Taipei Star Bank (ROCO:5863) Dividend Payout Ratio: 1.15 (As of Dec. 2025) — 47% Above Median


ROCO:5863 Taipei Star Bank ROCO:5863
65 GF Score
Price NT$10.95
GF Value NT$14.28
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Taipei Star Bank Dividend Payout Ratio?

Taipei Star Bank ROCO:5863 65 Dividend Payout Ratio is 1.15 as of Dec. 2025, which is 47% above its 10-year median of 0.78. GuruFocus rates ROCO:5863 with a GF Score™ of 65/100 and a GF Value™ of NT$14.28 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,171 Banks companies, Taipei Star Bank ranks worse than 92.49% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Taipei Star Bank's Dividend Payout Ratio for the months ended in Dec. 2025 was 1.15.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Taipei Star Bank is 0.75, which seems too high.

The historical rank and industry rank for Taipei Star Bank's Dividend Payout Ratio or its related term are showing as below:

ROCO:5863' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2   Med: 0.78   Max: 1.36
Current: 0.75

During the past 13 years, the highest Dividend Payout Ratio of Taipei Star Bank was 1.36. The lowest was 0.20. And the median was 0.78.

ROCO:5863's Dividend Payout Ratio is ranked worse than
92.49% of 1171 companies
in the Banks industry
Industry Median: 0.32 vs ROCO:5863: 0.75

As of today (2026-07-11), the Dividend Yield % of Taipei Star Bank is 3.65%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Taipei Star Bank was 5.01%. The lowest was 1.12%. And the median was 3.79%.

Taipei Star Bank's Dividends per Share for the months ended in Dec. 2025 was NT$0.40.

During the past 12 months, Taipei Star Bank's average Dividends Per Share Growth Rate was 61.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -5.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -8.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 4.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Taipei Star Bank was 64.00% per year. The lowest was -34.20% per year. And the median was 0.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Taipei Star Bank (ROCO:5863) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Taipei Star Bank Dividend Payout Ratio Related Terms

Taipei Star Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Taipei Star Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taipei Star Bank Dividend Payout Ratio Chart

Taipei Star Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.82 0.89 1.36 0.72 0.74

Taipei Star Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.36 0.00 0.00 1.15

ROCO:5863 vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Taipei Star Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Taipei Star Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Taipei Star Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Taipei Star Bank's Dividend Payout Ratio falls into.


ROCO:5863
65GF Score
Taipei Star Bank ROCO:5863
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taipei Star Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Taipei Star Bank's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.4/ 0.54
=0.74

Taipei Star Bank's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.4/ 0.347
=1.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 1.15 mean?
Taipei Star Bank (ROCO:5863) has a Dividend Payout Ratio of 1.15 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Taipei Star Bank and its competitors. This is 47% above median its historical median of 0.78. Over the past decade, Taipei Star Bank's Dividend Payout Ratio has ranged from 0.20 to 1.36. According to the industry distribution chart, Taipei Star Bank ranks #1083 out of 1171 companies in the Banks industry, placing it in the top 92.5%.
Is Taipei Star Bank's Dividend Payout Ratio too high?
Taipei Star Bank's current Dividend Payout Ratio of 1.15 is 47% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.36. The Banks industry median Dividend Payout Ratio is 0.32. Taipei Star Bank's value of 1.15 is 259.4% above this industry median. Based on the distribution chart, Taipei Star Bank ranks #1083 out of 1171 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Taipei Star Bank has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taipei Star Bank's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Taipei Star Bank ranks #1083 out of 1171 companies for Dividend Payout Ratio. This places Taipei Star Bank in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Taipei Star Bank's value of 1.15 is 259.4% above this benchmark. Historically, Taipei Star Bank's own Dividend Payout Ratio has ranged from 0.20 to 1.36 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.32, Taipei Star Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taipei Star Bank's current Dividend Payout Ratio of 1.15 is 259.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Taipei Star Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taipei Star Bank's current Dividend Payout Ratio is 1.15, which is 47% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taipei Star Bank stock overvalued right now?
Based on GuruFocus' analysis, Taipei Star Bank (ROCO:5863) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$14.28, compared to a current price of NT$10.95 — trading 23.3% below its estimated fair value. The current Dividend Payout Ratio is 1.15, which is 47% above median its 10-year median of 0.78 and 259.4% above the Banks industry median of 0.32. Taipei Star Bank's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Taipei Star Bank (ROCO:5863), the current Dividend Payout Ratio is 1.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taipei Star Bank (ROCO:5863) Overvalued in 2026?

Based on GuruFocus' analysis, Taipei Star Bank stock appears to be undervalued. The current stock price of NT$10.95 is trading 23.3% below its estimated GF Value™ of NT$14.28. GuruFocus considers Taipei Star Bank to be Modestly Undervalued.

Key valuation signals for ROCO:5863:

  • Dividend Payout Ratio: 1.15 (47% above median its 10-year median of 0.78)
  • GF Value™: NT$14.28 vs. price of NT$10.95 (23.3% below fair value)
  • GF Score™: 65/100 with 3 warning signs
  • Industry Position: 259.4% above the Banks median (#1083 of 1171)

No single metric tells the full story. See the ROCO:5863 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Taipei Star Bank Business Description

Address No.133, Sector 2, Yanping N. Road, Datong District, Taipei City, TWN, 103
Taipei Star Bank is engaged in banking activities. It provides services of business loans, mortgages, checking deposits, demand deposits, and foreign currency trading business.
65GF Score

Get the complete analysis for ROCO:5863

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$10.95
Price
NT$14.28
GF Value