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Raiffeisen Bank International AGRAIFF 48 5-Year Yield-on-Cost % is 3.02 as of Jul. 18, 2026, which is 30% below its 10-year median of 4.31. GuruFocus rates RAIFF with a GF Score™ of 48/100 and a GF Value™ of $20.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Raiffeisen Bank International AG ranks worse than 69.08% on this metric.
The historical rank and industry rank for Raiffeisen Bank International AG's 5-Year Yield-on-Cost % or its related term are showing as below:
RAIFF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.66 Med: 4.31 Max: 15.49
Current: 3.02
During the past 13 years, Raiffeisen Bank International AG's highest Yield on Cost was 15.49. The lowest was 1.66. And the median was 4.31.
RAIFF's 5-Year Yield-on-Cost % is ranked worse than 69.08% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs RAIFF: 3.02
Raiffeisen Bank International AG (OTCPK:RAIFF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Raiffeisen Bank International AG 5-Year Yield-on-Cost % Related Terms
RAIFF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Raiffeisen Bank International AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raiffeisen Bank International AG 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Raiffeisen Bank International AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Raiffeisen Bank International AG's 5-Year Yield-on-Cost % falls into.
Raiffeisen Bank International AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Raiffeisen Bank International AG (RAIFF) has a 5-Year Yield-on-Cost % of 3.02 as of Jul. 18, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Raiffeisen Bank International AG and its competitors. This is 30% below median its historical median of 4.31. Over the past decade, Raiffeisen Bank International AG's 5-Year Yield-on-Cost % has ranged from 1.66 to 15.49. According to the industry distribution chart, Raiffeisen Bank International AG ranks #867 out of 1255 companies in the Banks industry, placing it in the top 69.1%.
Is Raiffeisen Bank International AG's 5-Year Yield-on-Cost % too high?
Raiffeisen Bank International AG's current 5-Year Yield-on-Cost % of 3.02 is 30% below median its 10-year median of 4.31. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 15.49. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Raiffeisen Bank International AG's value of 3.02 is 21.6% below this industry median. Based on the distribution chart, Raiffeisen Bank International AG ranks #867 out of 1255 companies in the Banks industry, which is below the industry midpoint. Overall, Raiffeisen Bank International AG has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Raiffeisen Bank International AG ranks #867 out of 1255 companies for 5-Year Yield-on-Cost %. This places Raiffeisen Bank International AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.85. Raiffeisen Bank International AG's value of 3.02 is 21.6% below this benchmark. Historically, Raiffeisen Bank International AG's own 5-Year Yield-on-Cost % has ranged from 1.66 to 15.49 over the past decade. While the company's 10-year median is 4.31 vs. the industry median of 3.85, Raiffeisen Bank International AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raiffeisen Bank International AG's current 5-Year Yield-on-Cost % of 3.02 is 21.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Raiffeisen Bank International AG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raiffeisen Bank International AG's current 5-Year Yield-on-Cost % is 3.02, which is 30% below median its own 10-year median of 4.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (RAIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.22, compared to a current price of $62.50 — trading 209.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.02, which is 30% below median its 10-year median of 4.31 and 21.6% below the Banks industry median of 3.85. Raiffeisen Bank International AG's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Raiffeisen Bank International AG (RAIFF), the current 5-Year Yield-on-Cost % is 3.02 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raiffeisen Bank International AG (RAIFF) Overvalued in 2026?
Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued.
The current stock price of $62.50 is trading 209.1% above its estimated GF Value™ of $20.22.
GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.
Key valuation signals for RAIFF:
5-Year Yield-on-Cost %: 3.02 (30% below median its 10-year median of 4.31)
GF Value™: $20.22 vs. price of $62.50 (209.1% above fair value)
Industry Position: 21.6% below the Banks median (#867 of 1255)
No single metric tells the full story. See the RAIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raiffeisen Bank International AG Business Description
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
48GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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