OCF Margin % of 24.69% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OceanFirst Financial and its competitors. This is 28% below median its historical median of 34.23. Over the past decade, OceanFirst Financial's OCF Margin % has ranged from 21.78 to 58.03. According to the industry distribution chart, OceanFirst Financial ranks #787 out of 1502 companies in the Banks industry, placing it in the top 52.4%.
Is OceanFirst Financial's OCF Margin % too high?
OceanFirst Financial's current OCF Margin % of 24.69% is 28% below median its 10-year median of 34.23. Over the past 10 years, this metric has ranged from a low of 21.78 to a high of 58.03. The Banks industry median OCF Margin % is 29.41. OceanFirst Financial's value of 24.69% is 16% below this industry median. Based on the distribution chart, OceanFirst Financial ranks #787 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, OceanFirst Financial has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does OceanFirst Financial's OCF Margin % compare to NBN and AGBK?
According to the Banks industry distribution chart, OceanFirst Financial ranks #787 out of 1502 companies for OCF Margin %. This places OceanFirst Financial in the lower half of its industry. The industry median OCF Margin % is 29.41. OceanFirst Financial's value of 24.69% is 16% below this benchmark. Historically, OceanFirst Financial's own OCF Margin % has ranged from 21.78 to 58.03 over the past decade. While the company's 10-year median is 34.23 vs. the industry median of 29.41, OceanFirst Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OceanFirst Financial's current OCF Margin % of 24.69% is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on OceanFirst Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OceanFirst Financial's current OCF Margin % is 24.69%, which is 28% below median its own 10-year median of 34.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OceanFirst Financial stock overvalued right now?
OceanFirst Financial (OCFCP.PFD) has a current OCF Margin % of 24.69%. The current OCF Margin % is 24.69%, which is 28% below median its 10-year median of 34.23 and 16% below the Banks industry median of 29.41. OceanFirst Financial's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For OceanFirst Financial (OCFCP.PFD), the current OCF Margin % is 24.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OceanFirst Financial Business Description

Other Exchanges OCFC:USA
Address 110 West Front Street, Red Bank, NJ, USA, 07701
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
74GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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