Banco HipotecarioBHPTY 52 PB Ratio is 1.04 as of Jun. 26, 2026, which is 8% below its 10-year median of 1.13. GuruFocus rates BHPTY with a GF Score™ of 52/100 and a GF Value™ of $2.21. The stock has 3 warning signs investors should review. Among 1,516 Banks companies, Banco Hipotecario ranks better than 68.54% on this metric.
The historical rank and industry rank for Banco Hipotecario's PB Ratio or its related term are showing as below:
BHPTY'
s PB Ratio Range Over the Past 10 Years
Min: 0.2 Med: 1.13 Max: 3.52
Current: 0.95
During the past 13 years, Banco Hipotecario's highest PB Ratio was 3.52. The lowest was 0.20. And the median was 1.13.
BHPTY's PB Ratio is ranked better than 68.54% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs BHPTY: 0.95
During the past 12 months, Banco Hipotecario's average Book Value Per Share Growth Rate was 21.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 55.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 101.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 70.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco Hipotecario was 158.80% per year. The lowest was 1.10% per year. And the median was 21.80% per year.
Back to Basics: PB Ratio
Banco Hipotecario (OTCPK:BHPTY) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco Hipotecario PB Ratio Related Terms
Banco Hipotecario PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco Hipotecario's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco Hipotecario's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Hipotecario PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco Hipotecario's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco Hipotecario's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco Hipotecario (BHPTY) has a PB Ratio of 1.04 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Hipotecario and its competitors. This is near median its historical median of 1.13. Over the past decade, Banco Hipotecario's PB Ratio has ranged from 0.20 to 3.52. According to the industry distribution chart, Banco Hipotecario ranks #477 out of 1516 companies in the Banks industry, placing it in the top 31.5%.
Is Banco Hipotecario's PB Ratio too high?
Banco Hipotecario's current PB Ratio of 1.04 is near median its 10-year median of 1.13. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 3.52. The Banks industry median PB Ratio is 1.09. Banco Hipotecario's value of 1.04 is 4.6% below this industry median. Based on the distribution chart, Banco Hipotecario ranks #477 out of 1516 companies in the Banks industry, which is above the industry midpoint. Overall, Banco Hipotecario has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Banco Hipotecario's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco Hipotecario ranks #477 out of 1516 companies for PB Ratio. This puts Banco Hipotecario in the upper half of its industry. The industry median PB Ratio is 1.09. Banco Hipotecario's value of 1.04 is 4.6% below this benchmark. Historically, Banco Hipotecario's own PB Ratio has ranged from 0.20 to 3.52 over the past decade. While the company's 10-year median is 1.13 vs. the industry median of 1.09, Banco Hipotecario has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Hipotecario's current PB Ratio of 1.04 is 4.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco Hipotecario and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Hipotecario's current PB Ratio is 1.04, which is near median its own 10-year median of 1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Hipotecario stock overvalued right now?
Banco Hipotecario (BHPTY) has a current PB Ratio of 1.04. The stock's GF Value™ is $2.21, compared to a current price of $3.08 — trading 39.4% above its estimated fair value. The current PB Ratio is 1.04, which is near median its 10-year median of 1.13 and 4.6% below the Banks industry median of 1.09. Banco Hipotecario's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco Hipotecario (BHPTY), the current PB Ratio is 1.04 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Hipotecario (BHPTY) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Hipotecario stock appears to be overvalued.
The current stock price of $3.08 is trading 39.4% above its estimated GF Value™ of $2.21.
Key valuation signals for BHPTY:
PB Ratio: 1.04 (near median its 10-year median of 1.13)
GF Value™: $2.21 vs. price of $3.08 (39.4% above fair value)
Industry Position: 4.6% below the Banks median (#477 of 1516)
No single metric tells the full story. See the BHPTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Hipotecario SA acts as a banking corporation based in Argentina. The company's operating segment includes Finance, Wholesale Banking, Retail Banking, and Others. Retail Banking segment includes loans granted and other credit products, such as deposit taking from individuals. The Wholesale Banking segment encompasses corporate and financial advice, as well as asset management and loans to large customers. It generates maximum revenue from the Retail banking segment. Some of its product include mortgage credits, personal loans, insurance, cash management, and others. Geographically, it operates only in Argentina.
52GF Score
Get the complete analysis for BHPTY
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BHPTY has been successfully added to your 
