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CIB (Grupo Cibest) Return-on-Tangible-Asset : 2.01% (As of Mar. 2025)


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What is Grupo Cibest Return-on-Tangible-Asset?

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Grupo Cibest's annualized Net Income for the quarter that ended in Mar. 2025 was $1,685 Mil. Grupo Cibest's average total tangible assets for the quarter that ended in Mar. 2025 was $83,873 Mil. Therefore, Grupo Cibest's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 was 2.01%.

The historical rank and industry rank for Grupo Cibest's Return-on-Tangible-Asset or its related term are showing as below:

CIB' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.12   Med: 1.53   Max: 2.18
Current: 1.83

During the past 13 years, Grupo Cibest's highest Return-on-Tangible-Asset was 2.18%. The lowest was 0.12%. And the median was 1.53%.

CIB's Return-on-Tangible-Asset is ranked better than
84.43% of 1586 companies
in the Banks industry
Industry Median: 0.89 vs CIB: 1.83

Grupo Cibest Return-on-Tangible-Asset Historical Data

The historical data trend for Grupo Cibest's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Grupo Cibest Return-on-Tangible-Asset Chart

Grupo Cibest Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 1.47 1.99 1.97 1.71

Grupo Cibest Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 1.73 1.68 1.83 2.01

Competitive Comparison of Grupo Cibest's Return-on-Tangible-Asset

For the Banks - Regional subindustry, Grupo Cibest's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo Cibest's Return-on-Tangible-Asset Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Grupo Cibest's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where Grupo Cibest's Return-on-Tangible-Asset falls into.


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Grupo Cibest Return-on-Tangible-Asset Calculation

Grupo Cibest's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2024 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=1413.603/( (83498.514+81744.993)/ 2 )
=1413.603/82621.7535
=1.71 %

Grupo Cibest's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Mar. 2025 )  (Q: Dec. 2024 )(Q: Mar. 2025 )
=1684.668/( (81744.993+86000.698)/ 2 )
=1684.668/83872.8455
=2.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2025) net income data.


Grupo Cibest  (NYSE:CIB) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


Grupo Cibest Return-on-Tangible-Asset Related Terms

Thank you for viewing the detailed overview of Grupo Cibest's Return-on-Tangible-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.


Grupo Cibest Business Description

Address
Avenida Los Industriales, Carrera 48 No. 26-85, Medellin, COL
Grupo Cibest SA formerly BanColombia SA is a financial services company. A conglomerate of financial institutions, BanColombia offers a wide range of product offerings and financial services, including loans to small and midsize enterprises and governments, leasing, factoring, and asset management. The company's operations are in Colombia, Panama, El Salvador, the United States of America, Puerto Rico, Bermuda, and Guatemala. The Bank has the following segments: Banking Colombia, Banking Panama, Banking El Salvador, Banking Guatemala, Trust, Investment Banking, Brokerage, International Banking and All other segments. The majority of revenue is generated from the Banking Colombia segment.