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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Raiffeisen Bank International AG's retained earnings for the quarter that ended in Mar. 2026 was $20,338 Mil.
Raiffeisen Bank International AG's quarterly retained earnings
increased
from Sep. 2025 ($19,654 Mil) to Dec. 2025 ($20,055 Mil) and
increased
from Dec. 2025 ($20,055 Mil) to Mar. 2026 ($20,338 Mil).
Raiffeisen Bank International AG's annual retained earnings
declined
from Dec. 2023 ($17,012 Mil) to Dec. 2024 ($16,977 Mil) but then
increased
from Dec. 2024 ($16,977 Mil) to Dec. 2025 ($20,055 Mil).
Raiffeisen Bank International AG (OTCPK:RAIFF) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Raiffeisen Bank International AG Retained Earnings Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raiffeisen Bank International AG Retained Earnings Chart
Raiffeisen Bank International AG Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of $20,338 Mil mean?
Raiffeisen Bank International AG (RAIFF) has a Retained Earnings of $20,338 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Raiffeisen Bank International AG and its competitors.
Is Raiffeisen Bank International AG's Retained Earnings too high?
Raiffeisen Bank International AG's current Retained Earnings is $20,338 Mil. Overall, Raiffeisen Bank International AG has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's Retained Earnings compare to PNC and USB?
Raiffeisen Bank International AG's Retained Earnings of $20,338 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Raiffeisen Bank International AG and its competitors. Raiffeisen Bank International AG's current Retained Earnings is $20,338 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (RAIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.20, compared to a current price of $62.50 — trading 194.8% above its estimated fair value. The current Retained Earnings is $20,338 Mil. Raiffeisen Bank International AG's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Raiffeisen Bank International AG (RAIFF), the current Retained Earnings is $20,338 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raiffeisen Bank International AG (RAIFF) Overvalued in 2026?
Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued.
The current stock price of $62.50 is trading 194.8% above its estimated GF Value™ of $21.20.
GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.
Key valuation signals for RAIFF:
Retained Earnings: $20,338 Mil
GF Value™: $21.20 vs. price of $62.50 (194.8% above fair value)
No single metric tells the full story. See the RAIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raiffeisen Bank International AG Business Description
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
48GF Score
Get the complete analysis for RAIFF
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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