JMT Network Services PCLBKK:JMT-R 83 PB Ratio is 1.91 as of Jun. 26, 2026, which is 53% below its 10-year median of 4.03. GuruFocus rates BKK:JMT-R with a GF Score™ of 83/100 and a GF Value™ of ฿41.39. The stock has 9 warning signs investors should review. Among 523 Credit Services companies, JMT Network Services PCL ranks better than 75.91% on this metric.
The historical rank and industry rank for JMT Network Services PCL's PB Ratio or its related term are showing as below:
BKK:JMT-R'
s PB Ratio Range Over the Past 10 Years
Min: 0.42 Med: 4.03 Max: 9.18
Current: 0.59
During the past 13 years, JMT Network Services PCL's highest PB Ratio was 9.18. The lowest was 0.42. And the median was 4.03.
BKK:JMT-R's PB Ratio is ranked better than 75.91% of 523
companies
in the Credit Services industry
Industry Median: 1.07
vs BKK:JMT-R: 0.59
During the past 12 months, JMT Network Services PCL's average Book Value Per Share Growth Rate was 0.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 21.70% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 29.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of JMT Network Services PCL was 61.60% per year. The lowest was -75.60% per year. And the median was 24.20% per year.
Back to Basics: PB Ratio
JMT Network Services PCL (BKK:JMT-R) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, JMT Network Services PCL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JMT Network Services PCL PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, JMT Network Services PCL's PB Ratio distribution charts can be found below:
* The bar in red indicates where JMT Network Services PCL's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
JMT Network Services PCL (BKK:JMT-R) has a PB Ratio of 1.91 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JMT Network Services PCL and its competitors. This is 53% below median its historical median of 4.03. Over the past decade, JMT Network Services PCL's PB Ratio has ranged from 0.42 to 9.18. According to the industry distribution chart, JMT Network Services PCL ranks #126 out of 523 companies in the Credit Services industry, placing it in the top 24.1%.
Is JMT Network Services PCL's PB Ratio too high?
JMT Network Services PCL's current PB Ratio of 1.91 is 53% below median its 10-year median of 4.03. Over the past 10 years, this metric has ranged from a low of 0.42 to a high of 9.18. The Credit Services industry median PB Ratio is 1.07. JMT Network Services PCL's value of 1.91 is 78.5% above this industry median. Based on the distribution chart, JMT Network Services PCL ranks #126 out of 523 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, JMT Network Services PCL has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does JMT Network Services PCL's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, JMT Network Services PCL ranks #126 out of 523 companies for PB Ratio. This places JMT Network Services PCL in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.07. JMT Network Services PCL's value of 1.91 is 78.5% above this benchmark. Historically, JMT Network Services PCL's own PB Ratio has ranged from 0.42 to 9.18 over the past decade. While the company's 10-year median is 4.03 vs. the industry median of 1.07, JMT Network Services PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.07, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JMT Network Services PCL's current PB Ratio of 1.91 is 78.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on JMT Network Services PCL and its competitors. For the Credit Services industry, the median PB Ratio is 1.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JMT Network Services PCL's current PB Ratio is 1.91, which is 53% below median its own 10-year median of 4.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JMT Network Services PCL stock overvalued right now?
JMT Network Services PCL (BKK:JMT-R) has a current PB Ratio of 1.91. The stock's GF Value™ is ฿41.39, compared to a current price of ฿35.81 — trading 13.5% below its estimated fair value. The current PB Ratio is 1.91, which is 53% below median its 10-year median of 4.03 and 78.5% above the Credit Services industry median of 1.07. JMT Network Services PCL's overall GF Score™ is 83/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For JMT Network Services PCL (BKK:JMT-R), the current PB Ratio is 1.91 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JMT Network Services PCL (BKK:JMT-R) Overvalued in 2026?
Based on GuruFocus' analysis, JMT Network Services PCL stock appears to be undervalued.
The current stock price of ฿35.81 is trading 13.5% below its estimated GF Value™ of ฿41.39.
Key valuation signals for BKK:JMT-R:
PB Ratio: 1.91 (53% below median its 10-year median of 4.03)
GF Value™: ฿41.39 vs. price of ฿35.81 (13.5% below fair value)
Industry Position: 78.5% above the Credit Services median (#126 of 523)
No single metric tells the full story. See the BKK:JMT-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JMT Network Services PCL is engaged in debt collection services, purchase of non-performing accounts receivable from financial institutions for debt management and collection, providing finance leasing services, and insurance broker services. The company has three reportable segments, which are Debt tracking and collection service, Non-performing accounts receivable management business, and Insurance business. Its Debt collection segment generates maximum revenue for the company. Geographically, the company generates almost all of its revenue from Thailand.
83GF Score
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