First Northwest Bancorp (FRA:45I) OCF Yield %: 19.72 (As of Jul. 03, 2026) — 153% Above Median


FRA:45I First Northwest Bancorp FRA:45I
57 GF Score
Price €9.75
GF Value €9.75
! 6 Warning Signs
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What is First Northwest Bancorp OCF Yield %?

First Northwest Bancorp FRA:45I +18.18% 57 OCF Yield % is 19.72 as of Jul. 03, 2026, which is 153% above its 10-year median of 7.80. GuruFocus rates FRA:45I with a GF Score™ of 57/100 and a GF Value™ of €9.75. The stock has 6 warning signs investors should review. Among 1,502 Banks companies, First Northwest Bancorp ranks better than 74.23% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, First Northwest Bancorp's Trailing 12-Month Cash Flow from Operations is €17.02 Mil, and Market Cap is €88.47 Mil. Therefore, First Northwest Bancorp's OCF Yield % for today is 19.72%.

The historical rank and industry rank for First Northwest Bancorp's OCF Yield % or its related term are showing as below:

FRA:45I' s OCF Yield % Range Over the Past 10 Years
Min: -6.63   Med: 7.8   Max: 24.54
Current: 19.72


During the past 13 years, the highest OCF Yield % of First Northwest Bancorp was 24.54%. The lowest was -6.63%. And the median was 7.80%.

FRA:45I's OCF Yield % is ranked better than
74.23% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs FRA:45I: 19.72

First Northwest Bancorp's OCF Margin % for the quarter that ended in Mar. 2026 was %.


First Northwest Bancorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


First Northwest Bancorp OCF Yield % Related Terms


First Northwest Bancorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for First Northwest Bancorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Northwest Bancorp OCF Yield % Chart

First Northwest Bancorp Annual Data
Trend Jun16 Jun17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.68 11.05 12.87 19.33 -3.29

First Northwest Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -97.99 24.11 27.38 49.18 4.68

FRA:45I vs FDVA, STBK, USMT: OCF Yield % Comparison

For the Banks - Regional subindustry, First Northwest Bancorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Northwest Bancorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Northwest Bancorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where First Northwest Bancorp's OCF Yield % falls into.


FRA:45I
57GF Score
First Northwest Bancorp FRA:45I
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Northwest Bancorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

First Northwest Bancorp's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=-2.355 / 71.47845
=-3.29%

First Northwest Bancorp's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0.766 * 4 / 65.511
=4.68%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 19.72 mean?
First Northwest Bancorp (FRA:45I) has a OCF Yield % of 19.72 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Northwest Bancorp and its competitors. This is 153% above median its historical median of 7.80. According to the industry distribution chart, First Northwest Bancorp ranks #387 out of 1502 companies in the Banks industry, placing it in the top 25.8%.
Is First Northwest Bancorp's OCF Yield % too high?
First Northwest Bancorp's current OCF Yield % of 19.72 is 153% above median its 10-year median of 7.80. The Banks industry median OCF Yield % is 9.24. First Northwest Bancorp's value of 19.72 is 113.4% above this industry median. Based on the distribution chart, First Northwest Bancorp ranks #387 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, First Northwest Bancorp has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does First Northwest Bancorp's OCF Yield % compare to FDVA and STBK?
According to the Banks industry distribution chart, First Northwest Bancorp ranks #387 out of 1502 companies for OCF Yield %. This puts First Northwest Bancorp in the upper half of its industry. The industry median OCF Yield % is 9.24. First Northwest Bancorp's value of 19.72 is 113.4% above this benchmark. While the company's 10-year median is 7.80 vs. the industry median of 9.24, First Northwest Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Northwest Bancorp's current OCF Yield % of 19.72 is 113.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on First Northwest Bancorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Northwest Bancorp's current OCF Yield % is 19.72, which is 153% above median its own 10-year median of 7.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northwest Bancorp stock overvalued right now?
First Northwest Bancorp (FRA:45I) has a current OCF Yield % of 19.72. The stock's GF Value™ is €9.75, compared to a current price of €9.75 — trading right at its estimated fair value. The current OCF Yield % is 19.72, which is 153% above median its 10-year median of 7.80 and 113.4% above the Banks industry median of 9.24. First Northwest Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For First Northwest Bancorp (FRA:45I), the current OCF Yield % is 19.72 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Northwest Bancorp (FRA:45I) Overvalued in 2026?

Based on GuruFocus' analysis, First Northwest Bancorp stock appears to be undervalued. The current stock price of €9.75 is trading 0% below its estimated GF Value™ of €9.75.

Key valuation signals for FRA:45I:

  • OCF Yield %: 19.72 (153% above median its 10-year median of 7.80)
  • GF Value™: €9.75 vs. price of €9.75 (0% below fair value)
  • GF Score™: 57/100 with 6 warning signs
  • Industry Position: 113.4% above the Banks median (#387 of 1502)

No single metric tells the full story. See the FRA:45I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Northwest Bancorp Business Description

Other Exchanges FNWB:USA
Address 105 West 8th Street, Port Angeles, WA, USA, 98362
First Northwest Bancorp is a bank holding company and a financial holding company and is engaged in banking activities through its wholly owned subsidiary, First Fed Bank, as well as certain non-banking financial activities. It offers various products and services, such as commercial business loans, multi-family real estate loans, auto and consumer loans, transaction accounts, savings and money market accounts, online banking services, etc., focused on the lending, deposit, and money movement needs of individuals, businesses and nonprofit organizations. The Group's operations are mainly focused on serving various communities in Washington State, U.S. Substantially all of its income is derived from a diverse base of commercial, mortgage, and consumer lending activities and investments.
57GF Score

Get the complete analysis for FRA:45I

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.75
Price
€9.75
GF Value