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Taipei Star BankROCO:5863 -0.46%61 Return-on-Tangible-Equity is 3.72% as of Dec. 2025, which is 4% below its 10-year median of 3.86. GuruFocus rates ROCO:5863 with a GF Score™ of 61/100 and a GF Value™ of NT$14.30 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,521 Banks companies, Taipei Star Bank ranks worse than 86.32% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Taipei Star Bank's annualized net income for the quarter that ended in Dec. 2025 was NT$227 Mil. Taipei Star Bank's average shareholder tangible equity for the quarter that ended in Dec. 2025 was NT$6,094 Mil. Therefore, Taipei Star Bank's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 3.72%.
The historical rank and industry rank for Taipei Star Bank's Return-on-Tangible-Equity or its related term are showing as below:
ROCO:5863'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.97 Med: 3.86 Max: 4.43
Current: 4.43
During the past 13 years, Taipei Star Bank's highest Return-on-Tangible-Equity was 4.43%. The lowest was 1.97%. And the median was 3.86%.
ROCO:5863's Return-on-Tangible-Equity is ranked worse than 86.32% of 1521
companies
in the Banks industry
Industry Median: 11.24
vs ROCO:5863: 4.43
Taipei Star Bank (ROCO:5863) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Taipei Star Bank Return-on-Tangible-Equity Related Terms
Taipei Star Bank Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Taipei Star Bank's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ROCO:5863 vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Taipei Star Bank's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taipei Star Bank Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Taipei Star Bank's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Taipei Star Bank's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 3.72% mean?
Taipei Star Bank (ROCO:5863) has a Return-on-Tangible-Equity of 3.72% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Taipei Star Bank and its competitors. This is near median its historical median of 3.86. Over the past decade, Taipei Star Bank's Return-on-Tangible-Equity has ranged from 1.97 to 4.43. According to the industry distribution chart, Taipei Star Bank ranks #1313 out of 1521 companies in the Banks industry, placing it in the top 86.3%.
Is Taipei Star Bank's Return-on-Tangible-Equity too high?
Taipei Star Bank's current Return-on-Tangible-Equity of 3.72% is near median its 10-year median of 3.86. Over the past 10 years, this metric has ranged from a low of 1.97 to a high of 4.43. The Banks industry median Return-on-Tangible-Equity is 11.24. Taipei Star Bank's value of 3.72% is 66.9% below this industry median. Based on the distribution chart, Taipei Star Bank ranks #1313 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Taipei Star Bank has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taipei Star Bank's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Taipei Star Bank ranks #1313 out of 1521 companies for Return-on-Tangible-Equity. This places Taipei Star Bank in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.24. Taipei Star Bank's value of 3.72% is 66.9% below this benchmark. Historically, Taipei Star Bank's own Return-on-Tangible-Equity has ranged from 1.97 to 4.43 over the past decade. While the company's 10-year median is 3.86 vs. the industry median of 11.24, Taipei Star Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.24, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taipei Star Bank's current Return-on-Tangible-Equity of 3.72% is 66.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Taipei Star Bank and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taipei Star Bank's current Return-on-Tangible-Equity is 3.72%, which is near median its own 10-year median of 3.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taipei Star Bank stock overvalued right now?
Based on GuruFocus' analysis, Taipei Star Bank (ROCO:5863) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$14.30, compared to a current price of NT$10.90 — trading 23.8% below its estimated fair value. The current Return-on-Tangible-Equity is 3.72%, which is near median its 10-year median of 3.86 and 66.9% below the Banks industry median of 11.24. Taipei Star Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Taipei Star Bank (ROCO:5863), the current Return-on-Tangible-Equity is 3.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taipei Star Bank (ROCO:5863) Overvalued in 2026?
Based on GuruFocus' analysis, Taipei Star Bank stock appears to be undervalued.
The current stock price of NT$10.90 is trading 23.8% below its estimated GF Value™ of NT$14.30.
GuruFocus considers Taipei Star Bank to be Modestly Undervalued.
Key valuation signals for ROCO:5863:
Return-on-Tangible-Equity: 3.72% (near median its 10-year median of 3.86)
GF Value™: NT$14.30 vs. price of NT$10.90 (23.8% below fair value)
Industry Position: 66.9% below the Banks median (#1313 of 1521)
No single metric tells the full story. See the ROCO:5863 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taipei Star Bank is engaged in banking activities. It provides services of business loans, mortgages, checking deposits, demand deposits, and foreign currency trading business.
61GF Score
Get the complete analysis for ROCO:5863
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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