Available Finance (BOM:531310) FCF Margin %: 0.00% (As of Mar. 2026)


BOM:531310 Available Finance Ltd BOM:531310
72 GF Score
Price ₹150.70
GF Value ₹200.95
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Available Finance FCF Margin %?

Available Finance BOM:531310 +0.20% 72 FCF Margin % is 0.00% as of Mar. 2026. GuruFocus rates BOM:531310 with a GF Score™ of 72/100 and a GF Value™ of ₹200.95 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 530 Credit Services companies, Available Finance ranks worse than 61.89% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Available Finance's Free Cash Flow for the three months ended in Mar. 2026 was ₹0.00 Mil. Available Finance's Revenue for the three months ended in Mar. 2026 was ₹1.55 Mil. Therefore, Available Finance's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.

As of today, Available Finance's current FCF Yield % is -0.05%.

The historical rank and industry rank for Available Finance's FCF Margin % or its related term are showing as below:

BOM:531310' s FCF Margin % Range Over the Past 10 Years
Min: -1029.62   Med: -0.11   Max: 740.49
Current: -13.94


During the past 13 years, the highest FCF Margin % of Available Finance was 740.49%. The lowest was -1029.62%. And the median was -0.11%.

BOM:531310's FCF Margin % is ranked worse than
61.89% of 530 companies
in the Credit Services industry
Industry Median: 0.115 vs BOM:531310: -13.94


Available Finance FCF Margin % Related Terms


Available Finance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Available Finance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Available Finance FCF Margin % Chart

Available Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -85.30 322.38 -0.04 14.98 -13.94

Available Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:531310 vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, Available Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Available Finance FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Available Finance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Available Finance's FCF Margin % falls into.


BOM:531310
72GF Score
Available Finance Ltd BOM:531310
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Available Finance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Available Finance's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-0.843/6.047
=-13.94 %

Available Finance's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=0/1.553
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 0.00% mean?
Available Finance (BOM:531310) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Available Finance and its competitors. According to the industry distribution chart, Available Finance ranks #328 out of 530 companies in the Credit Services industry, placing it in the top 61.9%.
Is Available Finance's FCF Margin % too high?
Available Finance's current FCF Margin % is 0.00%. Based on the distribution chart, Available Finance ranks #328 out of 530 companies in the Credit Services industry, which is below the industry midpoint. Overall, Available Finance has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Available Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Available Finance ranks #328 out of 530 companies for FCF Margin %. This places Available Finance in the lower half of its industry. The industry median FCF Margin % is 0.12. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.12, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Available Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Available Finance's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Available Finance stock overvalued right now?
Based on GuruFocus' analysis, Available Finance (BOM:531310) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹200.95, compared to a current price of ₹150.70 — trading 25% below its estimated fair value. The current FCF Margin % is 0.00%. Available Finance's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Available Finance (BOM:531310), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Available Finance (BOM:531310) Overvalued in 2026?

Based on GuruFocus' analysis, Available Finance stock appears to be undervalued. The current stock price of ₹150.70 is trading 25% below its estimated GF Value™ of ₹200.95. GuruFocus considers Available Finance to be Modestly Undervalued.

Key valuation signals for BOM:531310:

  • FCF Margin %: 0.00%
  • GF Value™: ₹200.95 vs. price of ₹150.70 (25% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:531310 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Available Finance Business Description

Address 5, Yeshwant Colony, Agarwal House, Indore, MP, IND, 452003
Available Finance Ltd operates as a non-banking financial company focused on lending and investment services. The company offers finance for acquiring, holding, selling, and buying shares, stocks, debentures, bonds, mortgages, and other securities. While the company was registered under the Reserve Bank of India as a non-banking finance company, it has since transitioned to functioning as an unregistered core investment company as per RBI guidelines. Its revenue comes from lending, investment activities, and leasing services. The company serves its clients mainly through its presence in Indore and across India.
72GF Score

Get the complete analysis for BOM:531310

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹150.70
Price
₹200.95
GF Value