Taipei Star Bank (ROCO:5863) PE Ratio (TTM): 13.43 (As of Jul. 22, 2026) — 12% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROCO:5863 Taipei Star Bank ROCO:5863
61 GF Score
Price NT$11.15
GF Value NT$14.30
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Taipei Star Bank PE Ratio (TTM)?

Taipei Star Bank ROCO:5863 -0.89% 61 PE Ratio (TTM) is 13.43 as of Jul. 22, 2026, which is 12% below its 10-year median of 15.22. GuruFocus rates ROCO:5863 with a GF Score™ of 61/100 and a GF Value™ of NT$14.30 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,442 Banks companies, Taipei Star Bank ranks worse than 64.22% on this metric.

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-22), Taipei Star Bank's share price is NT$11.15. Taipei Star Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.83. Therefore, Taipei Star Bank's PE Ratio (TTM) for today is 13.43.

Good Sign:

Taipei Star Bank stock PE Ratio (=13.13) is close to 10-year low of 12.89.


The historical rank and industry rank for Taipei Star Bank's PE Ratio (TTM) or its related term are showing as below:

ROCO:5863' s PE Ratio (TTM) Range Over the Past 10 Years
Min: 12.89   Med: 15.22   Max: 42.35
Current: 13.43


During the past 13 years, the highest PE Ratio (TTM) of Taipei Star Bank was 42.35. The lowest was 12.89. And the median was 15.22.


ROCO:5863's PE Ratio (TTM) is ranked worse than
64.22% of 1442 companies
in the Banks industry
Industry Median: 11.845 vs ROCO:5863: 13.43

Taipei Star Bank's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was NT$0.35. Its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.83.

As of today (2026-07-22), Taipei Star Bank's share price is NT$11.15. Taipei Star Bank's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.53. Therefore, Taipei Star Bank's PE Ratio without NRI for today is 21.04.

During the past 13 years, Taipei Star Bank's highest PE Ratio without NRI was 42.23. The lowest was 14.13. And the median was 20.56.

Taipei Star Bank's EPS without NRI for the six months ended in Dec. 2025 was NT$0.35. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.53.

During the past 12 months, Taipei Star Bank's average EPS without NRI Growth Rate was 57.90% per year. During the past 3 years, the average EPS without NRI Growth Rate was 0.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was -7.10% per year. During the past 10 years, the average EPS without NRI Growth Rate was -1.30% per year.

During the past 13 years, Taipei Star Bank's highest 3-Year average EPS without NRI Growth Rate was 11.10% per year. The lowest was -16.50% per year. And the median was 0.60% per year.

Taipei Star Bank's EPS (Basic) for the six months ended in Dec. 2025 was NT$0.36. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was NT$0.84.


Taipei Star Bank  (ROCO:5863) PE Ratio (TTM) Explanation

The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.

In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.

If a company loses money, the PE Ratio (TTM) becomes meaningless.

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.

Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.

Similar to the PE Ratio without NRI or PS Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PE Ratio (TTM) measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .

PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).


Taipei Star Bank PE Ratio (TTM) Related Terms


Taipei Star Bank PE Ratio (TTM) Historical Data

* Premium members only.

The historical data trend for Taipei Star Bank's PE Ratio (TTM) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taipei Star Bank PE Ratio (TTM) Chart

Taipei Star Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PE Ratio (TTM)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.93 14.58 40.55 15.21 14.40

Taipei Star Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PE Ratio (TTM) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.55 At Loss 15.21 At Loss 14.40

ROCO:5863 vs PNC, USB: PE Ratio (TTM) Comparison

For the Banks - Regional subindustry, Taipei Star Bank's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taipei Star Bank PE Ratio (TTM) vs Banks Industry

For the Banks industry and Financial Services sector, Taipei Star Bank's PE Ratio (TTM) distribution charts can be found below:

* The bar in red indicates where Taipei Star Bank's PE Ratio (TTM) falls into.


