Available Finance (BOM:531310) Scaled Net Operating Assets: N/A (As of Mar. 2026)

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BOM:531310 Available Finance Ltd BOM:531310
72 GF Score
Price ₹148.05
GF Value ₹201.00
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Available Finance Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Available Finance's operating assets for the quarter that ended in Mar. 2026 was ₹13,074.70 Mil. Available Finance's operating liabilities for the quarter that ended in Mar. 2026 was ₹2.13 Mil. Available Finance's Total Assets for the quarter that ended in Dec. 2025 was ₹0.00 Mil. Therefore, Available Finance's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was N/A.


Available Finance Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Available Finance's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Available Finance Scaled Net Operating Assets Chart

Available Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.53 1.27 1.15 1.10 1.09

Available Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BOM:531310 vs V, MA, AXP: Scaled Net Operating Assets Comparison

For the Credit Services subindustry, Available Finance's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Available Finance Scaled Net Operating Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Available Finance's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Available Finance's Scaled Net Operating Assets falls into.


BOM:531310
72GF Score
Available Finance Ltd BOM:531310
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Available Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Available Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(A: Mar. 2026 )
=(Operating Assets (A: Mar. 2026 )-Operating Liabilities (A: Mar. 2026 ))/Total Assets (A: Mar. 2025 )
=(13074.698-2.129)/11964.795
=1.09

where

Operating Assets(A: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=13074.953 - 0.255
=13074.698

Operating Liabilities(A: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2.129 - 0 - 0
=2.129

Available Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(13074.698-2.129)/0
=N/A

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=13074.953 - 0.255
=13074.698

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2.129 - 0 - 0
=2.129

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Available Finance (BOM:531310) Overvalued in 2026?

Based on GuruFocus' analysis, Available Finance stock appears to be undervalued. The current stock price of ₹148.05 is trading 26.3% below its estimated GF Value™ of ₹201.00. GuruFocus considers Available Finance to be Modestly Undervalued.

Key valuation signals for BOM:531310:

  • Scaled Net Operating Assets: N/A
  • GF Value™: ₹201.00 vs. price of ₹148.05 (26.3% below fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the BOM:531310 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Available Finance Business Description

Address 5, Yeshwant Colony, Agarwal House, Indore, MP, IND, 452003
Available Finance Ltd operates as a non-banking financial company focused on lending and investment services. The company offers finance for acquiring, holding, selling, and buying shares, stocks, debentures, bonds, mortgages, and other securities. While the company was registered under the Reserve Bank of India as a non-banking finance company, it has since transitioned to functioning as an unregistered core investment company as per RBI guidelines. Its revenue comes from lending, investment activities, and leasing services. The company serves its clients mainly through its presence in Indore and across India.
72GF Score

Get the complete analysis for BOM:531310

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹148.05
Price
₹201.00
GF Value