BLNE (Beeline Holdings) PB Ratio: 0.83 (As of Jun. 29, 2026) — 70% Below Median


BLNE Beeline Holdings Inc BLNE
29 GF Score
Price $1.38
GF Value $0.16
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Beeline Holdings PB Ratio?

Beeline Holdings BLNE +13.11% 29 PB Ratio is 0.83 as of Jun. 29, 2026, which is 70% below its 10-year median of 2.79. GuruFocus rates BLNE with a GF Score™ of 29/100 and a GF Value™ of $0.16 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,519 Banks companies, Beeline Holdings ranks better than 71.69% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-29), Beeline Holdings's share price is $1.38. Beeline Holdings's Book Value per Share for the quarter that ended in Mar. 2026 was $1.66. Hence, Beeline Holdings's PB Ratio of today is 0.83.

The historical rank and industry rank for Beeline Holdings's PB Ratio or its related term are showing as below:

BLNE' s PB Ratio Range Over the Past 10 Years
Min: 0.02   Med: 2.79   Max: 21.1
Current: 0.83

During the past 13 years, Beeline Holdings's highest PB Ratio was 21.10. The lowest was 0.02. And the median was 2.79.

BLNE's PB Ratio is ranked better than
71.69% of 1519 companies
in the Banks industry
Industry Median: 1.09 vs BLNE: 0.83

During the past 12 months, Beeline Holdings's average Book Value Per Share Growth Rate was -72.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Beeline Holdings was 30.80% per year. The lowest was -24.80% per year. And the median was -17.40% per year.

Back to Basics: PB Ratio


Beeline Holdings  (NAS:BLNE) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Beeline Holdings PB Ratio Related Terms


Beeline Holdings PB Ratio Historical Data

* Premium members only.

The historical data trend for Beeline Holdings's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Beeline Holdings PB Ratio Chart

Beeline Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.98 0.00 2.59 0.09 0.90

Beeline Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.50 1.51 0.90 1.41

BLNE vs CNF, MMCP, PAPL: PB Ratio Comparison

For the Mortgage Finance subindustry, Beeline Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Beeline Holdings PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Beeline Holdings's PB Ratio distribution charts can be found below:

* The bar in red indicates where Beeline Holdings's PB Ratio falls into.


BLNE
29GF Score
Beeline Holdings Inc BLNE
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Beeline Holdings PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Beeline Holdings's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=1.38/1.661
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.83 mean?
Beeline Holdings (BLNE) has a PB Ratio of 0.83 as of Jun. 29, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Beeline Holdings and its competitors. This is 70% below median its historical median of 2.79. Over the past decade, Beeline Holdings' PB Ratio has ranged from 0.02 to 21.10. According to the industry distribution chart, Beeline Holdings ranks #430 out of 1519 companies in the Banks industry, placing it in the top 28.3%.
Is Beeline Holdings' PB Ratio too high?
Beeline Holdings' current PB Ratio of 0.83 is 70% below median its 10-year median of 2.79. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 21.10. The Banks industry median PB Ratio is 1.09. Beeline Holdings' value of 0.83 is 23.9% below this industry median. Based on the distribution chart, Beeline Holdings ranks #430 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Beeline Holdings has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Beeline Holdings' PB Ratio compare to CNF and MMCP?
According to the Banks industry distribution chart, Beeline Holdings ranks #430 out of 1519 companies for PB Ratio. This puts Beeline Holdings in the upper half of its industry. The industry median PB Ratio is 1.09. Beeline Holdings' value of 0.83 is 23.9% below this benchmark. Historically, Beeline Holdings' own PB Ratio has ranged from 0.02 to 21.10 over the past decade. While the company's 10-year median is 2.79 vs. the industry median of 1.09, Beeline Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Beeline Holdings's current PB Ratio of 0.83 is 23.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Beeline Holdings and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Beeline Holdings's current PB Ratio is 0.83, which is 70% below median its own 10-year median of 2.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Beeline Holdings stock overvalued right now?
Based on GuruFocus' analysis, Beeline Holdings (BLNE) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.16, compared to a current price of $1.38 — trading 762.5% above its estimated fair value. The current PB Ratio is 0.83, which is 70% below median its 10-year median of 2.79 and 23.9% below the Banks industry median of 1.09. Beeline Holdings' overall GF Score™ is 29/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Beeline Holdings (BLNE), the current PB Ratio is 0.83 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Beeline Holdings (BLNE) Overvalued in 2026?

Based on GuruFocus' analysis, Beeline Holdings stock appears to be overvalued. The current stock price of $1.38 is trading 762.5% above its estimated GF Value™ of $0.16. GuruFocus considers Beeline Holdings to be Significantly Overvalued.

Key valuation signals for BLNE:

  • PB Ratio: 0.83 (70% below median its 10-year median of 2.79)
  • GF Value™: $0.16 vs. price of $1.38 (762.5% above fair value)
  • GF Score™: 29/100 with 7 warning signs
  • Industry Position: 23.9% below the Banks median (#430 of 1519)

No single metric tells the full story. See the BLNE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Beeline Holdings Business Description

Address 188 Valley Street, Suite 225, Providence, RI, USA, 02909
Beeline Holdings Inc is a fintech mortgage lender and title provider transforming the home loan process into a shorter, easier path than conventional mortgage lending for Americans seeking a digital experience. The group is building a fully digital, AI-powered platform that simplifies and accelerates the home financing process. The Company has built a proprietary mortgage, equity purchase and title platform leveraging developed technical tools with sophisticated language learning models and combining an appropriate amount of human interaction to create a outcome for its customers.
29GF Score

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PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.38
Price
$0.16
GF Value