RAIFF (Raiffeisen Bank International AG) Net Loan: $131,482 Mil (As of Mar. 2026)

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RAIFF Raiffeisen Bank International AG RAIFF
48 GF Score
Price $63.85
GF Value $21.29
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Raiffeisen Bank International AG Net Loan?

Raiffeisen Bank International AG RAIFF 48 Net Loan is $131,482 Mil as of Mar. 2026. GuruFocus rates RAIFF with a GF Score™ of 48/100 and a GF Value™ of $21.29 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Raiffeisen Bank International AG's quarterly net loan increased from Sep. 2025 ($126,209 Mil) to Dec. 2025 ($128,643 Mil) and increased from Dec. 2025 ($128,643 Mil) to Mar. 2026 ($131,482 Mil).

Raiffeisen Bank International AG's annual net loan declined from Dec. 2023 ($115,909 Mil) to Dec. 2024 ($128,643 Mil) but then increased from Dec. 2024 ($128,643 Mil) to Dec. 2025 ($131,482 Mil).

Raiffeisen Bank International AG Net Loan Historical Data

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The historical data trend for Raiffeisen Bank International AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raiffeisen Bank International AG Net Loan Chart

Raiffeisen Bank International AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 119,160.45 116,664.20 115,909.49 108,718.33 128,642.86

Raiffeisen Bank International AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 114,555.68 122,437.14 126,208.92 128,642.86 131,482.08
RAIFF
48GF Score
Raiffeisen Bank International AG RAIFF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Raiffeisen Bank International AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $131,482 Mil mean?
Raiffeisen Bank International AG (RAIFF) has a Net Loan of $131,482 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Raiffeisen Bank International AG and its competitors.
Is Raiffeisen Bank International AG's Net Loan too high?
Raiffeisen Bank International AG's current Net Loan is $131,482 Mil. Overall, Raiffeisen Bank International AG has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raiffeisen Bank International AG's Net Loan compare to PNC and USB?
Raiffeisen Bank International AG's Net Loan of $131,482 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Raiffeisen Bank International AG and its competitors. Raiffeisen Bank International AG's current Net Loan is $131,482 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raiffeisen Bank International AG stock overvalued right now?
Based on GuruFocus' analysis, Raiffeisen Bank International AG (RAIFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.29, compared to a current price of $63.85 — trading 199.9% above its estimated fair value. The current Net Loan is $131,482 Mil. Raiffeisen Bank International AG's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Raiffeisen Bank International AG (RAIFF), the current Net Loan is $131,482 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raiffeisen Bank International AG (RAIFF) Overvalued in 2026?

Based on GuruFocus' analysis, Raiffeisen Bank International AG stock appears to be overvalued. The current stock price of $63.85 is trading 199.9% above its estimated GF Value™ of $21.29. GuruFocus considers Raiffeisen Bank International AG to be Significantly Overvalued.

Key valuation signals for RAIFF:

  • Net Loan: $131,482 Mil
  • GF Value™: $21.29 vs. price of $63.85 (199.9% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the RAIFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raiffeisen Bank International AG Business Description

Address Am Stadtpark 9, Vienna, AUT, 1030
Raiffeisen Bank International AG is a corporate and investment bank with Central and Eastern Europe (CEE) as its home market. The group also includes financial service providers in leasing, asset management, factoring, and M&A. Its segments are as follows: The Central Europe segment covers the Czech Republic, Hungary, Poland, and Slovakia, offering corporate and retail banking, leasing, asset management, and building society services. Southeastern Europe includes Albania, Bosnia and Herzegovina, Romania, and Serbia, providing banking, leasing, asset management, and pension fund services. Eastern Europe comprises Russia, where RBI serves corporate and private customers and leasing. Ukraine is served through a bank offering full financial services via digital channels and branches.
48GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.85
Price
$21.29
GF Value