ROCO:5863
61GF Score
Taipei Star Bank ROCO:5863
PE Ratio (TTM) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taipei Star Bank PE Ratio (TTM) Calculation

The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.

Taipei Star Bank's PE Ratio (TTM) for today is calculated as

PE Ratio (TTM)=Share Price/Earnings per Share (Diluted) (TTM)
=11.15/0.830
=13.43

Taipei Star Bank's Share Price of today is NT$11.15.
For company reported semi-annually, Taipei Star Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was NT$0.83.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PE Ratio (TTM)=Market Cap /Net Income

There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.

In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.

Frequently Asked Questions Learn more about PE Ratio (TTM) →
What does a PE Ratio (TTM) of 13.43 mean?
Taipei Star Bank (ROCO:5863) has a PE Ratio (TTM) of 13.43 as of Jul. 22, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Taipei Star Bank and its competitors. This is 12% below median its historical median of 15.22. Over the past decade, Taipei Star Bank's PE Ratio (TTM) has ranged from 12.89 to 42.35. According to the industry distribution chart, Taipei Star Bank ranks #926 out of 1442 companies in the Banks industry, placing it in the top 64.2%.
Is Taipei Star Bank's PE Ratio (TTM) too high?
Taipei Star Bank's current PE Ratio (TTM) of 13.43 is 12% below median its 10-year median of 15.22. Over the past 10 years, this metric has ranged from a low of 12.89 to a high of 42.35. The Banks industry median PE Ratio (TTM) is 11.85. Taipei Star Bank's value of 13.43 is 13.4% above this industry median. Based on the distribution chart, Taipei Star Bank ranks #926 out of 1442 companies in the Banks industry, which is below the industry midpoint. Overall, Taipei Star Bank has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Taipei Star Bank's PE Ratio (TTM) compare to PNC and USB?
According to the Banks industry distribution chart, Taipei Star Bank ranks #926 out of 1442 companies for PE Ratio (TTM). This places Taipei Star Bank in the lower half of its industry. The industry median PE Ratio (TTM) is 11.85. Taipei Star Bank's value of 13.43 is 13.4% above this benchmark. Historically, Taipei Star Bank's own PE Ratio (TTM) has ranged from 12.89 to 42.35 over the past decade. While the company's 10-year median is 15.22 vs. the industry median of 11.85, Taipei Star Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.85, based on 1,442 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taipei Star Bank's current PE Ratio (TTM) of 13.43 is 13.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Taipei Star Bank and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taipei Star Bank's current PE Ratio (TTM) is 13.43, which is 12% below median its own 10-year median of 15.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taipei Star Bank stock overvalued right now?
Based on GuruFocus' analysis, Taipei Star Bank (ROCO:5863) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$14.30, compared to a current price of NT$11.15 — trading 22% below its estimated fair value. The current PE Ratio (TTM) is 13.43, which is 12% below median its 10-year median of 15.22 and 13.4% above the Banks industry median of 11.85. Taipei Star Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Taipei Star Bank (ROCO:5863), the current PE Ratio (TTM) is 13.43 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taipei Star Bank (ROCO:5863) Overvalued in 2026?

Based on GuruFocus' analysis, Taipei Star Bank stock appears to be undervalued. The current stock price of NT$11.15 is trading 22% below its estimated GF Value™ of NT$14.30. GuruFocus considers Taipei Star Bank to be Modestly Undervalued.

Key valuation signals for ROCO:5863:

  • PE Ratio (TTM): 13.43 (12% below median its 10-year median of 15.22)
  • GF Value™: NT$14.30 vs. price of NT$11.15 (22% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 13.4% above the Banks median (#926 of 1442)

No single metric tells the full story. See the ROCO:5863 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taipei Star Bank Business Description

Address No.133, Sector 2, Yanping N. Road, Datong District, Taipei City, TWN, 103
Taipei Star Bank is engaged in banking activities. It provides services of business loans, mortgages, checking deposits, demand deposits, and foreign currency trading business.
61GF Score

Get the complete analysis for ROCO:5863

PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$11.15
Price
NT$14.30
GF Value