RAIFF (Raiffeisen Bank International AG) OCF Margin %: 26.79% (As of Mar. 2026) — 70% Below Median


RAIFF Raiffeisen Bank International AG RAIFF
50 GF Score
Price $62.50
GF Value $20.98
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Raiffeisen Bank International AG OCF Margin %?

Raiffeisen Bank International AG RAIFF -0.16% 50 OCF Margin % is 26.79% as of Mar. 2026, which is 70% below its 10-year median of 90.63. GuruFocus rates RAIFF with a GF Score™ of 50/100 and a GF Value™ of $20.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, Raiffeisen Bank International AG ranks better than 69.75% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Raiffeisen Bank International AG's Cash Flow from Operations for the three months ended in Mar. 2026 was $679 Mil. Raiffeisen Bank International AG's Revenue for the three months ended in Mar. 2026 was $2,533 Mil. Therefore, Raiffeisen Bank International AG's OCF Margin % for the quarter that ended in Mar. 2026 was 26.79%.

As of today, Raiffeisen Bank International AG's current OCF Yield % is 18.37%.

The historical rank and industry rank for Raiffeisen Bank International AG's OCF Margin % or its related term are showing as below:

RAIFF' s OCF Margin % Range Over the Past 10 Years
Min: -98.62   Med: 90.63   Max: 288.8
Current: 45.36


During the past 13 years, the highest OCF Margin % of Raiffeisen Bank International AG was 288.80%. The lowest was -98.62%. And the median was 90.63%.

RAIFF's OCF Margin % is ranked better than
69.75% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs RAIFF: 45.36


Raiffeisen Bank International AG OCF Margin % Related Terms


Raiffeisen Bank International AG OCF Margin % Historical Data

* Premium members only.

The historical data trend for Raiffeisen Bank International AG's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank International AG OCF Margin % Chart

Raiffeisen Bank International AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 138.55 218.25 -22.30 -7.24 99.15

Raiffeisen Bank International AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 288.04 -94.29 135.02 491.22 26.79

RAIFF vs PNC: OCF Margin % Comparison

For the Banks - Regional subindustry, Raiffeisen Bank International AG's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raiffeisen Bank International AG OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank International AG's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank International AG's OCF Margin % falls into.


RAIFF
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Raiffeisen Bank International AG RAIFF
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiffeisen Bank International AG OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Raiffeisen Bank International AG's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=10621.78/10713.115
=99.15 %

Raiffeisen Bank International AG's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=678.613/2532.948
=26.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 26.79% mean?
Raiffeisen Bank International AG (RAIFF) has a OCF Margin % of 26.79% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Raiffeisen Bank International AG and its competitors. This is 70% below median its historical median of 90.63. According to the industry distribution chart, Raiffeisen Bank International AG ranks #454 out of 1501 companies in the Banks industry, placing it in the top 30.2%.
Is Raiffeisen Bank International AG's OCF Margin % too high?
Raiffeisen Bank International AG's current OCF Margin % of 26.79% is 70% below median its 10-year median of 90.63. The Banks industry median OCF Margin % is 29.44. Raiffeisen Bank International AG's value of 26.79% is 9% below this industry median. Based on the distribution chart, Raiffeisen Bank International AG ranks #454 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Raiffeisen Bank International AG has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's OCF Margin % compare to PNC?
According to the Banks industry distribution chart, Raiffeisen Bank International AG ranks #454 out of 1501 companies for OCF Margin %. This puts Raiffeisen Bank International AG in the upper half of its industry. The industry median OCF Margin % is 29.44. Raiffeisen Bank International AG's value of 26.79% is 9% below this benchmark. While the company's 10-year median is 90.63 vs. the industry median of 29.44, Raiffeisen Bank International AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank International AG's current OCF Margin % of 26.79% is 9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Raiffeisen Bank International AG and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank International AG's current OCF Margin % is 26.79%, which is 70% below median its own 10-year median of 90.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (RAIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.98, compared to a current price of $62.50 — trading 197.9% above its estimated fair value. The current OCF Margin % is 26.79%, which is 70% below median its 10-year median of 90.63 and 9% below the Banks industry median of 29.44. Raiffeisen Bank International AG's overall GF Score™ is 50/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Raiffeisen Bank International AG (RAIFF), the current OCF Margin % is 26.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiffeisen Bank International AG (RAIFF) Overvalued in 2026?

Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued. The current stock price of $62.50 is trading 197.9% above its estimated GF Value™ of $20.98. GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.

Key valuation signals for RAIFF:

  • OCF Margin %: 26.79% (70% below median its 10-year median of 90.63)
  • GF Value™: $20.98 vs. price of $62.50 (197.9% above fair value)
  • GF Score™: 50/100 with 6 warning signs
  • Industry Position: 9% below the Banks median (#454 of 1501)

No single metric tells the full story. See the RAIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raiffeisen Bank International AG Business Description

Address Am Stadtpark 9, Vienna, AUT, 1030
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.50
Price
$20.98
GF Value