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Union Mosaic Industry PCLBKK:UMI +1.10%51 PB Ratio is 0.39 as of Aug. 04, 2026, which is 46% below its 10-year median of 0.72. GuruFocus rates BKK:UMI with a GF Score™ of 51/100 and a GF Value™ of ฿0.73 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,720 Construction companies, Union Mosaic Industry PCL ranks better than 90% on this metric.
The historical rank and industry rank for Union Mosaic Industry PCL's PB Ratio or its related term are showing as below:
BKK:UMI'
s PB Ratio Range Over the Past 10 Years
Min: 0.21 Med: 0.72 Max: 2.03
Current: 0.38
During the past 13 years, Union Mosaic Industry PCL's highest PB Ratio was 2.03. The lowest was 0.21. And the median was 0.72.
BKK:UMI's PB Ratio is ranked better than 90% of 1720
companies
in the Construction industry
Industry Median: 1.34
vs BKK:UMI: 0.38
During the past 12 months, Union Mosaic Industry PCL's average Book Value Per Share Growth Rate was 33.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was -0.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Union Mosaic Industry PCL was 16.80% per year. The lowest was -9.60% per year. And the median was -2.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Union Mosaic Industry PCL PB Ratio Related Terms
Union Mosaic Industry PCL PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Building Products & Equipment subindustry, Union Mosaic Industry PCL's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Union Mosaic Industry PCL PB Ratio vs Construction Industry
For the Construction industry and Industrials sector, Union Mosaic Industry PCL's PB Ratio distribution charts can be found below:
* The bar in red indicates where Union Mosaic Industry PCL's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Union Mosaic Industry PCL (BKK:UMI) has a PB Ratio of 0.39 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Mosaic Industry PCL and its competitors. This is 46% below median its historical median of 0.72. Over the past decade, Union Mosaic Industry PCL's PB Ratio has ranged from 0.21 to 2.03. According to the industry distribution chart, Union Mosaic Industry PCL ranks #172 out of 1720 companies in the Construction industry, placing it in the top 10%.
Is Union Mosaic Industry PCL's PB Ratio too high?
Union Mosaic Industry PCL's current PB Ratio of 0.39 is 46% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 2.03. The Construction industry median PB Ratio is 1.34. Union Mosaic Industry PCL's value of 0.39 is 70.9% below this industry median. Based on the distribution chart, Union Mosaic Industry PCL ranks #172 out of 1720 companies in the Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Union Mosaic Industry PCL has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Union Mosaic Industry PCL's PB Ratio compare to TT and JCI?
According to the Construction industry distribution chart, Union Mosaic Industry PCL ranks #172 out of 1720 companies for PB Ratio. This places Union Mosaic Industry PCL in the top 10% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.34. Union Mosaic Industry PCL's value of 0.39 is 70.9% below this benchmark. Historically, Union Mosaic Industry PCL's own PB Ratio has ranged from 0.21 to 2.03 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.34, Union Mosaic Industry PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Construction company?
The median PB Ratio among Construction companies is 1.34, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Union Mosaic Industry PCL's current PB Ratio of 0.39 is 70.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Union Mosaic Industry PCL and its competitors. For the Construction industry, the median PB Ratio is 1.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Mosaic Industry PCL's current PB Ratio is 0.39, which is 46% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Mosaic Industry PCL stock overvalued right now?
Based on GuruFocus' analysis, Union Mosaic Industry PCL (BKK:UMI) is currently considered Modestly Overvalued. The stock's GF Value™ is ฿0.73, compared to a current price of ฿0.92 — trading 26% above its estimated fair value. The current PB Ratio is 0.39, which is 46% below median its 10-year median of 0.72 and 70.9% below the Construction industry median of 1.34. Union Mosaic Industry PCL's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Union Mosaic Industry PCL (BKK:UMI), the current PB Ratio is 0.39 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Union Mosaic Industry PCL (BKK:UMI) Overvalued in 2026?
Based on GuruFocus' analysis, Union Mosaic Industry PCL stock appears to be overvalued.
The current stock price of ฿0.92 is trading 26% above its estimated GF Value™ of ฿0.73.
GuruFocus considers Union Mosaic Industry PCL to be Modestly Overvalued.
Key valuation signals for BKK:UMI:
PB Ratio: 0.39 (46% below median its 10-year median of 0.72)
GF Value™: ฿0.73 vs. price of ฿0.92 (26% above fair value)
Industry Position: 70.9% below the Construction median (#172 of 1720)
No single metric tells the full story. See the BKK:UMI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Union Mosaic Industry PCL is a Thailand-based company engaged in the production and distribution of ceramic floor and wall tiles. The group operates through two principal segments: Local floor and wall tiles, which focuses on the manufacture and sale of tiles within the domestic market in Thailand, and Export floor and wall tiles, which involves the sale and distribution of tiles to international markets.
51GF Score
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