Kruk (FRA:83I) OCF Yield %: -0.33 (As of Jul. 08, 2026)


FRA:83I Kruk SA FRA:83I
87 GF Score
Price €93.46
GF Value €134.64
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Kruk OCF Yield %?

Kruk FRA:83I -0.17% 87 OCF Yield % is -0.33 as of Jul. 08, 2026. GuruFocus rates FRA:83I with a GF Score™ of 87/100 and a GF Value™ of €134.64 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 539 Credit Services companies, Kruk ranks worse than 52.88% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Kruk's Trailing 12-Month Cash Flow from Operations is €-6.3 Mil, and Market Cap is €1,903.1 Mil. Therefore, Kruk's OCF Yield % for today is -0.33%.

The historical rank and industry rank for Kruk's OCF Yield % or its related term are showing as below:

FRA:83I' s OCF Yield % Range Over the Past 10 Years
Min: -15.03   Med: -5.06   Max: 30.06
Current: -0.33


During the past 13 years, the highest OCF Yield % of Kruk was 30.06%. The lowest was -15.03%. And the median was -5.06%.

FRA:83I's OCF Yield % is ranked worse than
52.88% of 539 companies
in the Credit Services industry
Industry Median: 0.05 vs FRA:83I: -0.33

Kruk's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Kruk OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Kruk OCF Yield % Related Terms


Kruk OCF Yield % Historical Data

* Premium members only.

The historical data trend for Kruk's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kruk OCF Yield % Chart

Kruk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -5.08 -10.15 -8.69 -6.23 3.04

Kruk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.22 -2.28 1.31 -5.57 5.92

FRA:83I vs V, MA, AXP: OCF Yield % Comparison

For the Credit Services subindustry, Kruk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kruk OCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Kruk's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Kruk's OCF Yield % falls into.


FRA:83I
87GF Score
Kruk SA FRA:83I
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kruk OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Kruk's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=67.57 / 2221.1134
=3.04%

Kruk's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=28.715 * 4 / 1940.62352
=5.92%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of -0.33 mean?
Kruk (FRA:83I) has a OCF Yield % of -0.33 as of Jul. 08, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kruk and its competitors. According to the industry distribution chart, Kruk ranks #285 out of 539 companies in the Credit Services industry, placing it in the top 52.9%.
Is Kruk's OCF Yield % too high?
Kruk's current OCF Yield % is -0.33. Based on the distribution chart, Kruk ranks #285 out of 539 companies in the Credit Services industry, which is below the industry midpoint. Overall, Kruk has a GF Score™ of 87/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Kruk's OCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Kruk ranks #285 out of 539 companies for OCF Yield %. This places Kruk in the lower half of its industry. The industry median OCF Yield % is 0.05. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.05, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Kruk and its competitors. For the Credit Services industry, the median OCF Yield % is 0.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kruk's current OCF Yield % is -0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kruk stock overvalued right now?
Based on GuruFocus' analysis, Kruk (FRA:83I) is currently considered Possible Value Trap. The stock's GF Value™ is €134.64, compared to a current price of €93.46 — trading 30.6% below its estimated fair value. The current OCF Yield % is -0.33. Kruk's overall GF Score™ is 87/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Kruk (FRA:83I), the current OCF Yield % is -0.33 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kruk (FRA:83I) Overvalued in 2026?

Based on GuruFocus' analysis, Kruk stock appears to be undervalued. The current stock price of €93.46 is trading 30.6% below its estimated GF Value™ of €134.64. GuruFocus considers Kruk to be Possible Value Trap.

Key valuation signals for FRA:83I:

  • OCF Yield %: -0.33
  • GF Value™: €134.64 vs. price of €93.46 (30.6% below fair value)
  • GF Score™: 87/100 with 7 warning signs

No single metric tells the full story. See the FRA:83I stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kruk Business Description

Other Exchanges KRKKF:USAKRU:Poland
Address ul. Wolowska 8, Wroclaw, POL, 51-116
Kruk SA is the leader in the debt collection industry. It manages debts purchased on its own account and contracted by third parties. The group manages bank debt (the main client category), debts owed to loan brokers, insurance companies, leasing firms, fixed-line and mobile phone operators, cable TV companies, digital TV platforms and FMCG companies. The Group manages debt in three segments consumer debts, mortgage debts and corporate debts. Consumer debts include retail and unsecured. Mortgage debts include retail, and secured. Corporate debts include mortgage-backed and non-mortgage-backed. Geographically the company operates in segments Poland, Romania, Italy, Spain, and Other foreign markets.
87GF Score

Get the complete analysis for FRA:83I

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€93.46
Price
€134.64
GF Value