Available Finance (BOM:531310) OCF Yield %: -0.05 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531310 Available Finance Ltd BOM:531310
72 GF Score
Price ₹149.70
GF Value ₹200.97
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Available Finance OCF Yield %?

Available Finance BOM:531310 -1.64% 72 OCF Yield % is -0.05 as of Jul. 17, 2026. GuruFocus rates BOM:531310 with a GF Score™ of 72/100 and a GF Value™ of ₹200.97 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 540 Credit Services companies, Available Finance ranks worse than 50.93% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Available Finance's Trailing 12-Month Cash Flow from Operations is ₹0.00 Mil, and Market Cap is ₹1,527.49 Mil. Therefore, Available Finance's OCF Yield % for today is -0.05%.

The historical rank and industry rank for Available Finance's OCF Yield % or its related term are showing as below:

BOM:531310' s OCF Yield % Range Over the Past 10 Years
Min: -0.05   Med: 0   Max: -0.05
Current: -0.05


During the past 13 years, the highest OCF Yield % of Available Finance was -0.05%. The lowest was -0.05%. And the median was %.

BOM:531310's OCF Yield % is ranked worse than
50.93% of 540 companies
in the Credit Services industry
Industry Median: 0 vs BOM:531310: -0.05

Available Finance's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Available Finance OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Available Finance OCF Yield % Related Terms


Available Finance OCF Yield % Historical Data

* Premium members only.

The historical data trend for Available Finance's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Available Finance OCF Yield % Chart

Available Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.41 1.42 0.00 0.04 -0.06

Available Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:531310 vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Available Finance's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Available Finance OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Available Finance's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Available Finance's OCF Yield % falls into.


BOM:531310
72GF Score
Available Finance Ltd BOM:531310
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Available Finance OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Available Finance's OCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-0.785 / 1274.9898
=-0.06%

Available Finance's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 1274.9898
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -0.05 mean?
Available Finance (BOM:531310) has a OCF Yield % of -0.05 as of Jul. 17, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Available Finance and its competitors. According to the industry distribution chart, Available Finance ranks #275 out of 540 companies in the Credit Services industry, placing it in the top 50.9%.
Is Available Finance's OCF Yield % too high?
Available Finance's current OCF Yield % is -0.05. Based on the distribution chart, Available Finance ranks #275 out of 540 companies in the Credit Services industry, which is below the industry midpoint. Overall, Available Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Available Finance's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Available Finance ranks #275 out of 540 companies for OCF Yield %. This places Available Finance in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
A good OCF Yield % depends on the Credit Services industry context. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Available Finance and its competitors. Available Finance's current OCF Yield % is -0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Available Finance stock overvalued right now?
Based on GuruFocus' analysis, Available Finance (BOM:531310) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹200.97, compared to a current price of ₹149.70 — trading 25.5% below its estimated fair value. The current OCF Yield % is -0.05. Available Finance's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Available Finance (BOM:531310), the current OCF Yield % is -0.05 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Available Finance (BOM:531310) Overvalued in 2026?

Based on GuruFocus' analysis, Available Finance stock appears to be undervalued. The current stock price of ₹149.70 is trading 25.5% below its estimated GF Value™ of ₹200.97. GuruFocus considers Available Finance to be Modestly Undervalued.

Key valuation signals for BOM:531310:

  • OCF Yield %: -0.05
  • GF Value™: ₹200.97 vs. price of ₹149.70 (25.5% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:531310 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Available Finance Business Description

Address 5, Yeshwant Colony, Agarwal House, Indore, MP, IND, 452003
Available Finance Ltd operates as a non-banking financial company focused on lending and investment services. The company offers finance for acquiring, holding, selling, and buying shares, stocks, debentures, bonds, mortgages, and other securities. While the company was registered under the Reserve Bank of India as a non-banking finance company, it has since transitioned to functioning as an unregistered core investment company as per RBI guidelines. Its revenue comes from lending, investment activities, and leasing services. The company serves its clients mainly through its presence in Indore and across India.
72GF Score

Get the complete analysis for BOM:531310

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹149.70
Price
₹200.97
GF Value