GURUFOCUS.COM » STOCK LIST » Financial Services » Diversified Financial Services » Hilltop Holdings Inc (NYSE:HTH) » Definitions » Cyclically Adjusted Price-to-FCF

HTH (Hilltop Holdings) Cyclically Adjusted Price-to-FCF : 8.85 (As of Jul. 02, 2025)


View and export this data going back to 2004. Start your Free Trial

What is Hilltop Holdings Cyclically Adjusted Price-to-FCF?

As of today (2025-07-02), Hilltop Holdings's current share price is $31.59. Hilltop Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was $3.57. Hilltop Holdings's Cyclically Adjusted Price-to-FCF for today is 8.85.

The historical rank and industry rank for Hilltop Holdings's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

HTH' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 7.83   Med: 34.1   Max: 755
Current: 8.78

During the past years, Hilltop Holdings's highest Cyclically Adjusted Price-to-FCF was 755.00. The lowest was 7.83. And the median was 34.10.

HTH's Cyclically Adjusted Price-to-FCF is ranked better than
54.55% of 33 companies
in the Diversified Financial Services industry
Industry Median: 13.37 vs HTH: 8.78

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Hilltop Holdings's adjusted free cash flow per share data for the three months ended in Mar. 2025 was $0.078. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $3.57 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Hilltop Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Hilltop Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Hilltop Holdings Cyclically Adjusted Price-to-FCF Chart

Hilltop Holdings Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 37.73 12.17 13.22 8.56

Hilltop Holdings Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.03 11.97 10.45 8.56 8.54

Competitive Comparison of Hilltop Holdings's Cyclically Adjusted Price-to-FCF

For the Financial Conglomerates subindustry, Hilltop Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hilltop Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Hilltop Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Hilltop Holdings's Cyclically Adjusted Price-to-FCF falls into.


;
;

Hilltop Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Hilltop Holdings's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=31.59/3.57
=8.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hilltop Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Hilltop Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=0.078/134.9266*134.9266
=0.078

Current CPI (Mar. 2025) = 134.9266.

Hilltop Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.562 100.684 0.753
201509 0.429 100.392 0.577
201512 0.297 99.792 0.402
201603 -0.001 100.470 -0.001
201606 -3.998 101.688 -5.305
201609 1.242 101.861 1.645
201612 0.696 101.863 0.922
201703 3.487 102.862 4.574
201706 -8.327 103.349 -10.871
201709 -0.280 104.136 -0.363
201712 1.565 104.011 2.030
201803 1.885 105.290 2.416
201806 -5.378 106.317 -6.825
201809 6.236 106.507 7.900
201812 0.674 105.998 0.858
201903 3.391 107.251 4.266
201906 -4.959 108.070 -6.191
201909 -3.988 108.329 -4.967
201912 0.402 108.420 0.500
202003 -6.632 108.902 -8.217
202006 4.978 108.767 6.175
202009 2.229 109.815 2.739
202012 2.240 109.897 2.750
202103 3.696 111.754 4.462
202106 -7.885 114.631 -9.281
202109 14.826 115.734 17.285
202112 -1.393 117.630 -1.598
202203 4.880 121.301 5.428
202206 4.792 125.017 5.172
202209 7.537 125.227 8.121
202212 -0.753 125.222 -0.811
202303 -1.687 127.348 -1.787
202306 -3.345 128.729 -3.506
202309 7.695 129.860 7.995
202312 4.002 129.419 4.172
202403 1.049 131.776 1.074
202406 -6.718 132.554 -6.838
202409 7.910 133.029 8.023
202412 1.877 133.157 1.902
202503 0.078 134.927 0.078

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Hilltop Holdings  (NYSE:HTH) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Hilltop Holdings Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Hilltop Holdings's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Hilltop Holdings Business Description

Traded in Other Exchanges
Address
6565 Hillcrest Avenue, Dallas, TX, USA, 75205
Hilltop Holdings Inc is a Dallas-based financial holding company. The Company has two primary business units, PCC (banking and mortgage origination) and Securities Holdings (broker-dealer). The banking segment includes the operations of the Bank. The banking segment provides business and consumer banking services from offices located throughout Texas and generates revenue from its portfolio of earning assets. The broker-dealer segment includes the operations of Securities Holdings, which operates through its wholly owned subsidiaries Hilltop Securities, Asset Managment LLC, etc. The broker-dealer segment generates a majority of its revenues from fees and commissions earned from investment advisory and securities brokerage services. Majority of revenue is from Banking Segment.
Executives
Keith E. Bornemann officer: Principal Accounting Officer 3322 WEST END AVENUE, NASHVILLE TN 37203
Martin Bradley Winges officer: Hilltop Securities CEO 800 NICOLLET MALL, MINNEAPOLIS MN MN
Hill A Feinberg director, officer: CEO First Southwest Holdings 3131 MAPLE AVENUE #14-E, DALLAS TX 75201-1206
Nichols W Robert Iii director 200 CRESCENT COURT, SUITE 1330, DALLAS TX 75201
Jerry Schaffner officer: Pres & CEO, PlainsCapital Bank C/O PLAINSCAPITAL CORPORATION, 2323 VICTORY AVENUE, SUITE 1400, DALLAS TX 75219
Lee Lewis director C/O PLAINSCAPITAL CORPORATION, 2323 VICTORY AVENUE, SUITE 1400, DALLAS TX 75219
Tom C Nichols director 4500 MERCANTILE PLAZA DRIVE, SUITE 300, FORT WORTH TX 76137
Darren E Parmenter officer: Vice President - Finance 200 CRESCENT COURT, SUITE 1330, DALLAS TX 75201
Jonathan S Sobel director, officer: Hilltop Securities Chairman C/O GOLDMAN SACHS, 85 BROAD STREET, NEW YORK NY 10004
Alan B White director, officer: CEO, PlainsCapital Corp. C/O PLAINSCAPITAL CORPORATION, 2323 VICTORY AVENUE, SUITE 1400, DALLAS TX 75219
Gerald J Ford director 200 CRESCENT CT STE 1350, DALLAS TX 75201
Diamond Hth Stock Co Gp, Llc 10 percent owner 200 CRESCENT COURT, SUITE 1350, DALLAS TX 75201
Turtle Creek Revocable Trust 10 percent owner 200 CRESCENT COURT, SUITE 1350, DALLAS TX 75201
Diamond Hth Stock Company, Lp 10 percent owner 200 CRESCENT COURT, SUITE 1350, DALLAS TX 75201
Charles Clifton Robinson director 900 AUSTIN AVENUE, 12TH FLOOR, WACO TX 76701