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Qfin HoldingsHKSE:03660 -0.24%63 OCF Yield % is 120.41 as of Sep. 09, 2026, which is 277% above its 10-year median of 31.94. GuruFocus rates HKSE:03660 with a GF Score™ of 63/100 and a GF Value™ of HK$94.35 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 542 Credit Services companies, Qfin Holdings ranks better than 96.31% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Qfin Holdings OCF Yield % Related Terms
Qfin Holdings OCF Yield % Historical Data
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The historical data trend for Qfin Holdings's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:03660 vs LU, JCAP, NAVI: OCF Yield % Comparison
For the Credit Services subindustry, Qfin Holdings's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qfin Holdings OCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qfin Holdings's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Qfin Holdings's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qfin Holdings (HKSE:03660) has a OCF Yield % of 120.41 as of Sep. 09, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Qfin Holdings and its competitors. This is 277% above median its historical median of 31.94. According to the industry distribution chart, Qfin Holdings ranks #20 out of 542 companies in the Credit Services industry, placing it in the top 3.7%.
Is Qfin Holdings' OCF Yield % too high?
Qfin Holdings' current OCF Yield % of 120.41 is 277% above median its 10-year median of 31.94. The Credit Services industry median OCF Yield % is 0.17. Qfin Holdings' value of 120.41 is 70729.4% above this industry median. Based on the distribution chart, Qfin Holdings ranks #20 out of 542 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Qfin Holdings has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qfin Holdings' OCF Yield % compare to LU and JCAP?
According to the Credit Services industry distribution chart, Qfin Holdings ranks #20 out of 542 companies for OCF Yield %. This places Qfin Holdings in the top 4% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 0.17. Qfin Holdings' value of 120.41 is 70729.4% above this benchmark. While the company's 10-year median is 31.94 vs. the industry median of 0.17, Qfin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Credit Services company?
The median OCF Yield % among Credit Services companies is 0.17, based on 542 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Qfin Holdings's current OCF Yield % of 120.41 is 70729.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Qfin Holdings and its competitors. For the Credit Services industry, the median OCF Yield % is 0.17 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qfin Holdings's current OCF Yield % is 120.41, which is 277% above median its own 10-year median of 31.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qfin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Qfin Holdings (HKSE:03660) is currently considered Significantly Undervalued. The stock's GF Value™ is HK$94.35, compared to a current price of HK$33.66 — trading 64.3% below its estimated fair value. The current OCF Yield % is 120.41, which is 277% above median its 10-year median of 31.94 and 70729.4% above the Credit Services industry median of 0.17. Qfin Holdings' overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Qfin Holdings (HKSE:03660), the current OCF Yield % is 120.41 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qfin Holdings (HKSE:03660) Overvalued in 2026?
Based on GuruFocus' analysis, Qfin Holdings stock appears to be undervalued.
The current stock price of HK$33.66 is trading 64.3% below its estimated GF Value™ of HK$94.35.
GuruFocus considers Qfin Holdings to be Significantly Undervalued.
Key valuation signals for HKSE:03660:
OCF Yield %: 120.41 (277% above median its 10-year median of 31.94)
GF Value™: HK$94.35 vs. price of HK$33.66 (64.3% below fair value)
Industry Position: 70729.4% above the Credit Services median (#20 of 542)
No single metric tells the full story. See the HKSE:03660 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
63GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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