RAIFF (Raiffeisen Bank International AG) GF Value Rank: 1 (As of Jul. 22, 2026) — 75% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

RAIFF Raiffeisen Bank International AG RAIFF
48 GF Score
Price $62.50
GF Value $21.21
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Raiffeisen Bank International AG GF Value Rank?

Raiffeisen Bank International AG RAIFF 48 GF Value Rank is 1 as of Jul. 22, 2026, which is 75% below its 10-year median of 4.00. GuruFocus rates RAIFF with a GF Score™ of 48/100 and a GF Value™ of $21.21 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Raiffeisen Bank International AG has the GF Value Rank of 1.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Raiffeisen Bank International AG GF Value Rank Related Terms

RAIFF vs PNC, USB: GF Value Rank Comparison

For the Banks - Regional subindustry, Raiffeisen Bank International AG's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Raiffeisen Bank International AG GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Raiffeisen Bank International AG's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Raiffeisen Bank International AG's GF Value Rank falls into.


RAIFF
48GF Score
Raiffeisen Bank International AG RAIFF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 1 mean?
Raiffeisen Bank International AG (RAIFF) has a GF Value Rank of 1 as of Jul. 22, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Raiffeisen Bank International AG and its competitors. This is 75% below median its historical median of 4.00. Over the past decade, Raiffeisen Bank International AG's GF Value Rank has ranged from 1.00 to 10.00.
Is Raiffeisen Bank International AG's GF Value Rank too high?
Raiffeisen Bank International AG's current GF Value Rank of 1 is 75% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Raiffeisen Bank International AG has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's GF Value Rank compare to PNC and USB?
Raiffeisen Bank International AG's GF Value Rank of 1 can be compared against companies in the Banks industry. Historically, Raiffeisen Bank International AG's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Raiffeisen Bank International AG and its competitors. Raiffeisen Bank International AG's current GF Value Rank is 1, which is 75% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (RAIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.21, compared to a current price of $62.50 — trading 194.7% above its estimated fair value. The current GF Value Rank is 1, which is 75% below median its 10-year median of 4.00. Raiffeisen Bank International AG's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Raiffeisen Bank International AG (RAIFF), the current GF Value Rank is 1 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiffeisen Bank International AG (RAIFF) Overvalued in 2026?

Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued. The current stock price of $62.50 is trading 194.7% above its estimated GF Value™ of $21.21. GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.

Key valuation signals for RAIFF:

  • GF Value Rank: 1 (75% below median its 10-year median of 4.00)
  • GF Value™: $21.21 vs. price of $62.50 (194.7% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the RAIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raiffeisen Bank International AG Business Description

Address Am Stadtpark 9, Vienna, AUT, 1030
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
48GF Score

Get the complete analysis for RAIFF

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.50
Price
$21.21
GF Value