CIB (Grupo Cibest) Dividend Payout Ratio: 0.81 (As of Mar. 2026) — 88% Above Median


CIB Grupo Cibest SA CIB
81 GF Score
Price $80.25
GF Value $59.23
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Grupo Cibest Dividend Payout Ratio?

Grupo Cibest CIB +1.22% 81 Dividend Payout Ratio is 0.81 as of Mar. 2026, which is 88% above its 10-year median of 0.43. GuruFocus rates CIB with a GF Score™ of 81/100 and a GF Value™ of $59.23 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,168 Banks companies, Grupo Cibest ranks better than 86.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Grupo Cibest's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.81.

The historical rank and industry rank for Grupo Cibest's Dividend Payout Ratio or its related term are showing as below:

CIB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.06   Med: 0.43   Max: 3.14
Current: 0.17

During the past 13 years, the highest Dividend Payout Ratio of Grupo Cibest was 3.14. The lowest was 0.06. And the median was 0.43.

CIB's Dividend Payout Ratio is ranked better than
86.3% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs CIB: 0.17

As of today (2026-06-25), the Dividend Yield % of Grupo Cibest is 1.52%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Grupo Cibest was 16.22%. The lowest was 0.66%. And the median was 3.31%.

Grupo Cibest's Dividends per Share for the months ended in Mar. 2026 was $1.24.

During the past 12 months, Grupo Cibest's average Dividends Per Share Growth Rate was -82.80% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 49.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 17.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Grupo Cibest was 138.70% per year. The lowest was -45.40% per year. And the median was 7.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Grupo Cibest (NYSE:CIB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Grupo Cibest Dividend Payout Ratio Related Terms

Grupo Cibest Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Grupo Cibest's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Cibest Dividend Payout Ratio Chart

Grupo Cibest Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.40 0.44 0.55 0.59

Grupo Cibest Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.38 0.00 0.00 0.00 0.81

CIB vs PNC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Grupo Cibest's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Grupo Cibest Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo Cibest's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Grupo Cibest's Dividend Payout Ratio falls into.


CIB
81GF Score
Grupo Cibest SA CIB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Cibest Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Grupo Cibest's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=4.166/ 7.022
=0.59

Grupo Cibest's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=1.239/ 1.522
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.81 mean?
Grupo Cibest (CIB) has a Dividend Payout Ratio of 0.81 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Grupo Cibest and its competitors. This is 88% above median its historical median of 0.43. Over the past decade, Grupo Cibest's Dividend Payout Ratio has ranged from 0.06 to 3.14. According to the industry distribution chart, Grupo Cibest ranks #160 out of 1168 companies in the Banks industry, placing it in the top 13.7%.
Is Grupo Cibest's Dividend Payout Ratio too high?
Grupo Cibest's current Dividend Payout Ratio of 0.81 is 88% above median its 10-year median of 0.43. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 3.14. The Banks industry median Dividend Payout Ratio is 0.32. Grupo Cibest's value of 0.81 is 153.1% above this industry median. Based on the distribution chart, Grupo Cibest ranks #160 out of 1168 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Grupo Cibest has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Cibest's Dividend Payout Ratio compare to PNC?
According to the Banks industry distribution chart, Grupo Cibest ranks #160 out of 1168 companies for Dividend Payout Ratio. This places Grupo Cibest in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Grupo Cibest's value of 0.81 is 153.1% above this benchmark. Historically, Grupo Cibest's own Dividend Payout Ratio has ranged from 0.06 to 3.14 over the past decade. While the company's 10-year median is 0.43 vs. the industry median of 0.32, Grupo Cibest has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Cibest's current Dividend Payout Ratio of 0.81 is 153.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Grupo Cibest and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Cibest's current Dividend Payout Ratio is 0.81, which is 88% above median its own 10-year median of 0.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Cibest stock overvalued right now?
Based on GuruFocus' analysis, Grupo Cibest (CIB) is currently considered Significantly Overvalued. The stock's GF Value™ is $59.23, compared to a current price of $80.25 — trading 35.5% above its estimated fair value. The current Dividend Payout Ratio is 0.81, which is 88% above median its 10-year median of 0.43 and 153.1% above the Banks industry median of 0.32. Grupo Cibest's overall GF Score™ is 81/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Grupo Cibest (CIB), the current Dividend Payout Ratio is 0.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Cibest (CIB) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Cibest stock appears to be overvalued. The current stock price of $80.25 is trading 35.5% above its estimated GF Value™ of $59.23. GuruFocus considers Grupo Cibest to be Significantly Overvalued.

Key valuation signals for CIB:

  • Dividend Payout Ratio: 0.81 (88% above median its 10-year median of 0.43)
  • GF Value™: $59.23 vs. price of $80.25 (35.5% above fair value)
  • GF Score™: 81/100 with 6 warning signs
  • Industry Position: 153.1% above the Banks median (#160 of 1168)

No single metric tells the full story. See the CIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Cibest Business Description

Address Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA is a full service financial group offering a broad range of financial products and services to a diversified individual and corporate clients through subsidiaries. Its network also includes offshore banking subsidiaries in Panama and Puerto Rico, as well as other adjacent businesses. Its products and services include Savings and Investment, Financing, Factoring, Financial and Operating Leases, Capital Markets, Trading, Cash Management, Foreign Currency and Trade Finance, Bancassurance and Insurance, Investment Banking, Trust and Fiduciary Services, Mortgage Lending Business, among others. Its segments include Banking Colombia, Banking El Salvador, Banking Guatemala, International Banking, Leases, All Other and Banking Panama.
81GF Score

Get the complete analysis for CIB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.25
Price
$59.23
GF Value