Taipei Star Bank (ROCO:5863) Pretax Margin %: 18.32% (As of Dec. 2025) — 21% Below Median


ROCO:5863 Taipei Star Bank ROCO:5863
60 GF Score
Price NT$11.00
GF Value NT$14.27
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Taipei Star Bank Pretax Margin %?

Taipei Star Bank ROCO:5863 -0.45% 60 Pretax Margin % is 18.32% as of Dec. 2025, which is 21% below its 10-year median of 23.33. GuruFocus rates ROCO:5863 with a GF Score™ of 60/100 and a GF Value™ of NT$14.27 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,528 Banks companies, Taipei Star Bank ranks worse than 75.72% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Taipei Star Bank's Pre-Tax Income for the six months ended in Dec. 2025 was NT$137 Mil. Taipei Star Bank's Revenue for the six months ended in Dec. 2025 was NT$747 Mil. Therefore, Taipei Star Bank's pretax margin for the quarter that ended in Dec. 2025 was 18.32%.

The historical rank and industry rank for Taipei Star Bank's Pretax Margin % or its related term are showing as below:

ROCO:5863' s Pretax Margin % Range Over the Past 10 Years
Min: 13.42   Med: 23.33   Max: 24.48
Current: 23.07


ROCO:5863's Pretax Margin % is ranked worse than
75.72% of 1528 companies
in the Banks industry
Industry Median: 34.665 vs ROCO:5863: 23.07

Taipei Star Bank  (ROCO:5863) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Taipei Star Bank Pretax Margin % Related Terms


Taipei Star Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Taipei Star Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taipei Star Bank Pretax Margin % Chart

Taipei Star Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.32 22.04 13.42 23.68 23.07

Taipei Star Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.51 16.81 29.92 29.03 18.32

ROCO:5863 vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Taipei Star Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taipei Star Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Taipei Star Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Taipei Star Bank's Pretax Margin % falls into.


ROCO:5863
60GF Score
Taipei Star Bank ROCO:5863
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Taipei Star Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Taipei Star Bank's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=309.697/1342.301
=23.07 %

Taipei Star Bank's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=136.895/747.147
=18.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 18.32% mean?
Taipei Star Bank (ROCO:5863) has a Pretax Margin % of 18.32% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Taipei Star Bank and its competitors. This is 21% below median its historical median of 23.33. Over the past decade, Taipei Star Bank's Pretax Margin % has ranged from 13.42 to 24.48. According to the industry distribution chart, Taipei Star Bank ranks #1157 out of 1528 companies in the Banks industry, placing it in the top 75.7%.
Is Taipei Star Bank's Pretax Margin % too high?
Taipei Star Bank's current Pretax Margin % of 18.32% is 21% below median its 10-year median of 23.33. Over the past 10 years, this metric has ranged from a low of 13.42 to a high of 24.48. The Banks industry median Pretax Margin % is 34.67. Taipei Star Bank's value of 18.32% is 47.2% below this industry median. Based on the distribution chart, Taipei Star Bank ranks #1157 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Taipei Star Bank has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taipei Star Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Taipei Star Bank ranks #1157 out of 1528 companies for Pretax Margin %. This places Taipei Star Bank in the lower half of its industry. The industry median Pretax Margin % is 34.67. Taipei Star Bank's value of 18.32% is 47.2% below this benchmark. Historically, Taipei Star Bank's own Pretax Margin % has ranged from 13.42 to 24.48 over the past decade. While the company's 10-year median is 23.33 vs. the industry median of 34.67, Taipei Star Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taipei Star Bank's current Pretax Margin % of 18.32% is 47.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Taipei Star Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taipei Star Bank's current Pretax Margin % is 18.32%, which is 21% below median its own 10-year median of 23.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taipei Star Bank stock overvalued right now?
Based on GuruFocus' analysis, Taipei Star Bank (ROCO:5863) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$14.27, compared to a current price of NT$11.00 — trading 22.9% below its estimated fair value. The current Pretax Margin % is 18.32%, which is 21% below median its 10-year median of 23.33 and 47.2% below the Banks industry median of 34.67. Taipei Star Bank's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Taipei Star Bank (ROCO:5863), the current Pretax Margin % is 18.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taipei Star Bank (ROCO:5863) Overvalued in 2026?

Based on GuruFocus' analysis, Taipei Star Bank stock appears to be undervalued. The current stock price of NT$11.00 is trading 22.9% below its estimated GF Value™ of NT$14.27. GuruFocus considers Taipei Star Bank to be Modestly Undervalued.

Key valuation signals for ROCO:5863:

  • Pretax Margin %: 18.32% (21% below median its 10-year median of 23.33)
  • GF Value™: NT$14.27 vs. price of NT$11.00 (22.9% below fair value)
  • GF Score™: 60/100 with 3 warning signs
  • Industry Position: 47.2% below the Banks median (#1157 of 1528)

No single metric tells the full story. See the ROCO:5863 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taipei Star Bank Business Description

Address No.133, Sector 2, Yanping N. Road, Datong District, Taipei City, TWN, 103
Taipei Star Bank is engaged in banking activities. It provides services of business loans, mortgages, checking deposits, demand deposits, and foreign currency trading business.
60GF Score

Get the complete analysis for ROCO:5863

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$11.00
Price
NT$14.27
GF Value