First Northwest Bancorp (FRA:45I) Tariff Resilience Score: 9/10 (As of Jul. 15, 2026)

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FRA:45I First Northwest Bancorp FRA:45I
57 GF Score
Price €9.55
GF Value €9.37
! 6 Warning Signs
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What is First Northwest Bancorp Tariff Resilience Score?

First Northwest Bancorp FRA:45I +2.14% 57 Tariff Resilience Score is 9 as of Jul. 15, 2026. GuruFocus rates FRA:45I with a GF Score™ of 57/100 and a GF Value™ of €9.37. The stock has 6 warning signs investors should review. Among 1,606 Banks companies, First Northwest Bancorp ranks better than 99.25% on this metric.

First Northwest Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

First Northwest Bancorp has First Northwest Bancorp operates in the financial sector, which is largely insulated from direct tariff impacts. Its primary exposure would be indirect, through economic conditions affecting its clients.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Northwest Bancorp might have Highly Resilient.


First Northwest Bancorp  (FRA:45I) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Northwest Bancorp Tariff Resilience Score Related Terms


FRA:45I vs FDVA, STBK, USMT: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Northwest Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Northwest Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Northwest Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Northwest Bancorp's Tariff Resilience Score falls into.


FRA:45I
57GF Score
First Northwest Bancorp FRA:45I
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
First Northwest Bancorp (FRA:45I) has a Tariff Resilience Score of 9 as of Jul. 15, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Northwest Bancorp ranks #12 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is First Northwest Bancorp's Tariff Resilience Score too high?
First Northwest Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, First Northwest Bancorp ranks #12 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Northwest Bancorp has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does First Northwest Bancorp's Tariff Resilience Score compare to FDVA and STBK?
According to the Banks industry distribution chart, First Northwest Bancorp ranks #12 out of 1606 companies for Tariff Resilience Score. This places First Northwest Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Northwest Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northwest Bancorp stock overvalued right now?
First Northwest Bancorp (FRA:45I) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €9.37, compared to a current price of €9.55 — trading 1.9% above its estimated fair value. The current Tariff Resilience Score is 9. First Northwest Bancorp's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Northwest Bancorp (FRA:45I), the current Tariff Resilience Score is 9 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Northwest Bancorp (FRA:45I) Overvalued in 2026?

Based on GuruFocus' analysis, First Northwest Bancorp stock appears to be overvalued. The current stock price of €9.55 is trading 1.9% above its estimated GF Value™ of €9.37.

Key valuation signals for FRA:45I:

  • Tariff Resilience Score: 9
  • GF Value™: €9.37 vs. price of €9.55 (1.9% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the FRA:45I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Northwest Bancorp Business Description

Other Exchanges FNWB:USA
Address 105 West 8th Street, Port Angeles, WA, USA, 98362
First Northwest Bancorp is a bank holding company and a financial holding company and is engaged in banking activities through its wholly owned subsidiary, First Fed Bank, as well as certain non-banking financial activities. It offers various products and services, such as commercial business loans, multi-family real estate loans, auto and consumer loans, transaction accounts, savings and money market accounts, online banking services, etc., focused on the lending, deposit, and money movement needs of individuals, businesses and nonprofit organizations. The Group's operations are mainly focused on serving various communities in Washington State, U.S. Substantially all of its income is derived from a diverse base of commercial, mortgage, and consumer lending activities and investments.
57GF Score

Get the complete analysis for FRA:45I

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€9.55
Price
€9.37
GF Value