OceanFirst FinancialOCFCP.PFD 74 OCF Yield % is 10.15 as of Jul. 01, 2026, which is 7% above its 10-year median of 9.47. GuruFocus rates OCFCP.PFD with a GF Score™ of 74/100. The stock has 6 warning signs investors should review. Among 1,502 Banks companies, OceanFirst Financial ranks better than 53.73% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
OceanFirst Financial OCF Yield % Related Terms
OceanFirst Financial OCF Yield % Historical Data
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The historical data trend for OceanFirst Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCFCP.PFD vs NBN, AGBK, HBT: OCF Yield % Comparison
For the Banks - Regional subindustry, OceanFirst Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OceanFirst Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, OceanFirst Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where OceanFirst Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OceanFirst Financial (OCFCP.PFD) has a OCF Yield % of 10.15 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on OceanFirst Financial and its competitors. This is near median its historical median of 9.47. Over the past decade, OceanFirst Financial's OCF Yield % has ranged from 1.70 to 28.38. According to the industry distribution chart, OceanFirst Financial ranks #695 out of 1502 companies in the Banks industry, placing it in the top 46.3%.
Is OceanFirst Financial's OCF Yield % too high?
OceanFirst Financial's current OCF Yield % of 10.15 is near median its 10-year median of 9.47. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 28.38. The Banks industry median OCF Yield % is 9.32. OceanFirst Financial's value of 10.15 is 8.9% above this industry median. Based on the distribution chart, OceanFirst Financial ranks #695 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, OceanFirst Financial has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does OceanFirst Financial's OCF Yield % compare to NBN and AGBK?
According to the Banks industry distribution chart, OceanFirst Financial ranks #695 out of 1502 companies for OCF Yield %. This puts OceanFirst Financial in the upper half of its industry. The industry median OCF Yield % is 9.32. OceanFirst Financial's value of 10.15 is 8.9% above this benchmark. Historically, OceanFirst Financial's own OCF Yield % has ranged from 1.70 to 28.38 over the past decade. While the company's 10-year median is 9.47 vs. the industry median of 9.32, OceanFirst Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OceanFirst Financial's current OCF Yield % of 10.15 is 8.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on OceanFirst Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OceanFirst Financial's current OCF Yield % is 10.15, which is near median its own 10-year median of 9.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OceanFirst Financial stock overvalued right now?
OceanFirst Financial (OCFCP.PFD) has a current OCF Yield % of 10.15. The current OCF Yield % is 10.15, which is near median its 10-year median of 9.47 and 8.9% above the Banks industry median of 9.32. OceanFirst Financial's overall GF Score™ is 74/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For OceanFirst Financial (OCFCP.PFD), the current OCF Yield % is 10.15 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
74GF Score
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