Intact Financial (TSX:IFC.PR.A.PFD) OCF Margin %: 6.66% (As of Mar. 2026) — 47% Below Median


TSX:IFC.PR.A.PFD Intact Financial Corp TSX:IFC.PR.A.PFD
83 GF Score
Price C$23.00
! 1 Warning Sign
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What is Intact Financial OCF Margin %?

Intact Financial TSX:IFC.PR.A.PFD -0.26% 83 OCF Margin % is 6.66% as of Mar. 2026, which is 47% below its 10-year median of 12.47. GuruFocus rates TSX:IFC.PR.A.PFD with a GF Score™ of 83/100. The stock has 1 warning sign investors should review. Among 502 Insurance companies, Intact Financial ranks better than 63.35% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Intact Financial's Cash Flow from Operations for the three months ended in Mar. 2026 was C$426.00 Mil. Intact Financial's Revenue for the three months ended in Mar. 2026 was C$6,392.00 Mil. Therefore, Intact Financial's OCF Margin % for the quarter that ended in Mar. 2026 was 6.66%.

As of today, Intact Financial's current OCF Yield % is 8.62%.

The historical rank and industry rank for Intact Financial's OCF Margin % or its related term are showing as below:


During the past 13 years, the highest OCF Margin % of Intact Financial was 18.87%. The lowest was 7.88%. And the median was 12.47%.

TSX:IFC.PR.A.PFD's OCF Margin % is not ranked *
in the Insurance industry.
Industry Median: 10.855
* Ranked among companies with meaningful OCF Margin % only.

Intact Financial OCF Margin % Related Terms

Intact Financial OCF Margin % Historical Data

* Premium members only.

The historical data trend for Intact Financial's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intact Financial OCF Margin % Chart

Intact Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.90 16.26 7.93 13.56 16.83

Intact Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.03 17.98 25.01 15.01 6.66
TSX:IFC.PR.A.PFD
83GF Score
Intact Financial Corp TSX:IFC.PR.A.PFD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Intact Financial OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Intact Financial's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4388/26073
=16.83 %

Intact Financial's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=426/6392
=6.66 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 6.66% mean?
Intact Financial (TSX:IFC.PR.A.PFD) has a OCF Margin % of 6.66% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Intact Financial and its competitors. This is 47% below median its historical median of 12.47. Over the past decade, Intact Financial's OCF Margin % has ranged from 7.88 to 18.87. According to the industry distribution chart, Intact Financial ranks #184 out of 502 companies in the Insurance industry, placing it in the top 36.7%.
Is Intact Financial's OCF Margin % too high?
Intact Financial's current OCF Margin % of 6.66% is 47% below median its 10-year median of 12.47. Over the past 10 years, this metric has ranged from a low of 7.88 to a high of 18.87. The Insurance industry median OCF Margin % is 10.86. Intact Financial's value of 6.66% is 38.6% below this industry median. Based on the distribution chart, Intact Financial ranks #184 out of 502 companies in the Insurance industry, which is above the industry midpoint. Overall, Intact Financial has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Intact Financial's OCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Intact Financial ranks #184 out of 502 companies for OCF Margin %. This puts Intact Financial in the upper half of its industry. The industry median OCF Margin % is 10.86. Intact Financial's value of 6.66% is 38.6% below this benchmark. Historically, Intact Financial's own OCF Margin % has ranged from 7.88 to 18.87 over the past decade. While the company's 10-year median is 12.47 vs. the industry median of 10.86, Intact Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Intact Financial's current OCF Margin % of 6.66% is 38.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Intact Financial and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Intact Financial's current OCF Margin % is 6.66%, which is 47% below median its own 10-year median of 12.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intact Financial stock overvalued right now?
Intact Financial (TSX:IFC.PR.A.PFD) has a current OCF Margin % of 6.66%. The current OCF Margin % is 6.66%, which is 47% below median its 10-year median of 12.47 and 38.6% below the Insurance industry median of 10.86. Intact Financial's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Intact Financial (TSX:IFC.PR.A.PFD), the current OCF Margin % is 6.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Intact Financial Business Description

Address 700 University Avenue, Suite 1500-A, Toronto, ON, CAN, M5G 0A1
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
83GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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