TCBIP.PFD (Texas Capital Bancshares) OCF Margin %: 27.02% (As of Mar. 2026) — 21% Above Median


TCBIP.PFD Texas Capital Bancshares Inc TCBIP.PFD
81 GF Score
Price $25.01
! 2 Warning Signs
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What is Texas Capital Bancshares OCF Margin %?

Texas Capital Bancshares TCBIP.PFD 81 OCF Margin % is 27.02% as of Mar. 2026, which is 21% above its 10-year median of 22.40. GuruFocus rates TCBIP.PFD with a GF Score™ of 81/100. The stock has 2 warning signs investors should review. Among 1,505 Banks companies, Texas Capital Bancshares ranks better than 58.94% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Texas Capital Bancshares's Cash Flow from Operations for the three months ended in Mar. 2026 was $87.53 Mil. Texas Capital Bancshares's Revenue for the three months ended in Mar. 2026 was $323.99 Mil. Therefore, Texas Capital Bancshares's OCF Margin % for the quarter that ended in Mar. 2026 was 27.02%.

As of today, Texas Capital Bancshares's current OCF Yield % is 9.91%.

The historical rank and industry rank for Texas Capital Bancshares's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Texas Capital Bancshares was 266.73%. The lowest was -103.92%. And the median was 22.40%.

TCBIP.PFD's OCF Margin % is not ranked *
in the Banks industry.
Industry Median: 29.44
* Ranked among companies with meaningful OCF Margin % only.

Texas Capital Bancshares OCF Margin % Related Terms

Texas Capital Bancshares OCF Margin % Historical Data

* Premium members only.

The historical data trend for Texas Capital Bancshares's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Texas Capital Bancshares OCF Margin % Chart

Texas Capital Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.75 15.15 34.75 51.49 28.68

Texas Capital Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.13 20.49 48.86 39.85 27.02
TCBIP.PFD
81GF Score
Texas Capital Bancshares Inc TCBIP.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Texas Capital Bancshares OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Texas Capital Bancshares's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=360.154/1255.779
=28.68 %

Texas Capital Bancshares's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=87.529/323.985
=27.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 27.02% mean?
Texas Capital Bancshares (TCBIP.PFD) has a OCF Margin % of 27.02% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Texas Capital Bancshares and its competitors. This is 21% above median its historical median of 22.40. According to the industry distribution chart, Texas Capital Bancshares ranks #618 out of 1505 companies in the Banks industry, placing it in the top 41.1%.
Is Texas Capital Bancshares' OCF Margin % too high?
Texas Capital Bancshares' current OCF Margin % of 27.02% is 21% above median its 10-year median of 22.40. The Banks industry median OCF Margin % is 29.44. Texas Capital Bancshares' value of 27.02% is 8.2% below this industry median. Based on the distribution chart, Texas Capital Bancshares ranks #618 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Texas Capital Bancshares has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Texas Capital Bancshares' OCF Margin % compare to SFBS and EBC?
According to the Banks industry distribution chart, Texas Capital Bancshares ranks #618 out of 1505 companies for OCF Margin %. This puts Texas Capital Bancshares in the upper half of its industry. The industry median OCF Margin % is 29.44. Texas Capital Bancshares' value of 27.02% is 8.2% below this benchmark. While the company's 10-year median is 22.40 vs. the industry median of 29.44, Texas Capital Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Texas Capital Bancshares's current OCF Margin % of 27.02% is 8.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Texas Capital Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Texas Capital Bancshares's current OCF Margin % is 27.02%, which is 21% above median its own 10-year median of 22.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Texas Capital Bancshares stock overvalued right now?
Texas Capital Bancshares (TCBIP.PFD) has a current OCF Margin % of 27.02%. The current OCF Margin % is 27.02%, which is 21% above median its 10-year median of 22.40 and 8.2% below the Banks industry median of 29.44. Texas Capital Bancshares' overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Texas Capital Bancshares (TCBIP.PFD), the current OCF Margin % is 27.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Texas Capital Bancshares Business Description

Address 2000 McKinney Avenue, Suite 700, Dallas, TX, USA, 75201
Texas Capital Bancshares Inc is a registered bank holding company and a full-service financial services firm that delivers customised solutions to businesses, entrepreneurs and individual customers. It is a secured lender with the majority of the loans held for investment, excluding mortgage finance loans and other national lines of business. Texas Capital has established commercial banking, consumer banking, investment banking and wealth management capabilities.
81GF Score

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